Financial Network Group - Lets Talk Loans

17/06/2026

💰 How much do you need to earn to buy a home? 💰⁣
⁣
Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
⁣
It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
⁣
For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
⁣
The catch is these were figures for houses. ⁣
⁣
Apartments may require a lower income. 🏢⁣
⁣
What matters is that you talk to us. ⁣
⁣
We can explain your borrowing power across different lenders based on your situation. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

15/06/2026

🏢 Unit versus house, what's your preference? 🏡⁣
⁣
Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
⁣
Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
⁣
But you've got to start somewhere...⁣
⁣
The median unit price across state capitals is $749,446. 📊⁣
⁣
That’s 34% less than the median house price of $1,140,454. 🏡⁣
⁣
The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
⁣
And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

12/06/2026

😬 1-in-3 Aussie investors regret not investing earlier 😬⁣
⁣
People who started investing in their 30s are 46% wealthier than those who waited until their 40s.*⁣
⁣
That’s because investment returns can compound over time.⁣
⁣
With all things investment related, it may be worth seeking advice from a financial adviser.⁣
⁣
But if you do decide to invest in property, DM us to explore your investment loan options. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]
⁣
* Finder research

11/06/2026

11/06/2026

Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots. 🥾

Melbourne Finance Broker - Financial Network Group

10/06/2026

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
⁣
Across large parts of Australia the end of summer was hot and humid.⁣
⁣
Perfect conditions for termites.⁣
⁣
A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
⁣
Getting rid of termites can be expensive. ⁣
⁣
And the damage they leave behind may not be covered by insurance. ⚠️⁣
⁣
For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
⁣
Or get a combined pest and building inspection to cover both bases. 🧾⁣
⁣
Contact us to learn more about the steps you should consider when buying a home. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

08/06/2026

📉 Rate hikes have reshaped home owner plans 📉⁣
⁣
Higher rates are seeing many Australian families knuckle down to pay off their home loan sooner. 💪⁣
⁣
Research by Agile Market Intelligence shows 72% of mortgage holders now say debt reduction is their main financial goal. ⁣
⁣
If you’re keen to double down on your home loan, talk to us. ⁣
⁣
We can explain small steps that could potentially make a big difference. ⁣
⁣
Or ask us about a home loan health check. 🩺⁣
⁣
Potentially switching to a lower rate home loan could be a way to get ahead with your mortgage. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

05/06/2026

🏡 How much do you really need to buy a first home? 🏡⁣
⁣
These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
⁣
For a $700,000 first home, a 5% deposit is $35,000.⁣
⁣
Don’t forget to factor in other upfront expenses such as legal fees, home insurance, and furniture removalists and potentially stamp duty.⁣
⁣
Need help crunching the numbers? That's our specialty. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

04/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. Recent home price data from Cotality may be just what homebuyers have been waiting for. The latest figures show zero (0%) increase i...

03/06/2026

🧠 First home buyers are taking smart steps to get into the market 🧠⁣
⁣
Buying a first home is no longer defined by a single pathway. 🏡⁣
⁣
First home buyers are using smart strategies to get into the property market. ⁣
⁣
CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. 🤝⁣
⁣
Others are using the 5% Deposit Scheme. ⁣
⁣
Some first timers are heading to regional areas for better affordability. 🌄⁣
⁣
What will your strategy look like? 🤔⁣
⁣
You could potentially combine all three! 🚀⁣
⁣
Call us to know the options that can help you become a first home owner. 👇⁣
⁣
To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]