180 Finance

01/06/2026

With the next 𝗥𝗕𝗔 decision just around the corner, many Australians are taking a closer look at their mortgage and investment plans.

In this month's newsletter:
✔ Proposed changes to negative gearing and CGT
✔ How recent rate rises are affecting borrowers
✔ Why refinancing activity is surging
✔ New government funding aimed at boosting housing supply

Could any of these changes affect you? Read the full update below.

📞 Have questions about your home loan or investment strategy? Get in touch with Chris today 0480311301

25/02/2026

𝗧𝗵𝗲 𝗵𝗼𝗺𝗲 𝗹𝗼𝗮𝗻 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗺𝗼𝘃𝗶𝗻𝗴 𝗶𝗻 𝟮𝟬𝟮𝟲.

📈 More people are applying for loans
📊 New lending limits have started
💰 Interest rates have increased
🏠 Property prices are still rising

What does this mean for you?

Banks are still lending, but they’re looking closely at income, debts and spending. The right structure and lender can make a big difference right now.

If you’re thinking about buying, refinancing, or just want to see where you stand, I’m happy to help.

Send me a message or book a quick chat and we’ll run the numbers together.

Chris
📞 0480 311 301

03/02/2026

𝗧𝗵𝗲 𝗥𝗕𝗔 𝗵𝗮𝘀 𝗹𝗶𝗳𝘁𝗲𝗱 𝘁𝗵𝗲 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗯𝘆 𝟬.𝟮𝟱% 𝘁𝗼 𝟯.𝟴𝟱% 𝗮𝘁 𝗶𝘁𝘀 𝗳𝗶𝗿𝘀𝘁 𝗺𝗲𝗲𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝟮𝟬𝟮𝟲.

With inflation proving more persistent than expected, today’s decision is aimed at keeping price pressures in check and bringing demand back into balance.

If this rate rise has you thinking about your home loan, repayments, or whether refinancing could make sense, now is a good time to review your options.

At 180 Finance, we’re here to help you understand what this change could mean for you and your loan.

👇 Click the link to read more or get in touch to chat through your options.

𝗖𝗵𝗿𝗶𝘀 𝗠𝗰𝗚𝗶𝗿𝗿
[email protected]
048031130

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21/01/2026

𝗕𝘂𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗶𝗻 𝗦𝗔 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝗲𝗮𝘀𝗶𝗲𝗿 𝘁𝗵𝗮𝗻 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸.

Some buyers can purchase with a 5% deposit and access grants and stamp duty savings.

For many buyers, this can mean getting started sooner than expected.

If you’re curious about what you might qualify for, give 𝗖𝗵𝗿𝗶𝘀 a call on 𝟬𝟰𝟴𝟬 𝟯𝟭𝟭 𝟯𝟬𝟭 for a quick, no-pressure chat.

21/01/2026

𝗕𝘂𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗶𝗻 𝗦𝗔 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝗲𝗮𝘀𝗶𝗲𝗿 𝘁𝗵𝗮𝗻 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸.

Some buyers can purchase with a 5% deposit and access grants and stamp duty savings.

For many buyers, this can mean getting started sooner than expected.

If you’re curious about what you might qualify for, give 𝗖𝗵𝗿𝗶𝘀 at 180 Finance a call on 𝟬𝟰𝟴𝟬 𝟯𝟭𝟭 𝟯𝟬𝟭 for a quick, no-pressure chat.

08/01/2026

17/12/2025

𝗧𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀𝗻’𝘁 𝘀𝗹𝗼𝘄𝗶𝗻𝗴 𝗱𝗼𝘄𝗻 𝗳𝗼𝗿 𝗖𝗵𝗿𝗶𝘀𝘁𝗺𝗮𝘀. 🎄
Prices are rising, listings are tightening, and new lending rules are on the way. Add inflation uncertainty and a brand-new Help to Buy scheme, and 2026 is already shaping up to be interesting.
If you’re buying, refinancing or just planning ahead, this is worth a quick read.

Get the full update below 👇

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09/12/2025

The RBA has kept the cash rate on hold - but what does that really mean for your mortgage and future plans? 🤔