Stephanie Wolfgram - Finance Broker

Stephanie Wolfgram - Finance Broker Finance broker specialising in first home buyers, residential and investment properties, car loans a

Residential mortgage broker providing credit assistance for home loans, personal loans, business loans.

04/09/2026

💡 Negative gearing isn’t dead. It’s just different 💡⁣⁣
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Investors can still use negative gearing on newly built properties. ⁣⁣
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That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. ⁣⁣
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Seek advice from your financial adviser or accountant first.⁣⁣
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DM us for finance options. 👇⁣⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]

28/08/2026

⏳ What usually happens after a property downturn?⏳⁣⁣
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Property prices rose 32% on average after each of the eight past downturns*. ⁣⁣
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With the market currently in a lull, buyers could potentially snag a house at a good price.⁣⁣
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But wait too long, and buyer competition could be fierce. ⁣⁣
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Being prepared is key. DM us about pre-approval and get organised today.👇⁣⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]
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* Domain data

21/08/2026

🩺 What happens in a home loan health check? 🩺⁣⁣
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First, we check the pulse of your loan: does it still meet your needs? ⁣⁣
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Next, we look at vitals like the interest rate and loan features. ⁣⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. ⁣⁣
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DM us to arrange a home loan health check. 👇⁣⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]

14/08/2026

🙌 The strategy 300,000+ first home buyers have used 🙌⁣⁣
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With the 5% Deposit Scheme, you can buy your first home with as little as a 5% deposit. ⁣⁣
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The federal government guarantees your loan. Which means no lenders mortgage insurance is needed - a big saving! ⁣⁣
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DM us to find out if you’re eligible. 👇⁣⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]
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* Housing Australia statistics

07/08/2026

💳 How BNPL can impact your home loan application 💳⁣⁣
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Every time you apply for Buy Now Pay Later, it may trigger a credit check.⁣⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. ⁣⁣
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Late or missed BNPL payments can also be reported, which could reduce your score further. ⁣⁣
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Got a BNPL account active? DM us to find out more. 👇⁣⁣
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DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]

31/07/2026

🥶 Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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1. Seal gaps around windows and doors.⁣
2. Invest in curtains, blinds or even double glazing. ⁣
3. Insulation can reduce heating costs by around 45%.*⁣
4. Or, think big and embrace solar power. ⁣
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Need help to fund your winterproofing renos? DM us to explore your funding options. 👇⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]
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* Department of Energy

24/07/2026

😬 1-in-3 Aussie investors regret not investing earlier 😬⁣

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People who started investing in their 30s are 46% wealthier than those who waited until their 40s.*⁣

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That’s because investment returns can compound over time.⁣

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With all things investment related, it may be worth seeking advice from a financial adviser.⁣

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But if you do decide to invest in property, DM us to explore your investment loan options. 👇⁣

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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923

💻 [email protected]

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* Finder research

17/07/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Don’t forget to factor in other upfront expenses such as legal fees, home insurance, and furniture removalists and potentially stamp duty.⁣
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Need help crunching the numbers? That's our specialty. 👇⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]

10/07/2026

🔁 A record number of Aussies just refinanced 🔁⁣
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More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]
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* ABS statistics

03/07/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣
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To find out more, DM or contact Stephanie on:

☎️ 0448 138 923
💻 [email protected]
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* Canstar research

Address

Dianella, WA
6059

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61448138923

Website

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