Mortgage Choice Melbourne - Matthew Baker

Mortgage Choice Melbourne - Matthew Baker Matthew Baker
[email protected] | 0455 880 933
L8, 360 Collins St, Melbourne Matthew & Paul's service commitment is second to none.

At Smartline, we work with our clients to ensure they understand their options, know exactly how much they can borrow and ensure they choose the right loan and the right lender to suit their needs. We’ve helped hundreds of clients since we opened. In fact over 85% of our business comes as a result of recommendation from past clients. Find out for yourself why we are so highly regarded. Matthew & Paul can assist all borrowers and are fully mobile in Geelong.

The new financial year is right around the corner. 🗓️ It’s the perfect time to set your property and finance goals for ...
19/06/2026

The new financial year is right around the corner. 🗓️

It’s the perfect time to set your property and finance goals for the next 12 months.
We can help you with a range of lending services, including:
-Reviewing your current home loan
-Upgrading your car
-Purchasing a new vehicle.
Book an appointment today to start the new year on the right financial foot.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

Getting a home loan can be a spooky process if you don’t have the right support. As your local mortgage broker, I’ll be...
30/10/2025

Getting a home loan can be a spooky process if you don’t have the right support.

As your local mortgage broker, I’ll be with you every step of the way to help find the right home loan for you.

Get in touch today.

If you’re considering using your Self-Managed Super Fund to invest in property, it’s important to speak to someone with ...
27/10/2025

If you’re considering using your Self-Managed Super Fund to invest in property, it’s important to speak to someone with the experience and knowledge to support you through the loan process.

I can help. Talk to me today to get started.

Get the most out of your home loan with features designed for flexibility and savings. From offset accounts to loan port...
23/10/2025

Get the most out of your home loan with features designed for flexibility and savings. From offset accounts to loan portability, I can help you understand which options align with your financial goals.

Why settle for standard when you can have standout? Let’s chat today.

26/08/2025

If you’re looking to borrow money in retirement, a reverse mortgage may allow you to use the equity in your home to access the funds you need.

It's important to understand how reverse mortgages work, in particular the impact a reverse mortgage can have on your home equity over time.

If you’re considering taking out a reverse mortgage, use our calculator to plan for your future: https://www.mortgagechoice.com.au/home-loan-calculators/reverse-mortgage-calculator/

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you. B...
20/08/2025

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals.

We can help you find the right investment loan. Let’s talk today.

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining m...
18/08/2025

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining multiple debts into one, easy-to-manage repayment– but there are a few things you should consider first.

Debt consolidation can turn a short-term debt such as a personal loan into a long-term debt, meaning you could end up paying more interest over time. Plus, consolidating unsecured debts into your mortgage could put your property at risk if you can’t keep up with your repayments.

I can provide guidance on debt consolidation to determine if it’s the right option for you. Get in touch today.

Who doesn’t love a sale?! It can be easy to get carried away with all the amazing deals during sales time. But before yo...
17/08/2025

Who doesn’t love a sale?!

It can be easy to get carried away with all the amazing deals during sales time. But before you start adding to cart 🛒, take a moment to shop smart and think through your purchases.

And remember, if you’re saving for a deposit, spending too much on shopping could be a red flag 🚩 for lenders when assessing your home loan application – so keep your spending under control.

Your future self (and your wallet) will thank you!

Happy International Relaxation Day! 🧖‍♀️🍃When it comes to your home loan, I can do all the hard work, so you don't have ...
15/08/2025

Happy International Relaxation Day! 🧖‍♀️🍃

When it comes to your home loan, I can do all the hard work, so you don't have to! Whether you’re looking for a new loan or to refinance your existing mortgage, I can compare thousands of loans from more than 35 lenders, saving you hours of research. I’ll even negotiate with the lender on your behalf.

We can bring the zen when it comes to exploring your home loan options.

Get in touch today.

Address

Level 8, 360 Collins Street
Melbourne, VIC
3000

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