Crop Risk Underwriting

15/10/2025

It's that time of year again as the soil warms up and the cotton planters get busy. Our 2025-26 cotton crop insurance policy is available through our partner insurance brokers and we are pleased to confirm the inclusion of:
* Reducing Excess when Mapped Yield Data is provided
* Rate discounts for the provision of KML files and proof of MyBMP certification
* Cover for Refuge Crops, Additional Expenses, Spray Drift, Harvested Seed Cotton, Delayed Harvest and Micronaire/Rainfall Downgrade to hail affected crops.
* Optional cover for Delivered Seed Cotton and Leaf/Colour Downgrade to non-hail affected crops.
Talk to one of our partner insurance brokers to find out more. Full details of coverage etc. is detailed in our policy wording.

21/05/2025

It’s that time of year again when we open the books and start quoting for the 2025 broadacre cropping season with options for growers to structure their crop insurance around yield, price, excess percentage and premiums.

We have expanded the data upload features in our online system to allow grain growers who use, or via their Agronomist have access to, the Farm Planning feature of Agworld to export the "Crop Insurance Report" for upload into our online system via their insurance broker. This simple to generate report provides CRU with a KML file containing a digital boundary of the field, farm name, field name, season/year, crop type, area, medium yield, and medium price. Our system uses this to quickly create a quote and reduces the need for growers and brokers to fill in insurance forms with data that they have already entered into Agworld, saving time and reducing the potential for errors. CRU does not receive any other data on the field history or current season inputs etc.

For more information on CRU please refer to your insurance broker or our website https://www.cruw.com.au/

For more information on Agworld please refer to their website https://www.agworld.com/au/

For more information on the Crop Insurance Report, or to discuss your account setup, contact Agworld at [email protected] or call 08 6230 2290

28/03/2025

Should be an interesting lunch, the “insurance table” right at the back of the room 🙄

28/03/2025

A fantastic explanation of where all that rain and floodwater came ends up. Hopefully some will find its way into the Darling River. It certainly getting into north eastern NSW & southern and central Queensland at the moment.

26/03/2025

Is this an effective way to stop Fall Armyworm, sounds almost too good to be true!!

https://www.abc.net.au/news/2025-03-27/australian-fungi-bacteria-kills-fall-armyworm/105069826?fbclid=IwY2xjawJRbStleHRuA2FlbQIxMQABHXcGLivyV8Omo1YBwmQKG0kHrjCsyQAXPumFwyL8AHsHse-eSsZvWElpaw_aem_-X3JI3_mipbrOJ-uun_SHw

The insect said to threaten the food security of 600 million people globally may have met its match in the form of several native Australian fungi and bacteria.

19/03/2025

BOM April – June long range forecast:

The BOM has released their April to June long range forecast and whilst we know there is a lot of uncertainty with long range forecasts its always interesting to see what they have to say:
Rainfall Outlook:
• Grain growing regions of Western Australia, New South Wales, eastern Victoria and Tasmania have an even chance of experiencing median rainfall.
• Grain growing regions of South Australia and western Victoria appear to have a better than even chance of exceeding median rainfall.
• Note: While there is a good chance of exceeding median rainfall in some areas, it may not be sufficient to offset existing deficits.
Temperature Outlook:
• There is a 60-80% probability that the majority of Australia will experience above-average maximum temperatures which should result in warmer-than-average days and nights across the country.
El Niño-Southern Oscillation (ENSO):
• The ENSO is currently in a neutral phase and the Bureau’s models indicate that it is likely to remain in a neutral phase until August.

It will be interesting to look back on this at the end of June and see what was experienced.
http://www.bom.gov.au/climate/outlooks/ #/overview/video

07/11/2024

Should be interesting to hear what’s making institutional investors look to Australia 🇦🇺 🤔

23/10/2024

Interested to see what we can learn today from the Risk Frontiers team 🤔

27/09/2024

Its cotton season again and CRU has released its 2024/25 cotton policy wording with preferential rates for certified growers and those able to provide GIS based digital field maps.
Talk to your insurance broker to find out more.

24/09/2024

We are aware of significant and widespread frost damage throughout large parts of SA, VIC and southern NSW.
CRU customers should talk to their broker about adjusting yields and the impact of revision dates on crop insurance policies. Most of all we encourage all affected grain growers to not be afraid to talk to someone about whats happened and, to reach out for assistance: https://nff.org.au/mental-health-resources/

16/08/2024

We've added to and expanded our Claims Chat series of fact sheets with information on: How to fast track your claim, How replant subsidies and additional expenses work, Straying Livestock and Chemical Overspray claims.
Contact your CRU partner broker to get hold of a copy.