Star Lending

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Star Lending Brokerage services providing effective and personalised financial solutions.

A lot of people assume they need two years in a permanent job before they can buy. Plenty of lenders don't ask for that....
17/10/2026

A lot of people assume they need two years in a permanent job before they can buy. Plenty of lenders don't ask for that.

Policies vary a lot, so where you apply makes all the difference. Tell us how you're employed and we'll find lenders that fit.

Your maximum borrowing power is a lender's number. Your comfortable borrowing amount is yours.On these numbers, borrowin...
15/10/2026

Your maximum borrowing power is a lender's number. Your comfortable borrowing amount is yours.

On these numbers, borrowing $80,000 less frees up about $480 a month. That might be your holiday money, a buffer for a rate rise, or the difference between a relaxed year and a stressful one.

We'll always show you both numbers.

A default sits on your credit file for five years. That can feel like a long time when you're ready to buy.Five years is...
13/10/2026

A default sits on your credit file for five years. That can feel like a long time when you're ready to buy.

Five years isn't the waiting period for a home loan. Plenty of lenders will consider you well before then, especially if the default is paid, the amount was small and your record since has been clean.

If there's one on your file, don't let it be the reason you never ask.

A deposit bond is sometimes used by home buyers who can't pay the deposit to secure the property straight away.It's an i...
02/10/2026

A deposit bond is sometimes used by home buyers who can't pay the deposit to secure the property straight away.

It's an insurance policy, and it gives the vendor assurance you'll pay them at settlement.

It can be helpful if you're in the process of selling a property – and are waiting on funds to clear – or if you're buying off the plan, and would rather keep hold of the funds while the property is being built.

Note that not all vendors or real estate agents will accept a deposit bond. Get in touch if you'd like to understand more.

Wondering what the banks look for when they assess your home loan application?Let's take a look at the five Cs of credit...
29/09/2026

Wondering what the banks look for when they assess your home loan application?

Let's take a look at the five Cs of credit:
- Capacity: Can you afford to pay them back?
- Capital: How do your assets stack up against liabilities?
- Character: Do you manage your money well?
- Collateral: Are you buying a quality investment?
- Conditions: Is your situation compatible with paying back the loan?

Questions on how this applies to your situation? Get in touch!

Feel like your bank is taking your for granted?The lending landscape is so competitive, that a lot of banks focus their ...
26/09/2026

Feel like your bank is taking your for granted?

The lending landscape is so competitive, that a lot of banks focus their attention on winning new business and perhaps forget about delighting their existing customers.

If you're wondering whether you're sitting on the best deal from your lender, then - unless your loan is brand new, or you've actually spoken to them (or us) - chances are you could do better.

Get in touch with us to review whether your loan is structured the right way and whether you're getting the best possible offer.

We'll then be able to guide you on how to negotiate with your current lender, or advise you whether it's time to switch lenders altogether.

This is for all our first home buyers who are working hard to save for their deposit. You've got this 👊And if you have c...
24/09/2026

This is for all our first home buyers who are working hard to save for their deposit. You've got this 👊

And if you have credit cards, personal loans or car loans we can help you restructure this debt so you can get into your own home sooner.

Ask us how.â €

You might be surprised at what an impact just a few extra hundred dollars a month will have on the overall length of you...
22/09/2026

You might be surprised at what an impact just a few extra hundred dollars a month will have on the overall length of your home loan.

Get in touch and we'll help you crunch the numbers.

If you haven't reviewed your home loan lately, then chances are you're missing out.Complete our home loan health check t...
21/09/2026

If you haven't reviewed your home loan lately, then chances are you're missing out.

Complete our home loan health check to find out whether you can get a better outcome - whether that means more money back in your pocket, or shaving years off your loan.

Get in touch to get started.

Did you know 'mortgage' is actually an old French word that translates to 'death pledge'.The good news is that taking ou...
14/09/2026

Did you know 'mortgage' is actually an old French word that translates to 'death pledge'.

The good news is that taking out a home loan doesn't have to be a life sentence.

If you're in a position to make additional repayments, you could shave years off your loan and be debt-free sooner. Get in touch with us to review your loan.

Whether we renegotiate your interest rate with your lender, or find you a better option elsewhere - you could save significantly.

Address

Level 1, 282 Collins Street
Melbourne, VIC
3000

Telephone

+611300127827

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