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Patrick O’Brien - Mortgage World Australia

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Girraween, NSW
Patrick O’Brien - Mortgage World Australia

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Australian mortgage broker that has access to more than 50 lenders. We can help you find the ideal home loan for your needs.

Mortgage World Australia is a mortgage broking firm in Toongabbie, NSW. We offer home loans, first home buyer’s mortgages, commercial, construction & business loans, investment loans, asset finance, refinancing, reverse mortgages, remortgaging, equipment finance, mortgages, home equity release, car loans, personal loans, bridging loans, debt consolidation, land & development loans. We service Blacktown, Lalor Park, Seven Hills, Prospect, Girraween, Pendle Hill, Wentworthville, South Wentworthville, Westmead, Parramatta, North Parramatta, Constitution Hill, Northmead, Winston Hills, Baulkham Hills, Kings Langley, Pemulwuy, Greystanes, Kings Park, Glenwood, & all over Sydney. For the best mortgage brokers in Toongabbie, look no further.

06/11/2026

🤔 Can you buy a home before you sell your own? 🤔

It might sound stressful to do it this way.

But it’s the option used by many upgraders.

A bridging loan can help cover the finance gap between buying now and selling later.

DM us to know if a bridging loan could work for you. 👇

To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

04/11/2026

🏡 1 in 3 homeowners want to be mortgage-free ASAP 🏡⁣
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Ditch the housing debt. ⁣
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It’s a key goal for 34% of Aussie homeowners, according to Finder research.⁣
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And it makes sense. ⁣
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Paying off your home loan early can see you save on interest and free up cash for…whatever you choose. 💡⁣
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Talk to us for simple strategies to clear the home loan slate sooner. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

02/11/2026

📉 Rate hikes have likely lowered your borrowing power 📉⁣
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The September rate hike sees the cash rate 1% higher through 2026. ⁣
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It could reshape your home buying budget. 🏡⁣
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A couple could see their borrowing power down $90,000 since February. ⁣
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For a solo buyer, borrowing power could be $48,000 less. ⁣
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Talk to us to know how much you can borrow to buy a home. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

30/10/2026

📈 Home loan rate rising? Here are your options 📈

Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear the higher interest rate.

Competition is heating up for your business among lenders - so it might be time to shop around?

Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇

To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

28/10/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

26/10/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
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Things are looking up for homebuyers, reports Domain. 📈⁣
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

23/10/2026

🌸 Spring home buying season is here! 🌸⁣⁣
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The days are warmer, longer, and gardens are in bloom. ⁣⁣
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We’re in the busy Spring selling season! ⁣⁣
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This can put home buyers in the hot seat as fresh listings hit the market. ⁣⁣
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DM us today to explore first home buyer concessions and loan pre-approval! 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

21/10/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

19/10/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block.
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

16/10/2026

🧹 Is it time to Spring clean your home loan? 🧹⁣⁣
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Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less interest each month. ⁣⁣
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It’s also chance to toss out unused features you're paying extra for, or, add features such as offset accounts.⁣⁣
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DM us to see if your old home loan is still a good match. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

Address

Girraween, NSW

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+611300661211

Website

https://www.mortgageworldaustralia.com.au/

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