Pkm Loan and Mortgage Advisors

Pkm Loan and Mortgage Advisors Michael has been a Mortgage Broker since 2008.

Michael has over 25 years’ experience in banking and finance having spent 19 years with a major bank in various personal and commercial lending roles in retail, business and corporate banking.

The RBA has held the cash rate at 4.35%.For homeowners, interest rates and repayments are likely to stay steady for now,...
16/06/2026

The RBA has held the cash rate at 4.35%.

For homeowners, interest rates and repayments are likely to stay steady for now, especially if you’re on a variable rate loan. For buyers, borrowing power is likely to remain largely unchanged.

If you’re unsure what this means for your home loan or property plans, message us today.

With interest rates increasing, it’s no surprise many homeowners are reviewing their loan options.A fixed rate can offer...
11/06/2026

With interest rates increasing, it’s no surprise many homeowners are reviewing their loan options.

A fixed rate can offer repayment certainty, while a variable rate may give you more flexibility. Some borrowers also choose a split loan to get a bit of both.

Not sure what’s right for you? Contact us today and let’s review your options.

Australia’s national property market was flat in May, with Cotality’s Home Value Index recording 0.0% growth.Sydney and ...
09/06/2026

Australia’s national property market was flat in May, with Cotality’s Home Value Index recording 0.0% growth.

Sydney and Melbourne went down, while Perth and Darwin continued to grow. This shows that every market is different, so it’s important to understand your options before buying, refinancing or investing.

If you’re thinking about your next move, let’s chat today.

Whether it is a new tools, machinery or equipment, do not rush into the first finance option on offer.EOFY deals can loo...
06/06/2026

Whether it is a new tools, machinery or equipment, do not rush into the first finance option on offer.

EOFY deals can look tempting, but the finance structure matters just as much as the purchase price.

Message us to review your options before EOFY.

EOFY is not just tax time.For property investors, it could be the right time to check your loan, equity, cash flow and n...
02/06/2026

EOFY is not just tax time.

For property investors, it could be the right time to check your loan, equity, cash flow and next move.

Contact us today and let’s review your finance options before EOFY ends!

Property investors, it’s that time again! EOFY is creeping up fast! Before June 30 rolls around, here are 5 things worth...
28/05/2026

Property investors, it’s that time again!

EOFY is creeping up fast! Before June 30 rolls around, here are 5 things worth considering:
✔️ Review your investment loans.
✔️ Check your equity position.
✔️ Take a fresh look at your cash flow.
✔️ Chat with your accountant.
✔️ Start mapping out your next move with us.

If you’re not sure where to start, reach out and let’s explore your options together.

Just like your physical health, your credit health deserves regular attention.Understanding your credit position before ...
26/05/2026

Just like your physical health, your credit health deserves regular attention.

Understanding your credit position before you apply for a mortgage could help identify potential "surprises" early and may give you more confidence when it comes time to apply.

We help our clients understand their credit files and how their credit history might impact their borrowing options.

Contact us today and let’s do your credit check-up with us!

3 signs you could be overpaying on your mortgage:• Your interest rate is higher than current market rates.• You’re payin...
23/05/2026

3 signs you could be overpaying on your mortgage:
• Your interest rate is higher than current market rates.
• You’re paying for features you’re not using (like an offset account).
• You haven’t reviewed your loan in over 2 years.

If any of these sound familiar, it might be worth reviewing your options.

Message us today to see if your current deal is still right for you.

In some cases, yes, you may be able buy a home with just a 5% deposit.There are options available with a 5% deposit, but...
19/05/2026

In some cases, yes, you may be able buy a home with just a 5% deposit.

There are options available with a 5% deposit, but it will depend on your individual circumstances.

It’s also worth keeping in mind that a smaller deposit may result in higher monthly payments and a higher interest rate.

Speaking to us can help you understand what options may be available to you, contact us today!

When your fixed rate is coming to an end, don’t just roll onto whatever your lender offers next.This may be the right ti...
14/05/2026

When your fixed rate is coming to an end, don’t just roll onto whatever your lender offers next.

This may be the right time to review your mortgage and make sure it still fits your current goals, lifestyle, and budget.

We can help you:
• Review your existing loan.
• Check if your rate is still competitive.
• Explore options across multiple lenders.

Message us today and let us help you see what your options look like.

Address

4 Monteith Street
Croydon, VIC
3136

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61421874011

Website

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