Pkm Loan and Mortgage Advisors

Pkm Loan and Mortgage Advisors Michael has been a Mortgage Broker since 2008.

Michael has over 25 years’ experience in banking and finance having spent 19 years with a major bank in various personal and commercial lending roles in retail, business and corporate banking.

Here’s to the legends we call Dad. Happy Father’s Day!
05/09/2026

Here’s to the legends we call Dad.

Happy Father’s Day!

Spring can bring plenty of new properties onto buyers’ radars. Before spending every Saturday at open homes, it can help...
01/09/2026

Spring can bring plenty of new properties onto buyers’ radars.

Before spending every Saturday at open homes, it can help to have a clearer idea of your borrowing position.

A pre-approval can give you an indication of how much a lender may be prepared to lend, subject to its conditions, and help you set a more realistic property budget.

Get your finance sorted before you start house hunting. Contact us today!

If your business is growing, your current space might not be keeping up.Whether you need a bigger office, warehouse, sho...
29/08/2026

If your business is growing, your current space might not be keeping up.

Whether you need a bigger office, warehouse, shopfront or business premises, a commercial loan may help you take the next step.

Let’s chat about finance for your next business move.

Before financing a vehicle, it’s worth checking more than just the sticker price.Your budget, loan term, repayment struc...
25/08/2026

Before financing a vehicle, it’s worth checking more than just the sticker price.

Your budget, loan term, repayment structure and whether the vehicle is for personal or business use can all affect your options.

Get in touch to explore your vehicle finance options.

Property investing doesn’t have to start with knowing everything.A good first step is understanding your finance positio...
20/08/2026

Property investing doesn’t have to start with knowing everything.

A good first step is understanding your finance position, including your borrowing power, deposit or available equity, repayments and potential lender options.

From there, you can make decisions with more confidence and less guesswork.

Get in touch to start reviewing your investment finance options.

The loan that suited you when you first took it out may not be the best fit today. Your income, goals, property value an...
18/08/2026

The loan that suited you when you first took it out may not be the best fit today.

Your income, goals, property value and lender options may have changed since then.

A home loan review can help you look at your rate, repayments, loan features and overall structure to see whether there may be a more suitable option available.

Reach out to book a home loan review.

Credit criteria, fees and charges apply. All lending is subject to approval.

Wondering what you can use commercial finance for?Depending on your goals, commercial finance may be used for:• Business...
15/08/2026

Wondering what you can use commercial finance for?

Depending on your goals, commercial finance may be used for:
• Business vehicles: Cars, utes, and other vehicles used for work.
• Business equipment: Machinery, tools, technology and other equipment your business relies on.
• Commercial property: Warehouses, retail spaces, industrial units and more.

Every business is different, so it’s worth reviewing your options before making your next move.

Get in touch today to explore commercial finance options for your business.

The RBA has decided to hold the cash rate, keeping it at 4.35%. The decision gives the RBA more time to assess how curre...
11/08/2026

The RBA has decided to hold the cash rate, keeping it at 4.35%.

The decision gives the RBA more time to assess how current interest rates are affecting inflation, household spending and the broader economy.

For homeowners, mortgage repayments may remain relatively steady for now. For home buyers, a rate hold can provide a little more certainty around borrowing conditions and potential repayments while planning your next move.

If you’re unsure what this means for your home loan or property plans, message us today.

Property values across Australia fell 0.7% in July, marking the biggest monthly drop since December 2022.Higher interest...
08/08/2026

Property values across Australia fell 0.7% in July, marking the biggest monthly drop since December 2022.

Higher interest rates, tighter borrowing capacity and lower consumer confidence are putting more pressure on buyer demand across the country.

For buyers: Softer prices may mean more choice and greater room to negotiate.

For homeowners and investors: Shifting property values could affect your equity, refinancing options and future plans.

Let’s chat about what the latest market movement could mean for you.

Credit criteria, fees and charges apply. Lending is subject to approval.

Build or buy? It’s a big decision, and there’s no one-size-fits-all answer.An established home may offer convenience, ce...
04/08/2026

Build or buy? It’s a big decision, and there’s no one-size-fits-all answer.

An established home may offer convenience, certainty and a faster move-in timeline.

Building a new home may give you more choice, modern features and the chance to create a space that suits your lifestyle from the start.

The right path will depend on your budget, borrowing capacity, preferred location, available land, timeframe and overall goals.

Reach out to discuss your home loan and construction finance options.

Address

4 Monteith Street
Croydon, VIC
3136

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61421874011

Website

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