Financial Network Group - Lets Talk Loans

04/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. Recent home price data from Cotality may be just what homebuyers have been waiting for. The latest figures show zero (0%) increase i...

03/06/2026

🧠 First home buyers are taking smart steps to get into the market 🧠⁣
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Buying a first home is no longer defined by a single pathway. 🏡⁣
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First home buyers are using smart strategies to get into the property market. ⁣
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CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. 🤝⁣
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Others are using the 5% Deposit Scheme. ⁣
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Some first timers are heading to regional areas for better affordability. 🌄⁣
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What will your strategy look like? 🤔⁣
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You could potentially combine all three! 🚀⁣
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Call us to know the options that can help you become a first home owner. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

01/06/2026

📈 Property investor activity is the highest it's been in years 📈⁣
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Across Australia, more new home loans are going to investors. 🏡⁣
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That’s the word from PropTrack. 📊⁣
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It says rising investor activity is being driven by low vacancies, a tight rental market and rapid rent increases. 🔥⁣
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Strong growth in home prices saw more than 93% of recent investor sales turn a profit. 💰⁣
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That’s the highest level in a decade. ⁣
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Property investors may also be able to make interest-only payments. 💡⁣
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That can be a real plus for cash flow. ⁣
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Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

29/05/2026

🔁 A record number of Aussies just refinanced 🔁⁣
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More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]
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* ABS statistics

28/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. The expansion of the popular 5% Deposit Scheme, combined with recent changes to rules for property investors, may be open...

27/05/2026

🏡 The big advantage of owning rather than renting 🏡⁣
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They say rent money is dead money (unless you're the one collecting it!) 😅⁣
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And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. 📊⁣
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In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏢⁣
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There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. ⁣
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But home ownership isn’t just about rent versus mortgage payments. ⁣
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Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying “I own this”. 🏠⁣
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Talk to us about jumping off the rental merry-go-round and becoming a home owner. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

25/05/2026

🌏 What's the best city in Australia to raise a family 🌏⁣
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Compare the Market has ranked the best 50 cities globally to raise a family. ⁣
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Hats off to Brisbane, which topped the list, by a solid margin! 🏆⁣
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London and Auckland took out 2nd and 3rd place. 🥈🥉⁣
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Sydney made the top five, ranking fifth. 📍⁣
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Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. 📈⁣
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But hey, we're pretty spoilt for choice here in Australia.⁣
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No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏡⁣
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Talk to us about a home loan that can let your family find a cosy nest. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]

22/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]
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* Canstar research

21/05/2026

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank. 🏡

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank. A string of rate hikes this year has pushed the cash rate back up to 4.35% – exactly where it was

18/05/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. ☀️⁣
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Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0474 698 190
💻 – [email protected]