Selector Finance

Selector Finance Brett and his team believe finance is personal. It’s the goalsetting, the big picture and power moves. Like you, we believe finance is personal.

Selector Finance help you understand and navigate the world of finance with a process that brings peace of mind and complete understanding. Your hopes and dreams don’t reflect those of the next person, so you require a unique roadmap to get you there.

Forget the fads and create consistency 👌I hear time and again about the latest fad or get rich quick scheme. Over the ye...
17/06/2025

Forget the fads and create consistency 👌
I hear time and again about the latest fad or get rich quick scheme. Over the years, I’ve seen many fads come and go, but one thing that remains true is that consistent, hard work wins over time and again. I often tell my clients to stay the course, and be persistent in their job or business. The rewards will come.
I’d love to help you, or your family members, find a consistent course that will bring you the best financial security in the long term. Get in touch today on 1300 16 16 00.

What are the three main sales processes in real estate?You may encounter these if buying or selling your home… Private t...
09/04/2025

What are the three main sales processes in real estate?
You may encounter these if buying or selling your home…

Private treaty sale:
This is a normal sale and most common in a buyer’s market, where there are more homes available for sale than buyers ready to purchase.

Auction:
This is normal state of play in a seller’s market, where demand for properties is high. Agents give a guide, which is notoriously inaccurate.

Dutch auction:
Here the agent asks for your best bid. It happens during a supercharged seller’s market, where there are way too many buyers than there are properties to purchase. You have no idea what the other bids are. I often tell clients to avoid that type of sale like the plague. Walk away.

~ Brett

What are the first five questions you need to ask as a First Home Buyer (FHB)? I’ve had three or four first home buyers ...
18/02/2025

What are the first five questions you need to ask as a First Home Buyer (FHB)?

I’ve had three or four first home buyers recently settle on a home, some who have been waiting for their opportunity for years. Properties started popping up in their price range. Why? For some people, rates are hurting so they are getting out.

Here are five questions you need to be asking if you’re a FHB wanting to get in the market…

1. How much can I afford? This is an important question! Do the maths, know how much the mortgage is going to cost you. And part of that conversation is – if rates go up, do I have a buffer?
2. How much will the banks lend me? Remember this considers your existing debt including credit cards, personal loans and HECS.
3. What is the technical detail around the loan? Things like stamp duty, current FHB government schemes, and conveyancer contacts.
4. What do I need to ask the real estate agent about the property?
5. Is it a good time to purchase a property?

These questions will set you well on your way to being an informed home buyer. And I’m happy to help you gain some answers. If you’re looking to get into the market, get in touch today.

~ Brett

Wishing you a happy and safe Christmas and New Year 🎄 Selector Finance will be closed from 5pm on Friday, 20 December, a...
09/12/2024

Wishing you a happy and safe Christmas and New Year 🎄

Selector Finance will be closed from 5pm on Friday, 20 December, and reopening 9am Monday, 6 January 2025. We look forward to continuing to be of service to you in the New Year. Thank you for being on the journey with us in 2024. ~ Brett and Nikki.

People tend to get a bit personal with money. Money is one of the most emotive things we touch in our lives, but money i...
18/11/2024

People tend to get a bit personal with money. Money is one of the most emotive things we touch in our lives, but money is not about emotions – it’s about numbers. In what I do, I am able to point that out to the clients I work with. The banks often can’t give you what you want. The banks are a cog in the machine, and unfortunately, you’re just a number. So, when you take the emotion out of it, do you still want to move banks? Can you afford to?

The Psychology of Money - Timeless lessons on wealth, greed and happiness by Morgan Housel is one of my favourite books. I highly recommend it. It hammers this message home. Get your head around your attitude to money before you do anything else. There’s no use knowing about stocks, there’s no use knowing about mortgage rates, if you can’t understand how you react to money. ~ Brett

Address

Suite 611, Level 6, 100 Walker Street, North Sydney
Sydney, NSW
2060

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300161600

Website

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