31/10/2026
With another interest rate rise possible on Tuesday, now is a good time to take a closer look at your home loan and household budget.
While another increase isn't guaranteed, being prepared can help you feel more in control of your finances.
There are five things I'd encourage homeowners to review:
✔️ Is your current interest rate competitive?
✔️ What would another 0.25% increase mean for your repayments?
✔️ Do you have enough of a cash buffer?
✔️ Are you making the most of your offset account?
✔️ Does your current loan structure still suit your needs?
Small steps now can help you prepare for whatever the next RBA decision brings.
If you're unsure whether your home loan is still competitive, get in touch. I'm happy to review your options and help you understand what might work for your circumstances.
Jon Jones
Newy Finance 🏡