Scott Howell - Finance Broker

Scott Howell - Finance Broker Buying your family home, refinancing or looking to invest? Impact Mortgage Brokers are here to help.
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28/08/2026

๐—š๐—˜๐—ก๐—˜๐—ฅ๐—œ๐—– ๐—”๐—œ ๐—–๐—ข๐—ก๐—ง๐—˜๐—ก๐—ง ๐—š๐—˜๐—ง๐—ฆ ๐—œ๐—š๐—ก๐—ข๐—ฅ๐—˜๐——.
๐——๐—œ๐—ฆ๐—ง๐—œ๐—ก๐—–๐—ง๐—œ๐—ฉ๐—˜ ๐——๐—˜๐—ฆ๐—œ๐—š๐—ก ๐—š๐—˜๐—ง๐—ฆ ๐—ฅ๐—˜๐— ๐—˜๐— ๐—•๐—˜๐—ฅ๐—˜๐——.

Businesses have access to more design tools, templates and automated content than ever before.

But when everyone uses the same tools, follows the same trends and publishes the same style of content, how does a customer know which business they are looking at?

Next Friday (4 September) at ๐—•๐—ก๐—œ ๐—ฌ๐—ฎ๐—ฟ๐—ฟ๐—ฎ ๐—ฉ๐—ฎ๐—น๐—น๐—ฒ๐˜†, our Featured Presenter is ๐— ๐—ฎ๐˜๐˜๐—ต๐—ฒ๐˜„ ๐—ฃ๐—ฟ๐—ถ๐—ฐ๐—ฒ from ๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฏ๐˜† ๐——๐—ฒ๐˜€๐—ถ๐—ด๐—ป.

With more than 30 years of experience across ๐—ฏ๐—ฟ๐—ฎ๐—ป๐—ฑ ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜๐—ถ๐˜๐˜†, ๐—ฝ๐—ฟ๐—ถ๐—ป๐˜, ๐—ฑ๐—ถ๐—ด๐—ถ๐˜๐—ฎ๐—น ๐—ฑ๐—ฒ๐˜€๐—ถ๐—ด๐—ป, ๐—˜๐——๐—  ๐—ฑ๐—ฒ๐˜€๐—ถ๐—ด๐—ป ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ผ๐—ฑ๐—ถ๐—ป๐—ด, ๐˜€๐—ผ๐—ฐ๐—ถ๐—ฎ๐—น ๐—บ๐—ฒ๐—ฑ๐—ถ๐—ฎ ๐—ฎ๐—ป๐—ฑ ๐—–๐—ฎ๐—ป๐˜ƒ๐—ฎ, Matthew understands what separates content that merely fills a space from communication that strengthens a business.

Having transformed his own health, Matthew knows that meaningful change takes more than tools or good intentions. It takes clarity, consistency and informed decisionsโ€”the same principles he brings to transforming and elevating businesses through design.

Heโ€™ll take us behind the finished artwork and explore the things automated design and generic templates often miss:

โ€ข A clear message
โ€ข Information hierarchy
โ€ข Brand consistency
โ€ข Authentic personality
โ€ข Technical and production knowledge
โ€ข Knowing what to includeโ€”and what to leave out

Matthewโ€™s work has included rebuilding historic identities, creating communication systems for organisations around the world, and designing the complete suite of communications for Deakin Universityโ€™s award-winning workplace giving program.

This presentation is not simply about making things look better.

It is about transforming how a business is seen, understood and remembered.

If you own a business, ask yourself:

๐—œ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—น๐—ผ๐—ด๐—ผ ๐˜„๐—ฎ๐˜€ ๐—ฟ๐—ฒ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ, ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ๐˜€ ๐˜€๐˜๐—ถ๐—น๐—น ๐—ธ๐—ป๐—ผ๐˜„ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—ป๐˜๐—ฒ๐—ป๐˜ ๐˜„๐—ฎ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ๐˜€?

If youโ€™re not certain, this is one Friday morning worth being in the room.

