Newy Finance

Newy Finance Jon is a local Newcastle broker helping locals to purchase, refinance or consolidate debt. Newy Finance is a mortgage broking firm in Newcastle, NSW.

We offer home loans, first home buyers mortgages, commercial loans, investment property loans, asset finance, refinancing, equipment finance, mortgages, debt consolidation, personal loans, home equity release, mortgage top-ups, land & construction loans. We service clients from Newcastle to the Hunter Valley and beyond. Don't leave it to chance, Call Newy Finance!

Redraw and offset accounts can both help reduce the interest you pay on your home loan, but they work quite differently....
09/06/2026

Redraw and offset accounts can both help reduce the interest you pay on your home loan, but they work quite differently.

A redraw facility lets you access extra repayments you’ve made on your loan, while an offset account keeps your savings separate but offsets the interest charged on your mortgage.

The best option really comes down to how you manage your money and what flexibility you need.

Choosing the right structure can make a big difference over the life of your loan, so it’s worth understanding your options properly.

If you’re unsure which setup may suit you best, I’m always happy to chat.

Jon Jones

It's been 19 years today the Pasha Bulker ran aground at Nobbys!🌊Where were you on this day 19 years ago?
08/06/2026

It's been 19 years today the Pasha Bulker ran aground at Nobbys!🌊
Where were you on this day 19 years ago?

Long weekends in Newcastle just hit different ☀️🌊Wishing everyone in our amazing local community a safe and relaxing lon...
05/06/2026

Long weekends in Newcastle just hit different ☀️🌊

Wishing everyone in our amazing local community a safe and relaxing long weekend.

Whether you’re spending it at the beach, with family and friends, supporting local businesses or simply slowing down for a few days, I hope you enjoy every minute of it.

Very grateful to live and work in such an incredible city and be part of the Newcastle community 🏡

Enjoy the break everyone!

Jon Jones

Really appreciate the continued trust over the years.Helping clients once is special, but being able to support someone ...
02/06/2026

Really appreciate the continued trust over the years.

Helping clients once is special, but being able to support someone across multiple loans and different stages of life is something I never take for granted.

I’m glad we could get this one sorted quickly and make the process feel easy again.

Thanks again for the recommendation and for continuing to choose Newy Finance along the journey.

Jon Jones

Rising interest rates haven’t automatically caused property prices to fall and housing supply is a big reason why.While ...
30/05/2026

Rising interest rates haven’t automatically caused property prices to fall and housing supply is a big reason why.

While new listings have increased slightly, total listings are still lower than this time last year, keeping supply relatively tight.

At the same time, construction challenges, labour shortages and ongoing population growth continue to support property values.

So while higher rates may slow the pace of growth, it doesn’t necessarily mean a broad market decline is coming.

The market right now is more nuanced than many headlines suggest.

If you’re wondering what current conditions mean for your borrowing power or plans, I’m always happy to help you understand your options.

Jon Jones

A reminder for first home buyers — the Help to Buy scheme is available 🏡I’ve spoken about this scheme before and it’s wo...
26/05/2026

A reminder for first home buyers — the Help to Buy scheme is available 🏡

I’ve spoken about this scheme before and it’s worth revisiting for anyone feeling locked out of the market.
Eligible buyers may be able to purchase with as little as a 2% deposit.

It could help reduce upfront costs, avoid LMI and make buying sooner more achievable for some Australians.
Like every strategy, it’s not one-size-fits-all.

If you’ve been wondering whether this scheme could work for your situation, I’m always happy to help you compare your options and understand what’s possible.

Jon Jones

I would like to formally welcome our newest 'silent partner' to the business, Anthony Albanese! 👋💼We are thrilled to ann...
20/05/2026

I would like to formally welcome our newest 'silent partner' to the business, Anthony Albanese! 👋💼

We are thrilled to announce he now owns a 47% stake in our profits without ever answering a phone, replying to an email, meeting a client or submitting a loan to the banks.

Emphasis on silent. 🤫📈

Your offset could be doing more!As rates rise, offset accounts are doing more heavy lifting than most people realise.An ...
15/05/2026

Your offset could be doing more!

As rates rise, offset accounts are doing more heavy lifting than most people realise.

An offset account reduces the interest charged on your loan — which means your money is working harder without you having to do anything extra.

For example:
If you have a $700,000 loan and $40,000 in offset, you’re only paying interest on $660,000.

As rates increase, the value of that saving increases too.

👉 More interest saved
👉 Faster loan reduction
👉 Smarter use of your cash

But here’s the part many people miss — not all offset setups are equal.

That’s why you should speak with a professional like me, someone who can make sure your setup is actually working for you, not against you.

If you want help reviewing your offset or loan structure, I’m always here to chat.

Jon Jones - Newy Finance 🏡

Really grateful for words like this 🙏Helping first home buyers feel confident and supported through the process is somet...
12/05/2026

Really grateful for words like this 🙏

Helping first home buyers feel confident and supported through the process is something I genuinely care about. Buying your first home can feel overwhelming at times, so knowing I was able to make things simpler, clearer and less stressful means a lot.

There’s always going to be challenges along the way, but having the right plan and the right support can make all the difference.

Thank you again for the trust and recommendation. It was a pleasure being part of your journey into your first home 🏡

Jon Jones

Address

2 Portside Crescent
Maryville, NSW
2293

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 3pm
Saturday 10am - 4pm

Telephone

+61410699969

Website

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