Shore Financial

Home
Australia
North Sydney, NSW
Shore Financial

Australia's #1 Independent Mortgage Brokerage for 6 years running.

Ranked as the #1 Independent Mortgage Brokerage in Australia for the last 6 years running, with over $15B funded and over 31,000 happy customers. Shore Financial are property specialists, providing the following services:

- Residential Lending
- Commercial Lending
- Vehicle Financing
- Financial Planning
- SMSF Lending
- Risk & Personal Insurance
- General Insurance

We are a solution focused team that strive for an exceptional customer experience. Due to our large volumes of business, we have developed stronger relationships with the major banks & lenders which entitles us to special benefits to help further service our clients. These benefits include specialised pricing, policy exceptions, LMI waivers, free upfront valuations & preferential service for 24-hour approvals.

03/11/2026

The RBA has lifted the cash rate by 25 basis points to 4.85%, as inflation continues to run higher than expected.

If you’re wondering what this means for your repayments, our team is here to help you review your loan and explore your options.

03/11/2026

Sydney's property market is under pressure.

With stubborn inflation, falling property values and longer selling periods, what lies ahead for buyers and sellers?

🎧 Catch the full conversation in an upcoming episode of the Shore Financial Property & Finance Podcast.

Click the link below to stay updated with latest episodes.

https://open.spotify.com/show/0axZEXlWsY0EWPvcgtcZW8?si=098db38f720b4710

28/10/2026

Think you need a 20% deposit to buy your first home? You might not.

With eligible government schemes, some first home buyers may be able to purchase with a deposit as low as 2%. But your deposit is only one part of the equation.

From stamp duty and conveyancing to inspections, insurance, strata fees and council rates, knowing the full cost upfront can help you buy with confidence.

Head to https://shorefinancial.com.au/fhb-guide/ to grab the guide so you know your numbers before you fall in love with a property.

28/10/2026

Annual inflation rose to 4.3% in September, up from 4.0% in August, according to the latest ABS data. Housing and transport were the biggest contributors, with higher fuel prices adding to the pressure.

If you’d like to understand what rising inflation could mean for your home loan, have a chat with our team today.

27/10/2026

One word to describe working at Shore Financial? Here's what our team had to say 💙

Energetic, elevating, uplifting, charismatic and fun. More than a team, we're a family, and that same care goes into every client we work with.

Want a broker who genuinely cares? Drop us a message to get started.

26/10/2026

With four rate rises in 2026 alone, it’s more important than ever to stay on top of your home loan. Your interest rate, property value and loan structure could all be affecting how much you’re paying.

A free loan health check with Shore Financial takes under a minute and could help you find potential savings and make sure your loan is still working for you.

Comment “loan health” below and we’ll send you the link.

23/10/2026

Shore Financial’s State of Sydney Report has gained attention across leading Australian news, property and finance publications.

Our research has been featured in:

The Broker Times
Professional Australia
Broker
The Adviser
news.com.au
realestate.com.au
1688
Elite Agent
Financial News
Sydney Daily
Yeeyi
The Sydney Times
Australian Property Investor

From shifting market trends to emerging opportunities, the report explores the data shaping Sydney’s property landscape.

Download the full State of Sydney Report here: https://shorefinancial.com.au/state-of-sydney-report/

21/10/2026

Residential vs Commercial: What’s Different?

From rental yields to lease terms, residential and commercial property offer different opportunities for investors.

While residential property often focuses on capital growth, commercial property can offer higher yields and longer-term rental income.

Understanding the difference is key to making informed investment decisions.

🎧Listen to the full episode on the Shore Financial Podcast.
Link to Podcast: https://open.spotify.com/episode/36kfOxl1CWYMPIcklEOLj8?si=1fO9xv75RHu1NDpOiMlaeg&utm_source=copy-link

20/10/2026

Banks aren't built for speed, and sometimes, speed is the whole deal.

Private mortgage lending is short-term, asset-backed finance that can settle in days instead of months. It won't suit every borrower, but for time-critical purchases, business growth, or bridging finance, it can be the difference between missing an opportunity and closing it.

Swipe through to see how it works ➡️

Got a deal on the clock? Let's talk, send us a message today!

19/10/2026

No LMI at 90%? That's just for doctors, accountants and lawyers, right? Not always.

Our client owns a marketing agency and needed to upsize and go from three bedrooms to five for their growing family. With the right lending strategy, we secured a 90% loan with no Lenders Mortgage Insurance, using just one year of financials and no bridging finance.

Self-employed and thinking about upsizing? Talk to the Shore Financial team and we’ll make it happen.

Address

Level 16, 124 Walker Street
North Sydney, NSW
2060

Website

http://www.shorefinancial.com.au/

Alerts

Be the first to know and let us send you an email when Shore Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.