03/09/2026
💡 WEEKLY CREDIT TIP #4
A Late Payment Today Could Matter When You Apply for a Home Loan
Your repayment history can form part of your credit profile.
Consistently paying financial commitments on time can help demonstrate good account conduct.
A few simple habits can help:
✅ Set up automatic repayments
✅ Keep sufficient funds available before due dates
✅ Check statements regularly
✅ Address payment problems early rather than ignoring them
Your credit profile isn't built the week before you apply for a mortgage.
🏡 Good home-loan preparation can start months before you buy.
📞 Jeevan Perera | Mortgage Broker
0404 172 080