Michele Hayton - Mortgage Broker

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Gold Coast, QLD
Michele Hayton - Mortgage Broker

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Helping people buy homes

02/11/2026

Getting it wrong on your finances can cost you big time - whether in the form of cold hard cash, time and stress, or hits to your credit rating.

If you're not an expert on finance, you'll certainly be closer to it once you've worked alongside us for a while.

Send us a DM to find out how we can help you - whatever your goals.
📲 Contact us today on 0434 106 459

30/10/2026

If you've got plans to secure a home loan, then one of the most important pieces of advice we can give is to start the process early.

Imagine getting to crunch time and missing out on your dream property because your finance isn't sorted, or having to go with your third choice of lender purely because they're the only ones who'll approve you in time. It happens!

Getting in touch with us sooner, rather than later, also means we can help you create the best impression with the lender - this preparation will ideally start months before you apply.

So, what are you waiting for?
📲 Contact us today on 0434 106 459

27/10/2026

We agree. To us, getting on the property ladder, building wealth through investing, and becoming financially fit has nothing to do with acquiring more 'stuff' and everything to do with freedom.

Freedom to spend time with the people you love and do the things you most enjoy - which we're guessing isn't about being chained to work!
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What do you think?
📲 Contact us today on 0434 106 459

26/10/2026

If you're a home owner then it's time to ask whether you're making the most of the equity in your property.

Whether you use it to negotiate a better rate on your mortgage, or leverage it as borrowing power to buy an investment property, one thing is for sure: understanding your options is crucial.

Ask us what unlocking your equity can do for you!
📲 Contact us today on 0434 106 459

23/10/2026

Applying for a home loan - whether it's your first or fourth - is all about creating the right impression.

Not only do lenders want to make sure you're willing and able to pay them back, and that you're making an astute investment (after all, it'll become their property if things go south!), but they also need to do their due diligence to stay on the good side of the regulator.

To put your best foot forward, you want to make sure you're managing your accounts in a way that screams 'responsible'. It's about forming money habits that show you're in charge.

Send us a DM to kick things off.
📲 Contact us today on 0434 106 459

20/10/2026

When deciding on a home loan, the interest rate is understandably what most of our clients first consider.

The thing is, sometimes when you go with a product that has the lowest interest rate, you forgo other features that could benefit you in the longer term.

We'll definitely advocate for the lowest interest rate possible, but always in a way that balances all your needs, today and into the future.

Let us know if you want us to crunch the numbers with you.
📲 Contact us today on 0434 106 459

18/10/2026

Did you know there’s more to applying for a home loan than simply getting approved?

When we work together, we look at how the structure of the loan is going to support both your immediate and longer term property investment strategy.

We want you to secure finance that works for you!
📲 Contact us today on 0434 106 459

17/10/2026

Applying for a home loan can feel overwhelming, but don't worry, we've got your back.

We've seen firsthand the common mistakes people make when applying for a home loan (without a trusted broker on their team), and we're here to help you avoid them.

Here's what NOT to do:
- Stretching your budget too thin: Look, we get it. That dream home is calling your name, but it's important to be realistic about what you can afford. Don't overextend yourself or you'll be left with a hefty mortgage repayment that will sap the joy away from home ownership.

- Skipping the shopping around part: It's easy to go with the first lender that offers you a loan, but hang on a sec! Take the time to compare loan products from multiple lenders to make sure you're getting the best deal possible.

- Ignoring your credit score: Your credit score matters. It plays a big role in being able to qualify for a loan and will impact the interest rate you're offered. Keep tabs on your credit file and take steps to keep it healthy.

- Forgetting the deposit: Most lenders require a deposit of at least 5% of the property's purchase price. Not having a deposit can limit your loan options and increase your interest rate.

- Holding back on financial information: We're not here to judge. We just need the complete picture of your financial situation to work out your loan eligibility. Holding back on information could lead to a rejected loan application or unfavourable terms.

We're here to help guide you through the home loan application process. Get in touch to make your homeownership dreams a reality.
📲 Contact us today on 0434 106 459

Address

Gold Coast, QLD

Telephone

+61434106459

Website

http://mchfinancialservices.com.au/

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