Natalie Spence - Coast Finance Group

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Natalie Spence - Coast Finance Group, Mortgage brokers, 1/14-18 Belford Street, Newcastle.

22/10/2026

Having the cash to fund growth doesn’t always mean you should use it.
If your business is expanding, using finance for new equipment, a property purchase or a fit out can allow you to keep cash in the business for wages, stock, unexpected costs and funding business growth.

The question isn’t just “can we afford to pay for this ourselves?” It’s whether using that cash is the best move for the business.

Sometimes it is. Sometimes borrowing gives you more flexibility.
If growth is on the cards, have a look at the numbers and work out what makes sense.

If your business is growing, when does it make sense to borrow rather than fund growth from cash flow?

📞 02 4062 8899
📱 0413 442 508
📧 [email protected]
🔗 www.coastfingroup.com.au/

20/10/2026

Did you know your SMSF could be a great solution to own the property your business operates from.

In the right circumstances, an SMSF can purchase commercial property and lease it back to your business, meaning the rent you pay could be going towards a property held within your super rather than to a landlord.
There are specific rules around how the property is purchased, financed and leased, though, so getting the structure right from the beginning matters.

If owning your business premises is something you’ve been considering, let’s look at what the finance side could actually involve.

📞 02 4062 8899
📱 0413 442 508
📧 [email protected]
🔗 www.coastfingroup.com.au/

16/10/2026

The RBA increased the cash rate by 0.25% to 4.60% on 29 September, marking the fourth increase this year.

For homeowners and investors, another rate rise means it’s worth checking what your current loan is actually costing you, and whether there’s a better option available.

For business owners considering equipment, property or their next investment, it doesn’t necessarily mean putting plans on hold. It means making sure the numbers and finance structure stack up before you make the move.

With further increases still possible if inflation remains high, now’s a good time to know where you stand and what else is on the table.

📞 02 4062 8899
📱 0413 442 508
📧 [email protected]
🔗 www.coastfingroup.com.au/

11/10/2026

🏔️🐎 CALCUTTA FOR A CAUSE – LET’S MAKE A DIFFERENCE! ❤️

📣 Calling all friends and family! We’d love your support at our major Mark Hughes Foundation Fundraiser before 18 amazing ladies take on the challenge of trekking to Mount Everest Base Camp! 🏔️

We’re taking 15 days out of our lives to trek to Base Camp and raise much needed funds for brain cancer, and we need YOUR help before we leave to meet our fundraising goals! 💙

🐎 What’s on?

✨ A fun afternoon Calcutta for a Cause — a great way to raffle horses ahead of the Melbourne Cup on the Tuesday! Never heard of a Calcutta? Don’t worry, you’ll learn all about it on the day!
🍴 Plenty of delicious food
🎶 Great tunes and good company
🔨 Seriously good items in our live auction
🎟️ Raffle tickets and plenty of chances to win!

Come along, have some fun, enjoy a fantastic afternoon with friends and family, and help us raise vital funds for the Mark Hughes Foundation and the fight against brain cancer. 💙

Every bit of support makes a difference, and we’d love to see a big crowd there cheering us on before we head off on our Everest adventure! 🏔️

🎫 Grab your tickets via the QR code or the link below!

https://www.stickytickets.com.au/6FCF3H

Tag your friends, share and spread the word and come join us for an afternoon of fun for an incredible cause! ❤️

MelbourneCup MakingADifference

30/09/2026

https://www.stickytickets.com.au/6FCF3H

🏇 Race, revel & raise! Join me for our pre Melbourne Cup Calcutta event — a great afternoon of fun, friends & fundraising.

💙 All for a great cause — raising funds to support brain cancer and the great work of the Mark Hughes Foundation.

We’d love to see you there.

29/09/2026

Can’t wait to support our Newcastle Knights boys this weekend! ❤️💙 Up the Knights! 🙌

24/09/2026

Growth. M&A. Succession. Working capital. Property. Five different moments, five different reasons a business might need finance, and five completely different ways that finance should actually be structured.

The mistake I see most is business owners waiting until it's urgent to have this conversation, instead of having it early and having options ready when the moment shows up.

Swipe through, see which one's closest to where you're at. And if it's on the list, that's your sign to reach out 👇

📞 02 4062 8899
📱 0413 442 508
📧 [email protected]
🔗 www.coastfingroup.com.au/

17/09/2026

Is anyone else just really happy Spring is here??

Grateful to live and work somewhere this good. If you've got a favourite Newy spring spot, drop it below, always keen for new recommendations.

📷

04/06/2026

To my fellow Newcastle & Lake Mac business owners. June 30 is closer than you think ⏰

The $20,000 instant asset write-off is available for eligible small businesses (turnover under $10M) until 30 June 2026. One important detail many people miss: the asset doesn’t just need to be purchased before June 30. It needs to be installed and ready for use by that date to qualify.

If you need finance to secure equipment or a vehicle before the deadline, don’t leave it to the last week. Loan applications, approvals, and settlements all take time. Starting the process now gives us the best chance of getting everything across the line in time.
Let’s get your business EOFY-ready.

📞 02 4062 8899
📱 0413 442 508
📧 [email protected]
🔗 www.coastfingroup.com.au

This is general information only. Please speak with us and your accountant to confirm eligibility for your specific situation.

Address

1/14-18 Belford Street
Newcastle, NSW
2292

Website

https://www.coastfingroup.com.au/

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