Rousse Finance

Rousse Finance Your home loan & business finance expert with extensive experience in all types of lending scenarios

The property and lending landscape continues to shift, with changing market conditions, interest rates on hold and new r...
20/08/2026

The property and lending landscape continues to shift, with changing market conditions, interest rates on hold and new rules affecting some investors.

In my August newsletter, we bring together the key developments worth knowing as you consider your next property or finance decision. Such as...

🤔 Has your borrowing power changed?
🏠 Home loan pre-approval: What you need to know before house hunting this spring
😵‍💫 Are investors changing course after the new negative gearing reforms?

Find it here 🔗 https://bit.ly/RousseFinanceNewsletter-Aug27

As expected, the RBA has held the cash rate steady at 4.35% at its August meeting.Winter has brought both lower temperat...
11/08/2026

As expected, the RBA has held the cash rate steady at 4.35% at its August meeting.

Winter has brought both lower temperatures and a slight cooling across the economy - with inflation softening and both the jobs and housing markets slowing.

With these factors in mind, the RBA has opted to pause and assess the impact of previous rate hikes, despite ongoing pressure on fuel prices linked to Middle East tensions.

The hold was anticipated, but it doesn’t mean things won’t shift as we head into spring.

It’s still a smart time to rug up, review your loan, and make sure you’re on a competitive rate and structure.

If you’d like to run through your options, I’m here to help.

Call me for a no-obligation discussion about your home finance goals on 0423 288 057.

Our property market continues to shift... with easing home values, lower auction clearance rates and more cautious buyer...
23/07/2026

Our property market continues to shift... with easing home values, lower auction clearance rates and more cautious buyers creating new opportunities for those who are willing to try.

In my July newsletter, find out what the latest interest rate news and market movements could mean for your next purchase, as well as:

🤓 What's driving the drop in auction clearance rates?
🔨 Planning an investment property renovation? Here are your finance options
👏 Why more than 8 in 10 borrowers are choosing mortgage brokers

Find it here 🔗 https://bit.ly/RousseFinanceNewsletter-July26

Here's a statistic that might surprise you 👇81% of all new home loans in Australia (Jan–Mar) were written by brokers - t...
09/07/2026

Here's a statistic that might surprise you 👇

81% of all new home loans in Australia (Jan–Mar) were written by brokers - the highest market share on record (MFAA - https://bit.ly/MFAA_8in10homeloans ).

Aussies are choosing brokers to secure sharper deals, access more options, and get approvals where banks may say no.

Find out how I can help you achieve your home or business lending goals. Call me today on 0423 288 057.

Australia’s property market is shifting - home value growth is cooling, auction clearance rates have plummeted, and inve...
29/06/2026

Australia’s property market is shifting - home value growth is cooling, auction clearance rates have plummeted, and investors remain cautious following the federal budget tax reforms.

In my June newsletter, we've broken down what these conditions could mean for your home loan plans... as well as:

🏠 5 tips for first home buyers to kick off the new financial year
♟️ What a softer market means for investors and owner-occupiers
💸 Is refinancing still worth considering?

Find it here 🔗 https://bit.ly/RousseFinanceNewsletter-June26

At its June meeting, the Reserve Bank of Australia has held the cash rate steady at 4.35%.With inflation still sitting a...
16/06/2026

At its June meeting, the Reserve Bank of Australia has held the cash rate steady at 4.35%.

With inflation still sitting above target and fuel prices elevated amid Middle East tensions (hopefully easing soon), the decision to pause comes as the RBA takes time to assess the impact of previous rate hikes.

The hold was widely expected, but it doesn’t necessarily mean we’re out of the woods just yet.

We’ll be watching closely to see how lenders respond in the coming days. It’s still a good time to review your loan and make sure you’re on a competitive rate and structure.

If you have questions about your repayments or next steps, I’m here to help 🤝

Call me for a no-obligation discussion about your home finance goals on 0423 288 057.

For those I haven’t met yet - I’m Kerryn 👋And for those who already know me… you’ll know I’m usually either talking fina...
11/06/2026

For those I haven’t met yet - I’m Kerryn 👋
And for those who already know me… you’ll know I’m usually either talking finance, cheering on the Sharkies, or out enjoying good food and wine. 🦈🍷

I’m a mortgage broker and owner of Rousse Finance, with a background in Commercial & Business Banking (13+ years), previously specialising in healthcare and pharmacy.

These days, I help a mix of home buyers, refinancers and self-employed clients make sense of lending - and get the right outcome for their situation.

But my first banking love will always be commercial and business finance, and I’m always happy to help clients in this space too.

If you’re unsure where you stand or just want a second opinion, I'd love to help 😊

Call or message me on 0423 288 057

What a month! May 2026 has been one of the most significant months for Australian property owners and buyers in recent y...
22/05/2026

What a month! May 2026 has been one of the most significant months for Australian property owners and buyers in recent years. In my newsletter, read what's been impacted and what may be next, as well as...

🗓 Get EOFY ready as a property investor
📈 Have we reached the peak in property prices?
🧰 Self-employed home loans you might not know about

Find it here 🔗 https://bit.ly/RousseFinanceNewsletter-May26

Big week with the Federal Budget, and there are a few key changes I’m already talking through with clients 👇From 1 July ...
13/05/2026

Big week with the Federal Budget, and there are a few key changes I’m already talking through with clients 👇

From 1 July 2027, negative gearing will be limited to new builds only - meaning existing investment properties won’t offer the same tax benefits moving forward.

On top of that, the current 50% CGT discount is set to be replaced with an indexation model and a minimum 30% tax rate… a pretty significant shift for investors.

There’s also some modest cost-of-living relief coming, including a $250 tax offset and a $1,000 instant deduction for work-related expenses.

What does this mean? Strategy matters more than ever - whether you’re buying your first home, upgrading, or investing.

If you’re unsure how these changes could impact you, I’m happy to have a chat 🤝 Call me on 0423 288 057.

09/05/2026

Love this photo... three generations of women in my family and some amazing mums 💗

To all the incredible mums, carers and mother figures out there - wishing you a Mother’s Day filled with love, laughter and at least a little time to put your feet up 💐✨

Address

Gold Coast, QLD
4220

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+61423288057

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