Aaditya Sahu - Mortgage Broker

Aaditya Sahu - Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Aaditya Sahu - Mortgage Broker, Financial service, 1/268 Canterbury Road, Surrey Hills.

I help homebuyers get their own homes and build their property portfolio - by educating them on finances & property hunt, by leveraging my experience of helping 500+ clients do the same already.

The best inspections happen after clarity, not before it.Save this post to remember questions you can ask yourself befor...
11/01/2026

The best inspections happen after clarity, not before it.
Save this post to remember questions you can ask yourself before taking the big step!

Being interested in buying is emotional.Being ready is practical.Ready usually means you understand your numbers, your c...
10/01/2026

Being interested in buying is emotional.
Being ready is practical.
Ready usually means you understand your numbers, your comfort level, and your next step even if you don’t buy immediately.

A new year often comes with pressure of new goals, new timelines, new comparisons.But when it comes to buying your first...
06/01/2026

A new year often comes with pressure of new goals, new timelines, new comparisons.

But when it comes to buying your first home, progress isn’t about rushing.
It’s about clarity.

Clarity on your numbers.
Clarity on what you’re comfortable repaying.
Clarity on when buying actually fits your life, not someone else’s timeline.

For some, this year will be about buying.
For others, it’ll be about preparing, learning, and setting the foundations.

Both count as progress.

If home ownership is on your horizon this year, the most powerful thing you can do isn’t to rush. It’s to get clear.

30/12/2025

One of the quietest ways first-home buyers lose confidence isn’t through rejection or bad news, it’s through comparison.

You see someone your age buy a home.
Someone else upgrade.
Someone else “get there” faster.

And suddenly, your own progress feels smaller than it actually is.

But here’s what comparison never shows you:
their starting point, their support system, their timing, their sacrifices, or their trade-offs.

Two people can be earning similar incomes and still be on completely different financial paths.
One might have started earlier.
Another might be supporting family.
Someone else might have taken time off, moved cities, or changed careers.

None of that means anyone is failing.

Buying your first home isn’t a race with checkpoints you’re meant to hit by a certain age.
It’s a decision that sits at the intersection of finances, lifestyle, stability, and readiness.

Sometimes the most responsible move isn’t buying sooner rather it’s waiting until the numbers, the timing, and your peace of mind all align.

When lenders talk about “stable income,” they’re not just looking at your salary.They assess how long you’ve been earnin...
28/12/2025

When lenders talk about “stable income,” they’re not just looking at your salary.

They assess how long you’ve been earning it, how predictable it is, and what type of income it comes from full-time, casual, contract, or self-employed.

That’s why two people earning the same amount can receive very different outcomes when applying for a home loan.

Knowing this early helps you plan the right timing, choose the right lender, and avoid unnecessary stress during the approval process.

27/12/2025

Pre-approval expiring doesn’t mean failure.
It just means your numbers need a refresh :)





One of the biggest misunderstandings I see with first-home buyers is thisBorrowing power is not the same as your budget....
25/12/2025

One of the biggest misunderstandings I see with first-home buyers is this

Borrowing power is not the same as your budget.

A bank might approve you for a certain amount, but that doesn’t mean you should spend all of it.

Banks assess what you can repay under stress-tested conditions.
Your budget is about what you’re actually comfortable repaying — while still living your life.

For example:
Two buyers might both be approved for $700,000.
One is comfortable at $600,000.
The other stretches to the full amount and feels the pressure every month.

Buying confidently means choosing a number that supports your lifestyle, not just your approval letter.

Clarity here makes the rest of the journey far less stressful.





If I could sit down with every first-time buyer before they start, I’d tell them this:You don’t need to have everything ...
23/12/2025

If I could sit down with every first-time buyer before they start, I’d tell them this:

You don’t need to have everything figured out before you begin.

Buying your first home isn’t about knowing every interest rate, every lender, or every rule. It’s about understanding a few key fundamentals early and getting the right guidance at the right time.

If you’re thinking about buying your first home even if it’s months or years away learning these things early can make all the difference.

22/12/2025

Buying your first home isn’t one big leap.
It’s a series of small, manageable steps.
Once you understand the order, the process becomes far less intimidating.



The best time to get advice?Before you start house hunting.Most stress happens when advice comes too late.Early guidance...
22/12/2025

The best time to get advice?
Before you start house hunting.

Most stress happens when advice comes too late.

Early guidance helps you avoid:
• Budget shocks
• Missed opportunities
• Approval delays

Clarity early = confidence later.

21/12/2025

Most first-home buyers focus on income when they think about borrowing power.

But banks look at risk and limits, not just what you earn.

Buy Now Pay Later accounts, unused credit cards, and small existing debts can quietly reduce how much a lender will approve even if your balance is $0.

The good news?
These are things you can fix before applying.

If buying your first home is on your radar, clarity early makes all the difference.

Buying your first home shouldn’t feel like decoding a foreign language.My goal here: make it simple.If you’re planning t...
20/12/2025

Buying your first home shouldn’t feel like decoding a foreign language.
My goal here: make it simple.
If you’re planning to buy in the next 6–12 months, follow along!

Address

1/268 Canterbury Road
Surrey Hills, VIC
3127

Telephone

+61426414600

Website

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