Newy Finance

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Newy Finance Jon is a local Newcastle broker helping locals to purchase, refinance or consolidate debt. Newy Finance is a mortgage broking firm in Newcastle, NSW.

We offer home loans, first home buyers mortgages, commercial loans, investment property loans, asset finance, refinancing, equipment finance, mortgages, debt consolidation, personal loans, home equity release, mortgage top-ups, land & construction loans. We service clients from Newcastle to the Hunter Valley and beyond. Don't leave it to chance, Call Newy Finance!

With another interest rate rise possible on Tuesday, now is a good time to take a closer look at your home loan and hous...
31/10/2026

With another interest rate rise possible on Tuesday, now is a good time to take a closer look at your home loan and household budget.

While another increase isn't guaranteed, being prepared can help you feel more in control of your finances.

There are five things I'd encourage homeowners to review:

✔️ Is your current interest rate competitive?
✔️ What would another 0.25% increase mean for your repayments?
✔️ Do you have enough of a cash buffer?
✔️ Are you making the most of your offset account?
✔️ Does your current loan structure still suit your needs?

Small steps now can help you prepare for whatever the next RBA decision brings.

If you're unsure whether your home loan is still competitive, get in touch. I'm happy to review your options and help you understand what might work for your circumstances.

Jon Jones
Newy Finance 🏡

It’s great to hear the process felt simple and stress-free. I know that finance can feel overwhelming at times, so I alw...
27/10/2026

It’s great to hear the process felt simple and stress-free. I know that finance can feel overwhelming at times, so I always aim to make things as straightforward as possible and ensure my clients feel supported along the way.

Thank you for the kind words and recommendation. It’s genuinely appreciated.

Jon Jones
Newy Finance

Four interest rate rises in 2026 have changed the budgeting equation for many fellow Novocastrians, but that doesn't nec...
23/10/2026

Four interest rate rises in 2026 have changed the budgeting equation for many fellow Novocastrians, but that doesn't necessarily mean your property goals need to change.

The RBA has lifted the cash rate to 4.60%, putting more pressure on household budgets and making it important to understand where you stand financially.

If you already have a mortgage:
✔️ Review your current interest rate and ask your lender whether a better deal is available.
✔️ Explore whether refinancing could improve your repayments or loan features.
✔️ Check that your loan structure still suits your circumstances.
✔️ Revisit your household budget and build a financial buffer where possible.

Planning to buy?
✔️ Get pre-approved before you start house hunting.
✔️ Understand your borrowing capacity under current interest rates.
✔️ Consider a wider range of suburbs or property types.
✔️ Stress-test your budget to make sure you can manage repayments if rates rise again.

With the next RBA decision due on Tuesday, 3 November, the outlook remains uncertain. Rather than trying to predict what happens next, focus on making sure your finances are prepared for different scenarios.

If you'd like to review your borrowing options, feel free to get in touch.

Jon Jones
Newy Finance

When was the last time you checked whether your home loan was still working in your favour?Many borrowers stay with the ...
20/10/2026

When was the last time you checked whether your home loan was still working in your favour?

Many borrowers stay with the same loan for years without reviewing their options. But lenders regularly update their rates and products, so there could be a more competitive option available.

And when was the last time your bank called to offer you a better rate? For many people, the answer is never.

That's why I'm encouraging homeowners to book a Home Loan Health Check. I'll review your current loan, compare available options and see whether there may be an opportunity to improve your repayments or loan structure.

A quick review could uncover an opportunity you didn't know was there.

📩 Send me a message or give me a call, and let's see if your home loan is still as competitive as it could be.

Jon Jones
Newy Finance 🏡

For many of my fellow Novocastrians, the home loan is one of the biggest expenses in the household budget.I recently hel...
16/10/2026

For many of my fellow Novocastrians, the home loan is one of the biggest expenses in the household budget.

I recently helped a client reduce their home loan repayments by around $185 per month or approximately $2,220 per year. 💰

But refinancing isn’t just about finding a lower interest rate.

I look at the bigger picture: your current loan, interest rate, loan features, fees and costs, financial position and whether switching actually makes sense for you.

Whether you’re in Newcastle, the Hunter or further afield, it can be worth checking whether your current home loan is still working for you.

When was the last time you reviewed your home loan?

Send me a message and we can have a chat about your options.

Jon Jones
Newy Finance 🏡



Example figures are illustrative only. Actual repayments and savings will vary depending on individual circumstances.

Buying a home is a big deal and it’s completely normal to feel a little overwhelmed by it. 🏡Whether you’re buying your f...
13/10/2026

Buying a home is a big deal and it’s completely normal to feel a little overwhelmed by it. 🏡

Whether you’re buying your first home, refinancing, or looking to invest in property or diversify in shares, my job is to make the finance side as simple and straightforward as possible.

I take the time to understand your situation, your goals and what’s important to you, then help you work through the options available.

From home loans and investment lending to refinancing and restructuring, I’m here to guide you through the process without the jargon or unnecessary stress.

For me, it’s not just about finding a loan. It’s about finding a solution that works for you.

If you’re thinking about your next move, let’s have a chat.

Jon Jones
Newy Finance 🏡

Really appreciate receiving feedback like this.I know how important it is to keep the mortgage process moving, while als...
09/10/2026

Really appreciate receiving feedback like this.

I know how important it is to keep the mortgage process moving, while also making sure the details are taken care of along the way.

My goal with every client is to be responsive, thorough and make the process as straightforward as possible, so it’s great to hear that this was their experience.

A turnaround from application to approval in under a week was a fantastic result, and I’m grateful I could help make the process a little easier.

Thank you for the kind words and recommendation. It’s genuinely appreciated.

Jon Jones
Newy Finance

Want to get ahead on your mortgage without putting extra pressure on your budget?You don't necessarily need to make huge...
06/10/2026

Want to get ahead on your mortgage without putting extra pressure on your budget?

You don't necessarily need to make huge extra repayments.

Small changes like using your offset strategically, reviewing your repayment frequency, putting occasional windfalls towards the loan or checking your interest rate can potentially make a difference over time.

The key is finding an approach that works for your cash flow and your circumstances.

If it's been a while since you reviewed your home loan, I'm happy to take a look and see whether your current rate, loan structure and features are still working for you.

Jon Jones
Newy Finance

IT’S GRAND FINAL DAY!  🔴🔵🏆After 25 years, the Newcastle Knights are back where we’ve all been waiting to see them!The bu...
03/10/2026

IT’S GRAND FINAL DAY! 🔴🔵🏆

After 25 years, the Newcastle Knights are back where we’ve all been waiting to see them!

The build-up is over. The big day is here.

One team. One goal. 🏆

COME ON KNIGHTS! 🔴🔵
BRING IT HOME!



Pics via NRL // @‌nrl @‌nrlknights

Address

2 Portside Crescent
Maryville, NSW
2293

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 3pm

Telephone

+61410699969

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