๐Ÿ“ Yering Meadows Golf Course
๐Ÿ•ก Friday | Networking from 6.45am

๐——๐—  ๐—•๐—ก๐—œ ๐—ฌ๐—ฎ๐—ฟ๐—ฟ๐—ฎ ๐—ฉ๐—ฎ๐—น๐—น๐—ฒ๐˜† ๐˜๐—ผ ๐˜ƒ๐—ถ๐˜€๐—ถ๐˜.

23/08/2026

๐—ง๐—›๐—œ๐—ฆ ๐—™๐—ฅ๐—œ๐——๐—”๐—ฌ โ€” ๐— ๐—”๐—ฅ๐—ž ๐—ฆ๐—ข๐—ก๐—ง๐—”๐—š

There are some conversations you only get to be part of when youโ€™re ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฟ๐—ผ๐—ผ๐—บ.

This Friday at BNI Yarra Valley, our Featured Presenter is ๐— ๐—ฎ๐—ฟ๐—ธ ๐—ฆ๐—ผ๐—ป๐˜๐—ฎ๐—ด, ๐—ฃ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—ฎ๐—น ๐—ผ๐—ณ ๐—ฆ๐—ผ๐—ป๐˜๐—ฎ๐—ด ๐—Ÿ๐—ฒ๐—ด๐—ฎ๐—น ๐—ฆ๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป๐˜€.

Mark brings extensive experience in investigations, legal compliance and prosecutions, and today works with individuals and families through some of the important legal decisions and situations life can bring.

From ๐—ช๐—ถ๐—น๐—น๐˜€ & ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ๐˜€ and ๐—ฃ๐—ผ๐˜„๐—ฒ๐—ฟ๐˜€ ๐—ผ๐—ณ ๐—”๐˜๐˜๐—ผ๐—ฟ๐—ป๐—ฒ๐˜† to ๐—™๐—ฎ๐—บ๐—ถ๐—น๐˜† ๐—Ÿ๐—ฎ๐˜„ and other legal matters, Mark will be sharing more about his experience, the work he does and some of the situations where having the right legal advice can make an enormous difference.

๐—”๐—ป๐—ฑ ๐˜๐—ต๐—ฎ๐˜โ€™๐˜€ ๐˜„๐—ต๐˜† ๐—ถ๐˜โ€™๐˜€ ๐˜„๐—ผ๐—ฟ๐˜๐—ต ๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฟ๐—ผ๐—ผ๐—บ.

Youโ€™ll hear Markโ€™s presentation first-hand, meet the business owners and professionals around the table and be part of the conversations that happen before, during and after the meeting.

Because sometimes itโ€™s one piece of information you didnโ€™t know.

One introduction you werenโ€™t expecting.

One conversation with the right person.

Or simply meeting someone today who becomes an important business connection tomorrow.

You can read about people online.

You can follow businesses on social media.

๐—•๐˜‚๐˜ ๐˜๐—ต๐—ฒ๐—ฟ๐—ฒโ€™๐˜€ ๐—ป๐—ผ ๐˜€๐˜‚๐—ฏ๐˜€๐˜๐—ถ๐˜๐˜‚๐˜๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฟ๐—ผ๐—ผ๐—บ.

๐Ÿ“ Yering Meadows Golf Club
โฐ Friday โ€” networking from 6.45am, meeting from 7.00am

If youโ€™ve been watching whatโ€™s happening at BNI Yarra Valley from the sidelines, ๐˜๐—ต๐—ถ๐˜€ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐—ถ๐˜€ ๐—ฎ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—บ๐—ผ๐—ฟ๐—ป๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ฏ๐—ฒ ๐˜๐—ต๐—ฒ๐—ฟ๐—ฒ.

๐——๐—  ๐˜‚๐˜€ ๐˜๐—ผ ๐—ท๐—ผ๐—ถ๐—ป ๐˜‚๐˜€ ๐—ฎ๐˜€ ๐—ฎ ๐˜ƒ๐—ถ๐˜€๐—ถ๐˜๐—ผ๐—ฟ.

