Low Rate Home Loans

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Low Rate Home Loans

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Low Rate Home Loans, Mortgage brokers, Memorial Drive, Tea Tree Gully, Adelaide.

🏆 Award-winning SA mortgage brokers
🏡 Residential | 🚗 Asset | 💳 Personal | 🏦 Commercial
🥇 Best New Broker Australia FY24
⭐ 4xPremier Broker
🤝 Community Ambassador Finalist FY24+25

09/10/2026

Saving a deposit can feel like the biggest hurdle to buying a home. 🏡

Here’s what you need to know about the 2% Deposit Scheme and whether you could be eligible.

05/10/2026

Used a guarantor to get into your home? 🏡

You may not need to keep that guarantee in place forever. Here’s how removing it can work.

04/10/2026

Think you need a huge deposit or a perfect financial history to get a home loan? 👀

Let’s clear up some of the most common home loan myths.

02/10/2026

I could be anyone you want 👀

29/09/2026

A big thank you for your wonderful feedback, Dianne 🙌🏡

We’re so glad we could support you throughout your lending journey and make the process feel as easy and straightforward as possible.

Your kind words mean a lot to our team and we truly appreciate your trust and recommendation. Thank you for choosing Low Rate Home Loans!

28/09/2026

When you apply for a home loan, it can feel like a bit of a mystery how lenders decide to give the green light. Banks generally assess applications against what are known as the '5 Cs of Credit' to build a picture of your situation:
Character: Your track-record for paying debts on time and your willingness to repay.

Capacity: Your ability to repay the loan, based on your income and existing debts.

Capital: Your net worth and the value of assets you can offer.

Collateral: The property you are purchasing or using as security.

Conditions: The overall economic climate and how it affects your stability.

Knowing how lenders assess these factors can help you prepare a stronger application. Want to make sure you put your best foot forward? Reach out.

25/09/2026

The answer depends on the complexity of your application, as well as the lender you're applying with.

While there are some online lenders that can have a decision made in a matter of a few days, if you want to optimise your options, it's never a good idea to leave your application to the last minute.

We suggest getting in touch with us well before it's time to apply, so we can give you guidance on what the lenders are looking for, and how they're likely to view your unique situation.

Getting started early also means you get to keep your options open, rather than being tied to the lenders with the quickest turnaround times.

What are you waiting for? Get in touch.

24/09/2026

A big thank you for the fantastic feedback, Alana and Jarrod! 🙌

Knowing that we could make your lending journey easier and provide the right support along the way means so much to us.

We truly appreciate the opportunity to help, and even more so, the trust you placed in our team. Thank you for the recommendation 🏡

23/09/2026

Rapid fire first home buyer questions 🎯

Straight answers to the questions we get asked most.

22/09/2026

What a night! 🍻🏠

Last week we hosted our FIFO, Trades & Wealth Creators Night - bringing together a great group of people for a relaxed evening talking all things property, finance and building wealth.

The idea was simple - cut through the noise, share some practical insights and bring together people who are looking to make smarter moves with their money and property.

Plenty of good conversations, a few drinks and a lot of laughs along the way. A massive thank you to everyone who came along and helped make the night what it was 🏡

Address

Memorial Drive, Tea Tree Gully
Adelaide, SA
5091

Website

http://lowratehomeloans.com.au/

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