CFG - Mortgage & Finance Specialists

CFG - Mortgage & Finance Specialists CFG is a team of dedicated award winning professionals who, together, have over 50 combined years ex

CFG - Mortgage & Finance Specialists is made up of a team of dedicated award winning professionals who, together, have over 50 combined years experience in the finance industry. We pride ourselves in our honour, sound ethics and passion for outstanding customer service ~ traits that have seen our company rise to the top of the competition, spearheaded by the dedication of Director, Daniel Esposito

. After embarking on a financial path together, we strive to keep in regular contact with each of our clients in order to stay on top of their individual circumstances. On our end this is achieved through quarterly newsletters and quick care phone calls. On your end that means knowing you can contact us whenever you feel the need so that, together, we continually add value to your status. CFG - Mortgage & Finance Specialists has full accreditation with the MFAA (Mortgage & Finance Association of Australia), along with a strong network of like minded specialists in numerous fields, giving you access to a range of experts who come with our personal Duty of Care. Where our brand name appears, be assured that it is supported by a team who dedicate themselves to understanding your situation and who indeed, walk the road with you.

A deposit isn’t the only upfront cost of buying a home.You’ll also need to factor in:– Stamp duty– Lender fees and insur...
28/08/2026

A deposit isn’t the only upfront cost of buying a home.
You’ll also need to factor in:

– Stamp duty
– Lender fees and insurance
– Legal and conveyancing fees
– Moving costs & set-up expenses

Skipping this step is one of the most common mistakes we see first home buyers make. Want a clear breakdown before you start? We’ll walk you through it.

An exit strategy is basically a backup plan to give the lender assurance you'll be able to pay back the entire loan by t...
26/08/2026

An exit strategy is basically a backup plan to give the lender assurance you'll be able to pay back the entire loan by the end of the loan term – usually 30 years.

If you're securing finance later in life and are closer to retirement, the lender will want to understand how you'll be able to pay back the loan once you stop working.

Possible exit strategies include:
- Selling an investment
- Downsizing the property
- Using superannuation
- Relying on a passive income source

So, if you're worried you're too old to secure finance, speak to us to understand your options. Where there's a will, there's a way!

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'. In fact, it's not ever worth applying ...
24/08/2026

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'.

In fact, it's not ever worth applying for more than one credit facility at a time.

The reason being is that each time you apply for credit – whether it's for a credit card, car loan, or mortgage – your application gets recorded on your credit file.

If Bank A sees that you've applied with Bank B, they might hesitate to approve you.

Instead of trying to hedge your bets by applying with multiple lenders, get in touch with us for insight into what the lenders are looking for.

Our door is open to people wanting help with acquiring property.Whether it’s your first or seventh – we’re here for expe...
15/08/2026

Our door is open to people wanting help with acquiring property.

Whether it’s your first or seventh – we’re here for expert guidance on how to make your most important investments work harder.

Why do 75% of home loans go through a mortgage broker vs the bank?Because people know us brokers have access to a wide r...
13/08/2026

Why do 75% of home loans go through a mortgage broker vs the bank?

Because people know us brokers have access to a wide range of lenders and products, giving them more options and flexibility.

Or it could be the personalised service and professional guidance we provide.

Don't settle for one-size-fits-all, speak with us for your finance needs.

If you're looking to secure a home loan in the near future, it’s a good idea to take extra care with your spending at le...
10/08/2026

If you're looking to secure a home loan in the near future, it’s a good idea to take extra care with your spending at least three months before you apply for a home loan.
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If, for instance, you’ve got a maxed-out credit card but are shopping up a storm on Afterpay, the lender may wonder why you’re not diverting this discretionary spending to paying off your debts.⠀
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The banks are looking for evidence that you handle your debts well. If you're only making the minimum monthly repayments, or if you're behind on your repayments, it paints a picture that perhaps you're not on top of your money.⠀
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They also want to see evidence of good savings habits. So if your nightly takeaway is getting in the way of your savings plan, then you may want to reprioritise your spending.⠀
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Get in touch to find out more.

Did you know that getting a better deal on your existing home loan doesn't always mean switching lenders.Sometimes, it's...
08/08/2026

Did you know that getting a better deal on your existing home loan doesn't always mean switching lenders.

Sometimes, it's simply a matter of us negotiating a better offer with your existing bank – otherwise known as repricing.

The lender won't always agree to the terms we request, but it's absolutely worth having the conversation. The market is so competitive and your bank will do their utmost to retain you as a customer.

Get in touch to find out whether repricing could be right for you.

You don’t need to navigate price guides, agents, inspections, auctions, and finance alone.Let us handle the chaos so you...
05/08/2026

You don’t need to navigate price guides, agents, inspections, auctions, and finance alone.

Let us handle the chaos so you can focus on finding the one – with clarity and confidence.

Send us a DM to get started, and we’ll show you what’s possible.

When choosing an investment property, consider these 3 questions:– Can I add value or improve returns?– Will it outperfo...
03/08/2026

When choosing an investment property, consider these 3 questions:
– Can I add value or improve returns?
– Will it outperform inflation?
– What’s my exit strategy?

We can't advise on which property you should add to your portfolio, but we can help you source finance to support your goals.

Get in touch and let's map out your investment lending options, strategically.

Different saving styles, risk comfort levels or money stories don’t have to equal conflict.We help couples design a stra...
31/07/2026

Different saving styles, risk comfort levels or money stories don’t have to equal conflict.

We help couples design a strategy they can both believe in, and actually stick to.

Get in touch for a no strings chat and we’ll walk you through how we do it.

Address

13/79 Manningham Road
Bulleen, VIC
3105

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61398505944

Website

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