Neptune Finance Australia

Neptune Finance Australia Always working with your best interests at heart, we're experts in all things finance and home loans!

Neptune Finance Australia Pty Ltd (ACN: 665 738 303 & Credit Representative: 549 823) is authorised under Australian Credit License 384 324

✅️ Why Use a Mortgage Broker Instead of Going Straight to a Bank?Going directly to a single bank gives you access to onl...
10/09/2026

✅️ Why Use a Mortgage Broker Instead of Going Straight to a Bank?

Going directly to a single bank gives you access to only their specific loan products. Working with an independent mortgage broker gives you access to dozens of lenders and hundreds of loan options, ensuring you secure a structure and rate tailored to your individual goals.

Want to compare options across 40+ Australian lenders? Send us a DM.

🏡REIWA Weekly Property Market UpdateLet's take a look at this week's figures from REIWA that give us an insight into the...
07/09/2026

🏡REIWA Weekly Property Market Update

Let's take a look at this week's figures from REIWA that give us an insight into the state of the current Perth property market.

If you want to make the most of current market opportunities, reach out to our team on 08 9200 4840 (or via DM) to get your pre-approval underway!

💳️ How Credit Cards Affect Your Borrowing PowerDid you know that lenders assess credit cards based on your total credit ...
03/09/2026

💳️ How Credit Cards Affect Your Borrowing Power

Did you know that lenders assess credit cards based on your total credit limit, not your actual balance? Even if you pay off your card in full every month, a $10,000 credit limit can reduce your maximum borrowing capacity by tens of thousands of dollars.

Looking to boost your borrowing power before applying for a loan? Let’s chat.

We know that finding the perfect home loan can feel overwhelming, but it doesn't have to be.🏘️ Our goal at Neptune Finan...
29/08/2026

We know that finding the perfect home loan can feel overwhelming, but it doesn't have to be.🏘️

Our goal at Neptune Finance Australia is to make your home-buying journey as smooth, transparent, and stress-free as possible.

Hearing feedback like this is exactly why we do what we do. 💙

Thank you, Armee and family, for trusting Chris and the Neptune Finance team to be part of such an important milestone! 🏡✨

Ready to start your own home loan journey? Give us a call on the number below or send us a DM!

📞 08 9200 4840

🏦 The Power of an Offset AccountAn offset account is a standard transaction account linked directly to your variable hom...
27/08/2026

🏦 The Power of an Offset Account

An offset account is a standard transaction account linked directly to your variable home loan. Every dollar sitting in this account offsets your loan balance dollar-for-dollar, reducing the total amount of interest charged every single day. It keeps your cash 100% accessible while actively lowering your monthly mortgage bill.

Want to see how an offset account could reduce your interest payments? Send us a DM.

🏘️ How Much Usable Equity Do You Have? If you’ve owned property in Perth over the last few years, your property’s market...
20/08/2026

🏘️ How Much Usable Equity Do You Have?

If you’ve owned property in Perth over the last few years, your property’s market value has likely grown. Usable equity is the difference between 80% of your home’s current value and your remaining loan balance. You can leverage this equity to purchase an investment property, renovate, or consolidate debt.

Want a free appraisal to calculate your available equity? Send us a DM.

Helping our clients buy their dream home is always a pleasure, and it was an absolute joy assisting Jackelyn with her ho...
15/08/2026

Helping our clients buy their dream home is always a pleasure, and it was an absolute joy assisting Jackelyn with her home loan application process in Wellard! ✨

Wanting to explore your own home loan or purchasing options? Give us a call on the number below or send us a DM!

📞 08 9200 4840

🏦 Why Interest-Only Loans Appeal to InvestorsMany property investors utilize interest-only repayment structures for thei...
13/08/2026

🏦 Why Interest-Only Loans Appeal to Investors

Many property investors utilize interest-only repayment structures for their portfolios. This strategy minimizes your mandatory monthly outgoings to keep cash flow flexible, while maximizing tax-deductible interest components. However, it requires a clear strategy for when the principal repayment period kicks in.

Want to see if an interest-only structure aligns with your goals? Let’s chat.

Address

The Garden Office Park, Level 2, Building C, 355 Scarborough Beach Road
Osborne Park, WA
6017

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 10am - 4pm

Website

Alerts

Be the first to know and let us send you an email when Neptune Finance Australia posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Neptune Finance Australia:

Shortcuts

Share

Category