Michele Hayton - Mortgage Broker

Michele Hayton - Mortgage Broker Helping people buy homes

An offset account can be a powerful tool to reduce the interest you pay on your mortgage.It’s like a savings account lin...
09/09/2026

An offset account can be a powerful tool to reduce the interest you pay on your mortgage.

It’s like a savings account linked to your home loan, and the more money you have in your offset account, the less interest you pay.

For example, if you have $50k sitting in your offset account and a $900k mortgage, you'll only pay interest on $850k.

Curious about how much you could save? Let's chat about how an offset account can work for you.

📲 Contact us today on 0434 106 459

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'. In fact, it's not ever worth applying ...
03/09/2026

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'.

In fact, it's not ever worth applying for more than one credit facility at a time.

The reason being is that each time you apply for credit – whether it's for a credit card, car loan, or mortgage – your application gets recorded on your credit file.

If Bank A sees that you've applied with Bank B, they might hesitate to approve you.

Instead of trying to hedge your bets by applying with multiple lenders, get in touch with us for insight into what the lenders are looking for.

📲 Contact us today on 0434 106 459

Why do 75% of home loans go through a mortgage broker vs the bank?Because people know us brokers have access to a wide r...
31/08/2026

Why do 75% of home loans go through a mortgage broker vs the bank?

Because people know us brokers have access to a wide range of lenders and products, giving them more options and flexibility.

Or it could be the personalised service and professional guidance we provide.

Don't settle for one-size-fits-all, speak with us for your finance needs.

📲 Contact us today on 0434 106 459

The short answer is YES! You don’t necessarily need a massive deposit to secure a home loan.With government incentives, ...
29/08/2026

The short answer is YES! You don’t necessarily need a massive deposit to secure a home loan.

With government incentives, lenders mortgage insurance (LMI), and even LMI waivers for certain professions, you can often get your foot in the door with as little as a 5% deposit.

Want to know more about how this might apply to you? Let’s chat! DM us to start the conversation.

📲 Contact us today on 0434 106 459

Your credit score speaks volumes to lenders about your reliability.Need help accessing yours or improving it?We’ll guide...
28/08/2026

Your credit score speaks volumes to lenders about your reliability.

Need help accessing yours or improving it?

We’ll guide you through understanding and boosting it to ultimately secure better lending options.

📲 Contact us today on 0434 106 459

Houses are selling fast in Australia, which means if you're serious about owning a home you need to be ready to throw yo...
27/08/2026

Houses are selling fast in Australia, which means if you're serious about owning a home you need to be ready to throw your hat in the ring once you find your ideal property🏠 🏃🏽‍♂️💨

So, how can you best prepare?

✅ Get a home loan pre-approval to put you ahead of the competition
✅ See a mortgage broker ASAP to understand your borrowing power so you know exactly what you can afford
✅ Contact a real estate agent to explore options and alert you when new listings come on the market

If you're keen to buy property in 2026, get in touch to make it happen.

📲 Contact us today on 0434 106 459

New data shows that 4 in 5 home loans go through a mortgage broker. That's a lot of Australians trusting brokers over le...
26/08/2026

New data shows that 4 in 5 home loans go through a mortgage broker. That's a lot of Australians trusting brokers over lenders 🤝

Why? Well when you have a broker on your team you save time, money and effort.

Plus, we provide so much choice and our clients know we work hard to secure them a solution that serves their best interests.

Engaging a broker really is a no-brainer.

Reach out to chat to us today.

📲 Contact us today on 0434 106 459

Short answer: yes, but it depends on the lender.Some lenders work with new ABNs if:🌱 You’ve worked in the industry befor...
22/08/2026

Short answer: yes, but it depends on the lender.

Some lenders work with new ABNs if:
🌱 You’ve worked in the industry before
🌱 You’ve got solid income forecasting
🌱 You’re willing to offer a personal guarantee

Get in touch and we can help you map out your options.

📲 Contact us today on 0434 106 459

Every lender wants your attention. Flashy offers, big promises, fine print.The real challenge is knowing which option is...
19/08/2026

Every lender wants your attention. Flashy offers, big promises, fine print.

The real challenge is knowing which option is actually right for you.

That’s where we step in. We take the time to understand where you are now, where you want to be, and then build a strategy that’s tailored to your goals – not the bank’s.

We’re here to make the process clearer, smarter, and far less stressful.

Ready for a chat? No strings, just straight answers.

📲 Contact us today on 0434 106 459

A property isn’t just an address.It’s a milestone.It’s security, freedom, and possibility.We’re here to help you get the...
17/08/2026

A property isn’t just an address.

It’s a milestone.

It’s security, freedom, and possibility.

We’re here to help you get there – strategically and confidently.

📲 Contact us today on 0434 106 459

Address

Gold Coast, QLD

Telephone

+61434106459

Website

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