Mortgage Choice Melbourne - Matthew Baker

Mortgage Choice Melbourne - Matthew Baker Matthew Baker
[email protected] | 0455 880 933
L8, 360 Collins St, Melbourne Matthew & Paul's service commitment is second to none.

At Smartline, we work with our clients to ensure they understand their options, know exactly how much they can borrow and ensure they choose the right loan and the right lender to suit their needs. We’ve helped hundreds of clients since we opened. In fact over 85% of our business comes as a result of recommendation from past clients. Find out for yourself why we are so highly regarded. Matthew & Paul can assist all borrowers and are fully mobile in Geelong.

Getting a home loan can be a spooky process if you don’t have the right support. As your local mortgage broker, I’ll be...
30/10/2025

Getting a home loan can be a spooky process if you don’t have the right support.

As your local mortgage broker, I’ll be with you every step of the way to help find the right home loan for you.

Get in touch today.

If you’re considering using your Self-Managed Super Fund to invest in property, it’s important to speak to someone with ...
27/10/2025

If you’re considering using your Self-Managed Super Fund to invest in property, it’s important to speak to someone with the experience and knowledge to support you through the loan process.

I can help. Talk to me today to get started.

Get the most out of your home loan with features designed for flexibility and savings. From offset accounts to loan port...
23/10/2025

Get the most out of your home loan with features designed for flexibility and savings. From offset accounts to loan portability, I can help you understand which options align with your financial goals.

Why settle for standard when you can have standout? Let’s chat today.

26/08/2025

If you’re looking to borrow money in retirement, a reverse mortgage may allow you to use the equity in your home to access the funds you need.

It's important to understand how reverse mortgages work, in particular the impact a reverse mortgage can have on your home equity over time.

If you’re considering taking out a reverse mortgage, use our calculator to plan for your future: https://www.mortgagechoice.com.au/home-loan-calculators/reverse-mortgage-calculator/

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you. B...
20/08/2025

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals.

We can help you find the right investment loan. Let’s talk today.

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining m...
18/08/2025

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining multiple debts into one, easy-to-manage repayment– but there are a few things you should consider first.

Debt consolidation can turn a short-term debt such as a personal loan into a long-term debt, meaning you could end up paying more interest over time. Plus, consolidating unsecured debts into your mortgage could put your property at risk if you can’t keep up with your repayments.

I can provide guidance on debt consolidation to determine if it’s the right option for you. Get in touch today.

Who doesn’t love a sale?! It can be easy to get carried away with all the amazing deals during sales time. But before yo...
17/08/2025

Who doesn’t love a sale?!

It can be easy to get carried away with all the amazing deals during sales time. But before you start adding to cart 🛒, take a moment to shop smart and think through your purchases.

And remember, if you’re saving for a deposit, spending too much on shopping could be a red flag 🚩 for lenders when assessing your home loan application – so keep your spending under control.

Your future self (and your wallet) will thank you!

Happy International Relaxation Day! 🧖‍♀️🍃When it comes to your home loan, I can do all the hard work, so you don't have ...
15/08/2025

Happy International Relaxation Day! 🧖‍♀️🍃

When it comes to your home loan, I can do all the hard work, so you don't have to! Whether you’re looking for a new loan or to refinance your existing mortgage, I can compare thousands of loans from more than 35 lenders, saving you hours of research. I’ll even negotiate with the lender on your behalf.

We can bring the zen when it comes to exploring your home loan options.

Get in touch today.

If you’re interested in getting up-to-date information about your property or a property you’re interested in buying, an...
13/08/2025

If you’re interested in getting up-to-date information about your property or a property you’re interested in buying, and would like to learn more about your local market, ask us for a PropTrack property report.

Whether you’re considering your next move or you’re just curious, the insights and data available through these reports are designed to help you make informed property decisions.

Message me to learn more!

🚨 The RBA has dropped the cash rate to 3.60% - a reduction of 25 basis points!🚨 The third cash rate cut for 2025 gives y...
12/08/2025

🚨 The RBA has dropped the cash rate to 3.60% - a reduction of 25 basis points!🚨

The third cash rate cut for 2025 gives you 25 more reasons to review your home loan and see how much you could save.

Whether you’re looking to explore your home loan options or find out how to make the most of potential savings, I can help you understand what this change means for you. 🏡

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Level 8, 360 Collins Street
Melbourne, VIC
3000

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