Greg Bishop - Property Finance

Greg Bishop - Property Finance Greg is a mortgage broker specialising in property finance. Greg has been passionate about property investing since a young age.

Having bought and sold numerous properties, he has a sound understanding of the process in securing the right home or potential investment property for his clients. Greg is a lifeguard & fire fighter in his spare time which further substantiates his commitment to helping people, not only with their finance needs. Due to Greg’s kind nature and his willingness to go above and beyond, you can be rest assured that your experience with Greg will be a positive one.

There's nothing more rewarding than getting a great outcome for our clients, and then receiving amazing feedback like th...
26/02/2024

There's nothing more rewarding than getting a great outcome for our clients, and then receiving amazing feedback like this! 😊 Thanks for the review Annette!

💡 Want to potentially add value to your home? Green it up 💡⁣⁣New CommBank research shows 7 in 10 Aussies say energy effi...
21/02/2024

💡 Want to potentially add value to your home? Green it up 💡⁣
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New CommBank research shows 7 in 10 Aussies say energy efficiency can potentially boost a home’s value. 📈⁣
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And as power bills continue to climb, well, they might just be onto something. 😅⁣
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There's now also a range of choices available when it comes to ‘green’ loan options, which can offer discounted rates on loans (usually between $5,000 and $30,000) for eco-friendly improvements, possibly including:⁣
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✅ Solar panels, hot water systems, pool heaters or battery systems⁣
✅ Double glazing for windows or external awnings⁣
✅ Water tanks⁣
✅ Insulation⁣
✅ Grey water treatment system⁣
✅ Energy-efficient appliances, lighting, white goods and air conditioners.⁣
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If you'd like to explore your green loan options to potentially fund something above, get in touch with us today. 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

🤔 Does your home loan have an offset account? 🤔⁣Not all home loan products offer them - and not all lenders offer loans ...
19/02/2024

🤔 Does your home loan have an offset account? 🤔
⁣
Not all home loan products offer them - and not all lenders offer loans that can have multiple offset accounts attached to them.⁣

But some do, and they may be a good way to help pay down your mortgage sooner. 👍
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In a nutshell, an offset account is a transaction or everyday banking account that is linked to your home loan. ⁣
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The advantage is that you only pay interest on the difference between the money in your offset accounts and the mortgage total.⁣
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Compare the Market crunched the numbers and found having just $25,000 in an offset account over the life of a $500,000 loan (rate of 5.84%) could see you slash over $100,000 off your loan interest, and may reduce your home loan term by almost three years. 😮

So, if you'd like to explore loan options that allow for multiple offset accounts to be attached to them, get in touch today to explore your refinancing options. 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

😮 Can you really save on your mortgage by paying fortnightly? 😮Here's an idea that could help you get ahead on your vari...
14/02/2024

😮 Can you really save on your mortgage by paying fortnightly? 😮

Here's an idea that could help you get ahead on your variable-rate home loan... 💡

Halve your monthly repayment, and then pay that amount into your home loan each fortnight.

Before you know it you'll be ahead on your repayments. 🤓

That's because there are 26 fortnights in a year, so you’ll make the equivalent of 13 monthly repayments instead of 12.

So just how much could you potentially save by using this tactic?

Well, Canstar crunched the numbers and found you could save over $200,000 in interest on a $600,000 loan (at a 6.88% interest rate) over 30 years.

Call us today to find out how much you could potentially save by making fortnightly payments. 👇

To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

🙌 Brokers now help settle 7 in 10 new mortgages 🙌⁣⁣Between July and September 2023, mortgage brokers wrote 71.5% of all ...
12/02/2024

🙌 Brokers now help settle 7 in 10 new mortgages 🙌⁣
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Between July and September 2023, mortgage brokers wrote 71.5% of all new residential home loans in Australia, according to the MFAA.⁣
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That's the second-highest mortgage broker market share the industry has recorded. 😮⁣
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It’s a good sign that brokers are delivering the goods when it comes to helping Australians move into their dream homes.⁣
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So why are more and more Aussies flocking to mortgage brokers? 🤔⁣
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Well, higher interest rates make it important to find a home loan that's right for you. ⁣
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And that’s just what a broker can help deliver (not to mention education, guidance and peace of mind). 🤝⁣
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Call us today to experience the broker difference. 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

🤓 The smart move that fewer than 1 in 10 borrowers are making 🤓⁣⁣It's no secret that many Aussie home owners are current...
07/02/2024

🤓 The smart move that fewer than 1 in 10 borrowers are making 🤓⁣
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It's no secret that many Aussie home owners are currently feeling the heat of high interest rates. ⁣
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But a report by Canstar shows that only 9% of home owners chased a better offer in 2023 by switching to a new lender. 🤨⁣
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Whereas 23% of property owners chose to just stick with their current loan because they think refinancing is too hard, or they have a fear of being rejected.⁣
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Another 20% intend to, but just hadn't gotten around to it yet.⁣
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That’s what we’re here for. 😁⁣
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We’ll do the legwork to make refinancing a breeze - and we'll know which lenders and loans you have a better chance of applying for. 👍⁣
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Talk to us today for a free home loan health check – and discover if you could save. 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

