Direct Lend Group

Direct Lend Group Enhancing the financial well-being of our clients through residential and commercial loans

12/03/2026
19/02/2026

Bought for $625k.
Now estimated $877k.

That’s +$252,000 equity in ~2 years.

Loan: $584k @ 6.84%
Interest: ~$79,900
Rent: $70,720

Costs + vacancy: ~$15k

➡️ Net result after EVERYTHING:

🔥 ~$227,000 ahead in 2 years

Not perfect tenants.
Still strong wealth creation.

📍 In Perth, short-term growth looks solid — but long term, affordability always slows momentum. That’s why smart investors recycle equity into the next growth market.

Build. Leverage. Scale. 📈

australiaproperty wealthbuilding financewithjimmy investors leverage propertyjourney

12/01/2026

Income or deposit holding you back from your next property? 🏡

You’re not alone.
Most investors don’t fail on opportunity — they get stuck on structure.

✔️ Self-employed or variable income
✔️ Not enough deposit
✔️ Serviceability maxed out
✔️ Banks saying “no”

There are strategies beyond the big banks.
The right lender + structure can change everything.

📩 DM me “NEXT” for a free strategy chat.

07/01/2026

2026 goals: pay less interest, build more wealth, and stop guessing with money.
No hype. Just smart structure and clear strategy.
If you’re not sure you’re on the right path, that’s your sign.

DM for a free strategy chat.





31/12/2025

Cost to you: $0
Cost to the bank: ~$6,500 per $1M loan
Cost of not hitting your 2026 financial goals: priceless

Mortgage brokers are paid by the bank — not you.
Same lenders. Same interest rates. No broker fees.

If you’re stuck, unsure, or want a clearer plan,
book a free strategy call and let’s map it out.





💡 Why 12% can be the sweet spot and it’s about opportunity cost!Many buyers think they must wait for 20% but in a rising...
29/12/2025

💡 Why 12% can be the sweet spot and it’s about opportunity cost!

Many buyers think they must wait for 20%
but in a rising market, waiting can cost more than it saves.

📈 At ~7% growth, property prices often move faster than deposits.
💸 A 12% deposit can be the balance between:
• Getting in earlier
• Limiting LMI
• Capturing growth sooner

For many buyers, 12% is the sweet spot — enough to enter the market without overpaying in LMI, while letting time do the heavy lifting.

Numbers matter.
Strategy matters more.







2025 Australian House Price Growth – State by State Recap 2025 has been a year of strong housing market momentum, with p...
24/12/2025

2025 Australian House Price Growth – State by State Recap

2025 has been a year of strong housing market momentum, with prices rising across most states and territories as buyer demand, rate cuts and low supply kept competition high. 

📍 National Snapshot
• 🏠 National home values up ~6–7.5% annually (growth picked up after rate cuts). 
• 🏡 Regional markets generally outpaced capital cities — affordability driving demand beyond the big cities. 


KEY TAKEAWAYS for 2026
🔹 📉 Prices easing early 2026 as rates stay higher for longer
🔹 📊 Growth hotspots: lifestyle & regional cities
🔹 🏘️ Sydney & Melbourne: steady gains
🔹 💡 Brisbane, Gold Coast & Adelaide: rising demand
🔹 📍 Investors start snapping up undervalued suburbs

17/12/2025

Property Purchase — quick numbers 🏡📊
Lender: Bank Of China
$1,485,000 purchase
Deposit (20%): $297,000
Loan (80%): $1,188,000

Rate 5.18% | 30yr P&I
Repayments: ~$6.5k–$6.6k/m (≈$78k–$80k/yr)

Upfront costs: stamp ~$60k–$65k + other $4k–$8k
👉 Cash needed: **$360k–$370k**

Might just look like numbers on a screen… but for me it represents real people and a lot of behind-the-scenes work from ...
17/12/2025

Might just look like numbers on a screen… but for me it represents real people and a lot of behind-the-scenes work from everyone involved.

Grateful to every client who trusted me, and to the agents, conveyancers and lenders who helped get these over the line.

With interest rates higher, serviceability can be tight and sometimes the solution isn’t a one-size-fits-all major bank. In the right scenario, non-bank lenders can be a smart option to help clients keep moving (especially when the numbers don’t quite fit the box).

🎄 We’re working over the break and keeping things moving where we can. 🤝

We’re excited to announce the merge of our finance team with Direct Lend Group.This merge strengthens our commitment to ...
12/12/2025

We’re excited to announce the merge of our finance team with Direct Lend Group.
This merge strengthens our commitment to delivering smarter, faster finance solutions for our clients.
Big things ahead. 🚀

Your loan structure can make or break your  gearing strategy. Don’t just borrow — borrow smart
11/12/2025

Your loan structure can make or break your gearing strategy. Don’t just borrow — borrow smart

Address

L14/3 Parramatta Square, Parramatta
Sydney, NSW
2150

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 8pm
Friday 9am - 6pm
Saturday 9am - 6pm
Sunday 9am - 6pm

Telephone

+61288966130

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