Bianca Fitzpatrick - Mortgage Broker

Bianca Fitzpatrick - Mortgage Broker We offer tailored lending and straight forward solutions to help you meet your financial goals.

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣⁣After years of growth, mortgage brokers have hit a new ...
10/08/2026

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣
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After years of growth, mortgage brokers have hit a new record market share! 🏆⁣
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Brokers now account for 81% of new home loans, according to MFAA statistics. ⁣
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In trying times the guidance and support of a broker can be your key to home buying success. 🤝⁣
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Research also shows broker customers are more satisfied than direct-to-lender borrowers. ⁣
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Call today, and experience the broker difference. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

07/08/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

🏡 Is your home loan still a good choice for you? 🏡⁣⁣Big differences in lender rates make now a good time to review your ...
05/08/2026

🏡 Is your home loan still a good choice for you? 🏡⁣
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Big differences in lender rates make now a good time to review your mortgage. ⁣
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First, check if your home loan interest rate is competitive. 💰⁣
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Does your loan charge ongoing fees? Most don’t. ⁣
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Are you using all the loan’s features? You could be paying extra for them.⁣
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And are you being punished for your loyalty? Lenders generally offer lower rates to new borrowers. 🤔⁣
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Here’s one option. 💡⁣
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Contact us to organise a home loan health check. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
03/08/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
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The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣
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So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣
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It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
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Contact us to understand your financing options for both properties. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

31/07/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying stat: two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.* ⁣
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Trouble is, influencer ‘help’ isn’t always high quality, trustworthy or based on personal needs. ⁣
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DM us today for tailored support and guidance when exploring your finance options for buying a home or car. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]


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* ASIC research

💰 How much do you need to earn to buy a home? 💰⁣⁣Domain recently looked at the income needed to buy a home, assuming a 2...
29/07/2026

💰 How much do you need to earn to buy a home? 💰⁣
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
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The catch is these were figures for houses. ⁣
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Apartments may require a lower income. 🏢⁣
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What matters is that you talk to us. ⁣
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We can explain your borrowing power across different lenders based on your situation. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

🏢 Unit versus house, what's your preference? 🏡⁣⁣Two of the main advantages of apartments are low-maintenance lifestyle a...
27/07/2026

🏢 Unit versus house, what's your preference? 🏡⁣
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Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
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Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
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But you've got to start somewhere...⁣
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The median unit price across state capitals is $749,446. 📊⁣
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That’s 34% less than the median house price of $1,140,454. 🏡⁣
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The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
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And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

24/07/2026

🏡 Offset accounts surge as people manage rising rates 🏡 ⁣
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Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.⁣
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And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term. ⁣
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DM us to see if an offset account could work for you.👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣⁣Across large parts of Australia the end of summer...
22/07/2026

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
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Across large parts of Australia the end of summer was hot and humid.⁣
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Perfect conditions for termites.⁣
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A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
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Getting rid of termites can be expensive. ⁣
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And the damage they leave behind may not be covered by insurance. ⚠️⁣
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For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
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Or get a combined pest and building inspection to cover both bases. 🧾⁣
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Contact us to learn more about the steps you should consider when buying a home. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

📉 Rate hikes have reshaped home owner plans 📉⁣⁣Higher rates are seeing many Australian families knuckle down to pay off ...
20/07/2026

📉 Rate hikes have reshaped home owner plans 📉⁣
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Higher rates are seeing many Australian families knuckle down to pay off their home loan sooner. 💪⁣
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Research by Agile Market Intelligence shows 72% of mortgage holders now say debt reduction is their main financial goal. ⁣
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If you’re keen to double down on your home loan, talk to us. ⁣
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We can explain small steps that could potentially make a big difference. ⁣
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Or ask us about a home loan health check. 🩺⁣
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Potentially switching to a lower rate home loan could be a way to get ahead with your mortgage. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

Address

Sydney, NSW
2145

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+61403651302

Website

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