🏡 Feeling stretched? Extending your loan term could help 🏡⁣⁣If the last 18 months of cash rate hikes have left your fina...
05/02/2024

🏡 Feeling stretched? Extending your loan term could help 🏡⁣
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If the last 18 months of cash rate hikes have left your finances thinly stretched, one possible solution could give you some breathing space. 🤔⁣
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Stretching your loan term may help lower your monthly repayments.⁣
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For example, a Canstar analysis shows that a home owner with a $600,000 mortgage who extended a 25-year loan back out to 30 years could cut their repayments by $255 per month.⁣
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The catch? 🎣⁣
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The longer you pay off your loan, the more you'll pay in total interest. 😬⁣
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That said, you may still be able to close the gap and cut down the long-term interest cost by either making extra repayments in the future, loading up an offset account, or paying off the loan early (if, for example, you receive a lump sum inheritance).⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

🙃 Hurdles to clear: why banks check if you could pay 3% more 🙃⁣⁣As you're probably aware, the RBA has increased the cash...
31/01/2024

🙃 Hurdles to clear: why banks check if you could pay 3% more 🙃⁣
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As you're probably aware, the RBA has increased the cash rate 13 times in less than two years. 📈⁣
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But bank regulator APRA is sticking to its rate buffer of 3%. 😤⁣
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That means when you take out a new home loan, banks are advised to check if you could still repay that loan if interest rates were another 3% higher than the advertised rate.⁣
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Is that even fair? 🤔⁣
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Well, the 3% is meant to help home buyers stay out of financial hot water if interest rates were to rise even further. ⁣
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So, how can you avoid stumbling over that 3% hurdle? ⁣
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Simple - give us a call today and we'll help you work out just how much you could possibly borrow while still keeping APRA and the banks happy. 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

We can't help ourselves but be a little helpful! Thanks for the amazing review Jess! 😁
29/01/2024

We can't help ourselves but be a little helpful! Thanks for the amazing review Jess! 😁

🏘 Revealed: the four cities tipped to be property hotspots 🏘⁣⁣A new report from PEXA reveals that the nation’s populatio...
29/01/2024

🏘 Revealed: the four cities tipped to be property hotspots 🏘⁣
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A new report from PEXA reveals that the nation’s population is forecast to grow by 7.4 million by 2041.⁣
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That'll require an additional 2 million dwellings across our four biggest cities, which will account for over 65% of the forecasted population growth.⁣
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City by city, it's predicted that we'll need another:⁣
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🏘 723,000 new homes in Melbourne (that’s 40,000 new homes per year, or 772 per week);⁣
🏘 582,000 in Sydney;⁣
🏠 381,000 in Brisbane; and⁣
🏠 334,000 in Perth.⁣
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With so much pressure on demand, it could make these capital cities quite the property hotspots over the coming decades. 💪⁣
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So if you'd like to jump into one of these markets as either a first home buyer, upgrader, or investor, call us today to discuss your home loan options. 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

⚖ Buy versus build: what to weigh up ⚖⁣⁣There’s nothing like living in a brand new home.⁣⁣But financing a new build is v...
28/01/2024

⚖ Buy versus build: what to weigh up ⚖⁣
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There’s nothing like living in a brand new home.⁣
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But financing a new build is very different from a regular home loan. 🍎 🍊⁣
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So if you're looking to build the home of dreams, chances are you’ll need a construction loan.⁣
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The pros:⁣
✅ The loan is drip-fed as building progresses.⁣
✅ You only pay interest on funds drawn down.⁣
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The cons:⁣
🙃 Lenders may ask for more paperwork - such as a builder’s contract.⁣
🙃 Banks may set a timeframe for construction.⁣
🙃 Not all banks offer construction loans.⁣
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Call us today to weigh up your buy vs build options.👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

🏡 Want to help your kids buy their first home? Here’s how 🏡⁣⁣A new survey from Canstar shows how Aussies think parents c...
24/01/2024

🏡 Want to help your kids buy their first home? Here’s how 🏡⁣
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A new survey from Canstar shows how Aussies think parents can help their adult kids get into their first home sooner.⁣
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And the good news is that it doesn’t always involve contributing financially! 😉⁣
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Here are the survey's top results:⁣
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✅ 20% say - financial education⁣
✅ 16% - offer rent-free accommodation⁣
✅ 13% - contribute to deposit⁣
✅ 9% - go guarantor on the loan⁣
✅ 9% - contribute to living costs to help them save.⁣
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Or, you can talk to us. 📞⁣
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We’ll run you through some other options that can help get your kids into their first home sooner, including the federal government's 5% deposit (and no lenders mortgage insurance) scheme! 👇⁣
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To find out more, DM us or contact Greg Bishop on:

☎ – 0410 535 633
💻 – [email protected]

Address

Level 3, 153 Walker Street
North Sydney, NSW
2060

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+61410535633

Website

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