03/08/2026

๐Ÿ“Š ๐——๐—ผ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ป๐˜‚๐—บ๐—ฏ๐—ฒ๐—ฟ๐˜€... ๐—ผ๐—ฟ ๐—ฎ๐—ฟ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ท๐˜‚๐˜€๐˜ ๐—ต๐—ผ๐—ฝ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ๐˜†'๐—ฟ๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜?

Many business owners are passionate about what they do.

But staying on top of the numbers behind the business is just as important as delivering a great product or service.

This Friday at BNI Yarra Valley, we're looking forward to hearing from Melinda Koth, Director of The Bookkeeping Company.

Melinda has many years of experience helping businesses keep their financial records organised, compliant and up to date, giving business owners greater clarity and confidence in their decision-making.

One of Melinda's clients, Jenny from AutoCoupe, shared this remarkable testimonial:

"We wouldn't have had a business if it wasn't for Melinda and her team. Nothing was an issue. She was dedicated to our business and kept our cashflow going with the extensive business knowledge she had."

Whether you're looking to improve your financial processes, free up more time to focus on growing your business, or simply gain a clearer understanding of your numbers, this presentation will be full of practical insights.

๐—ง๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ฐ๐—น๐—ฎ๐—ฟ๐—ถ๐˜๐˜†, ๐—ป๐—ผ๐˜ ๐—ด๐˜‚๐—ฒ๐˜€๐˜€๐˜„๐—ผ๐—ฟ๐—ธ. ๐—š๐—ฟ๐—ฒ๐—ฎ๐˜ ๐—ฏ๐—ผ๐—ผ๐—ธ๐—ธ๐—ฒ๐—ฒ๐—ฝ๐—ถ๐—ป๐—ด ๐—ด๐—ถ๐˜ƒ๐—ฒ๐˜€ ๐˜†๐—ผ๐˜‚ ๐˜๐—ต๐—ฎ๐˜ ๐—ฐ๐—น๐—ฎ๐—ฟ๐—ถ๐˜๐˜†.

๐Ÿ“ Yering Meadows Golf Club
๐Ÿ•ก Friday | 6:45am start

DM me to register your visit.

21/07/2026

๐Ÿ’ฐ ๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ต๐—ฒ๐—น๐—ฝ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐˜„๐—ฒ๐—ฎ๐—น๐˜๐—ต... ๐—ผ๐—ฟ ๐—ท๐˜‚๐˜€๐˜ ๐—ธ๐—ฒ๐—ฒ๐—ฝ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚ ๐—ฏ๐˜‚๐˜€๐˜†?

As business owners, we're often so focused on running our businesses that it's easy to put our own financial strategy on the back burner.

This Friday at BNI Yarra Valley, we're looking forward to hearing from Raphael Fernandez from Zeal Financial Services.

Raphael is an experienced financial adviser and business owner who works one-on-one with clients to create personalised strategies around financial planning, wealth creation, superannuation, debt management, personal insurance and retirement planning. His approach is tailored to each client's goalsโ€”because no two businesses, or business owners, are the same.

Whether you're growing your business, planning your exit strategy, protecting your assets or thinking about what comes after business ownership, Raphael will share practical insights every business owner should consider.

๐—ง๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜ ๐—ถ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐˜๐—ต๐—ฒ๐—ถ๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€โ€”๐˜๐—ต๐—ฒ๐˜† ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ๐—ถ๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ. ๐—˜๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€๐—ณ๐˜‚๐—น ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฑ๐—ฒ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฒ๐˜€ ๐—ฎ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ผ๐—ฟ๐—ธ๐˜€ ๐—ท๐˜‚๐˜€๐˜ ๐—ฎ๐˜€ ๐—ต๐—ฎ๐—ฟ๐—ฑ ๐—ฎ๐˜€ ๐—ถ๐˜๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ.

