Patrick O’Brien - Mortgage World Australia

Patrick O’Brien - Mortgage World Australia Australian mortgage broker that has access to more than 50 lenders. We can help you find the ideal home loan for your needs.

Mortgage World Australia is a mortgage broking firm in Toongabbie, NSW. We offer home loans, first home buyer’s mortgages, commercial, construction & business loans, investment loans, asset finance, refinancing, reverse mortgages, remortgaging, equipment finance, mortgages, home equity release, car loans, personal loans, bridging loans, debt consolidation, land & development loans. We service Blac

ktown, Lalor Park, Seven Hills, Prospect, Girraween, Pendle Hill, Wentworthville, South Wentworthville, Westmead, Parramatta, North Parramatta, Constitution Hill, Northmead, Winston Hills, Baulkham Hills, Kings Langley, Pemulwuy, Greystanes, Kings Park, Glenwood, & all over Sydney. For the best mortgage brokers in Toongabbie, look no further.

📈 Home loan rate rising? There may be other options 📈⁣⁣Three consecutive rate hikes have wiped out last year’s rate cuts...
31/08/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

28/08/2026

💳 How BNPL can impact your home loan application 💳⁣⁣
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Every time you apply for Buy Now Pay Later, it may trigger a credit check.⁣⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. ⁣⁣
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Late or missed BNPL payments can also be reported, which could reduce your score further. ⁣⁣
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Got a BNPL account active? DM us to find out more. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣⁣One-in-five first home buyers rely on the support of parent...
26/08/2026

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣
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One-in-five first home buyers rely on the support of parents or family. ⁣
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
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This can potentially delay home loan approval. ⏳⁣
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That’s because lenders want to know if the financial support is a cash gift or a loan. 🤔⁣
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Bottom line, talk to us to know how to structure the support of well-meaning family members. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

🏡 Why the time may be right for first home buyers 🏡⁣⁣More choice, less competition and easing prices.⁣⁣With many investo...
24/08/2026

🏡 Why the time may be right for first home buyers 🏡⁣
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More choice, less competition and easing prices.⁣
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. 👍⁣
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Even better, there are numerous first home buyer government schemes and support to tap into. 🙌⁣
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All in all, it really is shaping up as a first home buyers’ market.⁣
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Contact us to find out how you could get started. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

21/08/2026

🌳 Looking for relaxed living and better affordability? 🌳⁣⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.⁣⁣
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And that's driving a trend towards regional living for more home buyers - either out bush or by the sea. ⁣⁣
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DM us to find out if a tree or sea change could help you buy sooner. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]


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* Cotality research

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣⁣Searches for “dual-occupancy” homes have skyrocketed 385%...
19/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

14/08/2026

🏠 Could your home be negatively geared one day? 🏠⁣⁣
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New negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. ⁣⁣
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So your home could be eligible for negative gearing in the future as an investment property. ⁣⁣
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Chat with your accountant or financial adviser first. ⁣⁣
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And then DM us to understand your finance options. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣⁣Major bank NAB reports a 16% jump in demand for renova...
12/08/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

⏳ How hard does the market usually bounce back after a downturn?⏳⁣⁣Waiting for property prices to hit a cyclical low cou...
10/08/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

07/08/2026

📈 Demand for first home buyer loans jumped 16% 📈⁣⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣⁣
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Could the 5% Deposit Scheme help you bring forward your home buying plans? ⁣⁣⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

Address

Girraween, NSW

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+611300661211

Website

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