Elevate Financial - Michelle Southern

Elevate Financial - Michelle Southern Your local finance specialist - partnering with you to help reduce debt and build wealth.

CRN: 470881
Your full financial situation and requirements must be assessed prior to any offer or acceptance of a loan product. I am your local mortgage broker, specialising in residential, personal and business finance in Tugun, Burleigh, Miami QLD and surrounding suburbs. Reach out today for your free, no-obligation chat (or get started online) and let me do the legwork for you. Home purchasing

Refinancing
Loan applications
Home loans
First home buyers
Investment loans
Repricing
Next home loan
Personal loans

Get Started Online:

https://my.loanmarket.com.au/512d4d15-f452-4468-96e4-feaab7bff0c0 #/get-started

24/08/2026

The investor eligibility is particularly worth noting. A 10% deposit option without LMI may give some investors another way to structure a property purchase — depending on their income, borrowing capacity, property and overall financial position.

As always, lending criteria and eligibility apply, so it’s important to look at the full lending strategy, rather than focusing on the deposit alone.

If you're considering buying with a smaller deposit or looking at your next investment property, complete the contact form via the link in our bio to discuss your options.

General information only. Lending criteria, fees, eligibility and approval are subject to individual circumstances and lender assessment.

Refinancing can come with plenty of questions and a few stressful moments, which is why having the right support matters...
10/08/2026

Refinancing can come with plenty of questions and a few stressful moments, which is why having the right support matters.

Thank you, Marlie, for trusting Michelle and the Elevate Financial team to guide you, answer your questions and keep things moving when it mattered most. We are also so glad you enjoy our eNewsletters!

Thinking about refinancing your home loan? Complete the contact form via the link in our bio.

Behind every successful property journey is a team willing to listen, explain and go the extra mile. Thank you, Brooke, ...
03/08/2026

Behind every successful property journey is a team willing to listen, explain and go the extra mile.

Thank you, Brooke, for your kind words and for trusting Michelle and the Elevate Financial team during such an important milestone. Supporting our clients with patience, knowledge and genuine care is always at the heart of what we do.

Looking for guidance with your next finance decision? Complete the contact form via the link in our bio.

30/07/2026

Home ownership feels out of reach? The Government's Help to Buy Scheme offers a shared equity contribution of up to 40% towards your home, with just a 2% deposit needed from you.

Fill out the contact form in our bio and Michelle will reach out to talk through your eligibility.

In a competitive property market, a well-prepared lending strategy can help you put your strongest foot forward. 🏡Thank ...
27/07/2026

In a competitive property market, a well-prepared lending strategy can help you put your strongest foot forward. 🏡

Thank you, Katherine, for trusting Michelle and the team to think beyond the obvious, clearly explain your options and keep everything moving throughout your purchase.

Preparing to buy? Complete the contact form via the link in our bio.

27/07/2026

Got an offset account? Here's a quick way to check if it's actually earning its keep.

If your balance usually sits under $50,000, you might not be saving as much as you think — but you could still be paying for the feature.

Offset works best when there's a healthy balance sitting in it.

Fill out the contact form (link in bio) and we'll check your numbers. 💰

22/07/2026

Nobody talks about this one.

You pay off your Afterpay in full every fortnight. Balance always $0. Feels harmless.

Here's what's actually happening: a lender treats your Afterpay limit the same way they treat a credit card limit — it counts against your borrowing power whether you use it or not.

And it compounds. Too many Afterpay applications can lower your credit score, which lowers what you can borrow even further.

Tap the link in bio, fill out the contact form, and I'll walk you through how to clean this up before you apply. 💬

Whatever stage you're at, there's probably a loan structure for it.From your first home to your SMSF, we've broken down ...
22/07/2026

Whatever stage you're at, there's probably a loan structure for it.

From your first home to your SMSF, we've broken down all 7 ways we help clients move forward — swipe through to find yours. 👉

No two situations are the same, which is exactly why "just go with whatever the bank offers" isn't a strategy.

Comment SERVICES and I'll walk you through which option fits your situation. 💬

Big financial decisions feel easier when you have the right team supporting you every step of the way.Thank you, Gemma, ...
20/07/2026

Big financial decisions feel easier when you have the right team supporting you every step of the way.

Thank you, Gemma, for trusting Michelle and the Elevate Financial team to make the process feel clear, supported and stress-free.

Ready to move forward with confidence? Complete the contact form via the link in our bio.

A lovely review from Chantelle Prindable ⭐⭐⭐⭐⭐Thank you, Chantelle, for your kind words about Michelle and the Elevate F...
13/07/2026

A lovely review from Chantelle Prindable ⭐⭐⭐⭐⭐

Thank you, Chantelle, for your kind words about Michelle and the Elevate Financial team. We’re so pleased you felt supported throughout your first home buying journey.

Thinking about buying your first home?

Complete the contact form via the link in our bio.

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Gold Coast, QLD

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