Nine Ten Finance

Nine Ten Finance We make it happen. Nine Ten Finance is a mortgage broker based in Castle Hill.

Whether you are a first home buyer, upgrading to your next home or interested in property investment - you can be confident that we will help you achieve your financial goals. We offer a range of financial services including mortgage broking and home loans, personal loans, commercial loans, car loans, motorbike loans, construction loans, personal loans, refinance, investment loans and more. We ser

vice across all regions including Castle Hill, Pendle Hill, Baulkham Hills, Bella Vista, Kellyville, Seven Hills, Lalor Park, Prospect, Kings Langley, Marayong, Doonside, Bungarribee, Girraween, Blacktown, Marsden Park, Schofields and more.

03/06/2026

3 major budget changes are coming for property investors.
🏠 While everyone is looking at tax, my biggest concern is the hit to borrowing capacity. Here is what you need to know and how it will impact the market.

01/06/2026

💡 Most people know they need insurance… but very few actually understand what each type of cover actually does.

That’s why we’ve broken down the most common types of insurance in simple terms 👇

✅ Life Insurance
Protects your family’s future with a lump sum payment if something happens to you.

✅ Total & Permanent Disability (TPD)
Provides financial support if a serious illness or injury prevents you from working again.

✅ Income Protection
Helps replace a portion of your income if you're unable to work due to illness or injury.

✅ Trauma Cover
Pays a lump sum if you're diagnosed with a serious medical condition such as cancer, heart attack, or stroke.

✅ Business Expense Cover
Designed for business owners to help cover ongoing business costs while you're unable to work.

✅ Health Insurance
Helps with healthcare costs including hospital stays, ambulance, dental, and optical expenses.

✅ Child Cover
Optional cover that can provide financial support if your child experiences certain serious illnesses.

📌 The reality is that many people have insurance, but not everyone has the right cover in place.

Understanding what you have and why you have it can make a huge difference when life takes an unexpected turn.

📩 If you'd like to review your current cover or better understand your options, we're here to help.

🥪 Feeling stuck between helping your kids and supporting your parents?You’re not alone.The “Sandwich Generation” is faci...
27/05/2026

🥪 Feeling stuck between helping your kids and supporting your parents?

You’re not alone.
The “Sandwich Generation” is facing one of the biggest financial pressures in 2026 — balancing the needs of adult children while also caring for aging parents. 💭💸

The good news? There are smarter ways to structure your finances without sacrificing your own retirement.

🏡 Leveraging equity
📈 Creating family-use assets
💼 Exploring SMSF strategies

…can help support both generations while protecting your long-term future.

You don’t have to choose between your kids’ future and your own financial security. 🤝✨

27/05/2026

Think you know your property’s value? Most people are just guessing.
Websites like realestate.com.au, Domain, and property.com.au are a great start… but they’re only estimates. Even tools like RP Data or Pricefinder are still based on data.
Want the real number? Check recent sold prices — and remember, your property is only worth what a buyer will pay today.

🏡 Thinking about buying property through your SMSF?Here’s the rule you *can’t* ignore 👇⚖️ The “Sole Purpose Test”Your SM...
25/05/2026

🏡 Thinking about buying property through your SMSF?

Here’s the rule you *can’t* ignore 👇

⚖️ The “Sole Purpose Test”
Your SMSF investment must be for retirement benefits only

🚫 No, you can’t live in it
🚫 No, your kids can’t rent it

But here’s the upside…

✅ The wealth you build is for *your future self*
✅ A powerful way to grow long-term assets 📈

It’s not about today’s lifestyle —
it’s about tomorrow’s freedom 🔑

📩 Want to know if SMSF property is right for you? Let’s talk strategy

📊 Many buyers “waited” in 2024 & 2025…only to watch prices climb another 8% 📈Now in 2026, the market is stabilising —and...
23/05/2026

📊 Many buyers “waited” in 2024 & 2025…
only to watch prices climb another 8% 📈

Now in 2026, the market is stabilising —
and this could be your window of opportunity 👇

🏡 Less frenzy
📉 More balanced conditions
🎯 Smarter buying opportunities

But here’s the catch…
Overthinking can cost you more than acting 💭

❌ Analysis paralysis keeps you on the sidelines
✅ Strategy gets you into the market

The next cycle doesn’t send invitations —
you have to be ready for it 🔑

📩 If you’ve been waiting, now’s the time to plan your move

Paying principal isn’t always the best move — especially for investorsHere’s why 👇🏡 **Interest-only loans** can help you...
21/05/2026

Paying principal isn’t always the best move — especially for investors

Here’s why 👇

🏡 **Interest-only loans** can help you:
✔️ Maximise potential tax deductions
✔️ Keep your cash flow flexible 💸
✔️ Free up funds for your next deposit sooner

It’s not about paying faster…
It’s about playing smarter 🎯

The right structure can make a big difference to how quickly you grow your portfolio 📈

📩 Let’s chat about whether this strategy fits your 2026 investment plans

20/05/2026

Most people think building a property portfolio is complicated… it’s not. It’s just consistency over time.

Start with your first property.🏡
Use equity to grow.📈
Hold through the tough early years.⏳
Let rent and time do the heavy lifting.
Simple strategy — but not always easy.
If you’re unsure where to start, we can guide you step by step.

🚨 2026 FEDERAL BUDGET: Massive Shake-Up for Property Investors!If you own investment properties or use a Family Trust, t...
19/05/2026

🚨 2026 FEDERAL BUDGET: Massive Shake-Up for Property Investors!

If you own investment properties or use a Family Trust, the rules of the game are changing. 👉 Swipe to see how this impacts your wealth!

Here’s the quick breakdown:
📉 Negative Gearing: Ends for established properties bought after May 12, 2026.
✂️ CGT: 50% discount replaced by indexation + a new 30% minimum tax.
⚖️ Family Trusts: 30% minimum tax hits in July 2028.
🏢 The Upside: Brand-new builds keep the old perks!

The good news? The major property changes don't kick in until July 1, 2027. You have time right now to review your portfolio and adjust your strategy before it's too late.

👇 Fair or unfair? Drop your thoughts below!

17/05/2026

“Happy 5 Year Anniversary to Loreta 🎉👏

For the past 5 years, Loreta has been an incredible part of the team, quietly working behind the scenes to help our clients achieve their property dreams 🏡

Your discipline, dedication, and work ethic are truly second to none. Thank you for all the hard work, support, and care you bring to Nine Ten Finance every single day.

We are grateful to have you as part of the journey 🙌

– Team at Nine Ten Finance 💙”

Address

G02/140 Best Road
Seven Hills, NSW
2147

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 9am - 4pm

Telephone

+61280802113

Website

Alerts

Be the first to know and let us send you an email when Nine Ten Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Nine Ten Finance:

Shortcuts

Share

Category