Tamara Scutcheon - Botanica Finance

Tamara Scutcheon - Botanica Finance Senior Mortgage Broker-Home Loans
First Home Buyers | Refinancing | Investment | Construction
🍃 Where Every Stage Matters
Aus Credit Lic 517192

A lot can change over time: your income, expenses, goals, family, business or lifestyle.Sometimes a loan that once worke...
05/06/2026

A lot can change over time: your income, expenses, goals, family, business or lifestyle.

Sometimes a loan that once worked well may no longer be the best fit.

You could be paying more than you need to! Missing out on helpful features or working with a structure that no longer supports where you’re heading.

As we move into a new financial year, it may be worth asking:

**Is my home loan still working for me?**

A home loan check-up can give you clarity around your options, whether you choose to refinance or not.

If you’re curious, we’re here to answer your questions and help you take the next step with confidence.

Botanica Finance
Where Every Stage Matters.

03/06/2026

At Botanica Finance, we believe finance should feel clear, calm and supported.

Whether you’re buying your first home or your next home, refinancing, building, investing or simply trying to understand your options, we’re here to guide you through every stage.

🍃

Botanica Finance
Where Every Stage Matters
www.botanicafinance.com.au

As we get ready to say goodbye to autumn and move into winter, take this as your gentle reminder to go softly, reset whe...
29/05/2026

As we get ready to say goodbye to autumn and move into winter, take this as your gentle reminder to go softly, reset where you need to, and be kind to yourself along the way 🍂

If someone you know is feeling disheartened because their bank declined their finance, send them this and encourage them...
27/05/2026

If someone you know is feeling disheartened because their bank declined their finance, send them this and encourage them to reach out for a chat.

A “no” now doesn’t always mean a “no” forever.

Sometimes it’s about understanding why the application was declined, what needs to change, and what options may be available in the future.

You might have heard that you need a 20% deposit to buy a home, and if that number feels completely out of reach, you’re...
26/05/2026

You might have heard that you need a 20% deposit to buy a home, and if that number feels completely out of reach, you’re not alone.

But the good news is, a 20% deposit is not always required!

There are low-deposit options and government schemes available if you’re an eligible first home buyer, and if you’re buying again, you may have options too, depending on your situation.

So before you rule yourself out, reach out to find out where you stand. I’ve helped many first home buyers buy / build their first home with a low deposit, and it all starts with understanding the options.

We are here when you need us:
[email protected]

Where every stage matters 🍃

Credit advice is subject to your personal circumstances and lending criteria. Government schemes are subject to eligibility requirements and availability, but we are here to help you understand what may apply to you!

We chat with people every week who want to understand where they stand and what their next steps could look like.Sometim...
25/05/2026

We chat with people every week who want to understand where they stand and what their next steps could look like.

Sometimes the biggest shift comes from simply knowing your numbers. What you have, what you may need, what your options are, and how those pieces could support your goals.

Because when you have clarity, you can make decisions with more confidence and less overwhelm 🍃

22/05/2026

First home feels 🥹

Thank you so much for your beautiful words, Ash!

Helping clients feel supported, informed and confident through their first home journey means the world to us. No question is silly, and we’re always here to make the process feel as clear and calm as possible.

Congratulations again on settling your first home together. What an exciting milestone!

Botanica Finance 🍃
Where every stage matters.

22/05/2026

Building a home on your own is a huge achievement, and our incredible client Caz is proof that it can be done 🙌

Congratulations Caz on your beautiful new home. You absolutely kicked ass by yourself!

If you’re single and wondering whether building or buying on your own could be possible, this is your reminder that it’s worth exploring. The right plan and support could make all the difference.

Botanica Finance 🍃
Where every stage matters.
[email protected]

Credit advice is subject to your personal circumstances and lending criteria.

Think being a casual worker means a home loan is automatically off the table? Not always.Some lenders may consider casua...
20/05/2026

Think being a casual worker means a home loan is automatically off the table? Not always.

Some lenders may consider casual income with as little as 6 months of history. In some situations, if you’ve recently changed roles but stayed in the same industry, there may still be options available.

It all comes down to your employment history, income consistency, loan structure and the lender’s criteria.

So, before you assume it’s a "no", let's have a chat.

Botanica Finance
Where every stage matters 🍃
📧[email protected]

Credit advice is subject to your personal circumstances and lending criteria. Reach out for a confidential chat about your personal situation!

Do you know what your current rate is? Not sure 🫣 You’re not alone. Rates and loan options have moved a lot lately.If it...
19/05/2026

Do you know what your current rate is?
Not sure 🫣 You’re not alone.
Rates and loan options have moved a lot lately.

If it’s been a while since you reviewed your home loan, now could be a good time to check in.

Don't forget, your interest rate is only one part of the picture. Your loan structure, repayments and features should still suit your current stage of life.

We’re here if you’d like to review your home loan and make sure it’s still working for you.

Where every stage matters 🍃

Credit advice is subject to your personal circumstances and lending criteria. Reach out for a confidential chat about your personal situation!

Address

Level 2, 30 Flinders Street Kent Town
Adelaide, SA
5067

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 12pm

Telephone

+61434947318

Website

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