Raphael Fernandez is authorised representative (1247873)
of Cobalt Advisers Pty Ltd (AFSL 512550)

17/07/2026
14/07/2026

๐Ÿšœ ๐—ช๐—ต๐—ผ ๐—ฑ๐—ผ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ต๐—ผ'๐˜€ ๐—น๐—ผ๐—ผ๐—ธ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜ƒ๐—ฒ๐—ต๐—ถ๐—ฐ๐—น๐—ฒ๐˜€, ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฝ๐—บ๐—ฒ๐—ป๐˜ ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฎ๐˜€๐˜€๐—ฒ๐˜๐˜€?

This Friday, we're excited to hear from ๐—ฆ๐—ฐ๐—ผ๐˜๐˜ ๐—›๐—ผ๐˜„๐—ฒ๐—น๐—น, Founder and Director of Impact Mortgage Brokers, as he delivers his featured 10-minute presentation at BNI Yarra Valley.

Scott's passion for helping businesses succeed is backed by years of experience across multi-site retail, franchise development, FMCG management and finance. His expertise in asset finance helps businesses secure the vehicles, machinery and equipment they need to invest, grow and move forward with confidence.

If you're a:

โ€ข Motor Vehicle Dealer โ€ข Car Detailer โ€ข Mechanic โ€ข Auto Electrician โ€ข Panel Be**er โ€ข Truck or Machinery Dealer โ€ข Earthmoving Contractor โ€ข Electrician โ€ข Plumber โ€ข Builder โ€ข Landscaper โ€ข Manufacturer โ€ข Business Equipment Supplier โ€ข Accountant
..or you regularly work with businesses purchasing vehicles or equipment, this is a presentation you won't want to miss.

Come and discover how BNI Yarra Valley connects local business owners, builds trusted relationships and creates opportunities through quality referrals.

๐Ÿค ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚'๐—ฑ ๐—น๐—ถ๐—ธ๐—ฒ ๐˜๐—ผ ๐—ท๐—ผ๐—ถ๐—ป ๐˜‚๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜†, ๐˜€๐—ฒ๐—ป๐—ฑ ๐˜‚๐˜€ ๐—ฎ ๐—บ๐—ฒ๐˜€๐˜€๐—ฎ๐—ด๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ ๐—ฎ๐˜€ ๐—ผ๐˜‚๐—ฟ ๐—ด๐˜‚๐—ฒ๐˜€๐˜.

12/07/2026

PLAYERS WANTED - SENIOR MENS TEAMS

The Ashwood Cricket Club is on the lookout for new players to join our senior mens program for the 2026/2027 season.

Based out at Essex Heights Reserve in Mount Waverley, we are a proud family and community orientated local cricket club that has a program for everybody to enjoy!

Our senior mens program can offer you a unique experience by providing accessible options to both TURF and non turf grades, two day and one day and T20 cricket , as well as Saturday and Sunday teams. Our coaching staff are passionate about player development, growth, and enjoyment of the game, state of the art nets, bowling machine. So whether you are a seasoned experienced player or just keen to get back into the game, new to the area, there is a spot for everyone across the grades!

๐Ÿ’ฌ Contact our page for more information on how to join!

Community cricket proudly supported by Safe As 3 Houses and Scott Howell - Finance Broker

12/07/2026

PLAYERS WANTED - SENIOR WOMENS TEAMS

The Ashwood Cricket Club is on the lookout for new players to join our senior womens program for the 2026/2027 season.

Based out of Essex Heights Reserve in Mount Waverley, we are a proud family and community orientated local cricket club that has a program for everybody to enjoy!

After a fantastic second year, our senior womens program is back this season and is looking to keep building a strong foundation. No matter your experience level, there is a spot for you. Come and grow your game, make new friends , develop skills and fitness with our coaches, expand your social circles, and be part of something fun and special.

๐Ÿ’ฌ Message our page for more information on how to join!

Community womenโ€™s cricket proudly supported by Safe As 3 Houses and Scott Howell - Finance Broker

Address

126 Long View Road
Croydon South, VIC
3136

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 10am - 6pm

Telephone

+61435474498

Website

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