ZedPlus Accounting and Finance

01/09/2026

Still on that same mortgage deal from years ago?

If you haven't reviewed your loan setup recently, you are likely funding your bank's record profits, not your own future.

At Zedplus, we believe regular reviews mean real savings. A quick check today could mean serious money back in your pocket tomorrow.

Don't let "set and forget" cost you.

Contact our loan specialists today and find out how much you could be saving.

🌐 https://zedplus.net.au/ ☎ 1300 933 758

30/08/2026

Unlocking a higher borrowing limit isn't always about earning more;

it’s about optimising your financial profile to fit lender criteria. Aligning your liabilities, credit structures, and lender choice can make a six-figure difference to your bottom line.

Ready to see where you stand?

Contact us to get started

🌐 https://zedplus.net.au/ ☎ 1300 933 758

28/08/2026

Struggling to save a full 20% deposit? Good news, you may not need to wait until you have it all.

LMI (Lenders Mortgage Insurance) usually applies to smaller deposits, but some Australian lenders offer professional LMI waivers, allowing eligible professionals to buy with a deposit of around 5% to 10% without paying LMI, subject to lender criteria.

Certain professions may be able to skip the LMI cost altogether and get into the market sooner than expected.

Our latest blog, "Professional LMI waivers: Who may qualify?", breaks down who qualifies, what deposit may be required and what lenders consider.

Read the full blog: https://zedplus.net.au/insights/lmi-waiver-for-professionals/

🌐 https://zedplus.net.au/ ☎ 1300 933 758

See which professionals may qualify for LMI waivers, including doctors, nurses, lawyers, and accountants. Compare deposits, LVRs, and lender criteria.

25/08/2026

Gross revenue looks great on paper, but standard bank calculators don't care about your turnover.

If personal loan commitments, credit card limits, and rigid tax-return assessments are cutting your borrowing power in half, you don't need a higher income; you need a better lending strategy.

Stop letting traditional bank formulas cap your property goals. Contact us to explore flexible loan options!

🌐 https://zedplus.net.au/ ☎ 1300 933 758

23/08/2026

A lot of buyers delay buying because they think they need to feel "100% ready" before taking the leap.

But the truth is, readiness isn't a feeling; it's a checklist.

You don't need to have it all figured out.

You just need the fundamentals in place:
steady income coming in, savings that go beyond just the deposit, manageable debt levels, and a stable job you can count on.

If you're ticking these boxes, you're a lot closer to owning your first home than you think. The only thing standing between you and your own front door might just be the decision to start.

Book a call with our lending specialist today, and let's talk about what's possible for you.

🌐 https://zedplus.net.au/ ☎ 1300 933 758

20/08/2026

Think you need a 20% deposit to buy your first home?

You might not.

The 5% Deposit Scheme lets eligible buyers purchase with just 5% deposit and no LMI.

And here’s the update
Price caps have increased in several areas, so you may now qualify even if you didn’t before.

Want to check your eligibility? Talk to the ZedPlus team.

🌐 https://zedplus.net.au/ ☎ 1300 933 758

19/08/2026

A delayed approval or unexpected loan rejection can cost more than just time. In a competitive market, it can cost you the property itself.

From strict income assessments to endless paperwork requests, navigating bank processes without a plan puts your contract at risk.

We structure your scenario upfront to meet lender criteria and secure a smooth first-time approval.

Ready to protect your purchase?

Get in touch to evaluate your options today

🌐 https://zedplus.net.au/ ☎ 1300 933 758

18/08/2026

When was the last time you took a close look at your home loan setup?

If it’s been more than a year, you could be leaving money on the table. Lenders rarely reward loyalty, meaning your current structure might be working harder for them than it is for you.

Get in touch with us to check where your loan sits today.

🌐 https://zedplus.net.au/ ☎ 1300 933 758

16/08/2026

Every effort behind the scenes brings you one step closer to the moment you turn the key. 🗝️

The late-night budget planning, the intentional saving, and the vision for your future are all worth it when you finally walk through your own front door.

Ready to make your homeownership vision a reality? Contact us to explore your options today!

🌐 https://zedplus.net.au/ ☎ 1300 933 758

14/08/2026

Important Update for SMSF Property Investors

The rules around borrowing for residential property inside an SMSF have changed, and the shift is a big one for anyone using their fund to build a property portfolio.

Trustees now need to think carefully about how they secure LRBA loans, manage fund liquidity, and meet strict ATO compliance standards under the updated framework.

If your SMSF already holds residential property, or you've been considering adding one, now is the time to check exactly where your fund stands.

Read the full breakdown in our latest blog:
https://zedplus.net.au/insights/smsf-residential-property-new-borrowing-rules/

🌐 https://zedplus.net.au/ ☎ 1300 933 758

Learn how the 2026 SMSF residential property borrowing changes affect new loans, the 10 August deadline, grandfathering rules, and your investment options.