180 Finance

180 Finance A customer experience so good, we make partners for life

Chris McGirr is a dedicated and extremely client focused mortgage and finance broker who will go to any length to ensure your finance needs are met. He builds long-term relationships with his clients through open and regular communication and guidance, helping them achieve their short and long term goals.

25/02/2026

๐—ง๐—ต๐—ฒ ๐—ต๐—ผ๐—บ๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€ ๐—ฎ๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—บ๐—ผ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ.

๐Ÿ“ˆ More people are applying for loans
๐Ÿ“Š New lending limits have started
๐Ÿ’ฐ Interest rates have increased
๐Ÿ  Property prices are still rising

What does this mean for you?

Banks are still lending, but theyโ€™re looking closely at income, debts and spending. The right structure and lender can make a big difference right now.

If youโ€™re thinking about buying, refinancing, or just want to see where you stand, Iโ€™m happy to help.

Send me a message or book a quick chat and weโ€™ll run the numbers together.

Chris
๐Ÿ“ž 0480 311 301

๐—ง๐—ต๐—ฒ ๐—ฅ๐—•๐—” ๐—ต๐—ฎ๐˜€ ๐—น๐—ถ๐—ณ๐˜๐—ฒ๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ฎ๐˜€๐—ต ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฏ๐˜† ๐Ÿฌ.๐Ÿฎ๐Ÿฑ% ๐˜๐—ผ ๐Ÿฏ.๐Ÿด๐Ÿฑ% ๐—ฎ๐˜ ๐—ถ๐˜๐˜€ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—บ๐—ฒ๐—ฒ๐˜๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ.With inflation proving more persistent ...
03/02/2026

๐—ง๐—ต๐—ฒ ๐—ฅ๐—•๐—” ๐—ต๐—ฎ๐˜€ ๐—น๐—ถ๐—ณ๐˜๐—ฒ๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ฎ๐˜€๐—ต ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฏ๐˜† ๐Ÿฌ.๐Ÿฎ๐Ÿฑ% ๐˜๐—ผ ๐Ÿฏ.๐Ÿด๐Ÿฑ% ๐—ฎ๐˜ ๐—ถ๐˜๐˜€ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—บ๐—ฒ๐—ฒ๐˜๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ.

With inflation proving more persistent than expected, todayโ€™s decision is aimed at keeping price pressures in check and bringing demand back into balance.

If this rate rise has you thinking about your home loan, repayments, or whether refinancing could make sense, now is a good time to review your options.

At 180 Finance, weโ€™re here to help you understand what this change could mean for you and your loan.

๐Ÿ‘‡ Click the link to read more or get in touch to chat through your options.

๐—–๐—ต๐—ฟ๐—ถ๐˜€ ๐— ๐—ฐ๐—š๐—ถ๐—ฟ๐—ฟ
[email protected]
048031130

https://active.social/social-share/m9jvz

21/01/2026

๐—•๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ถ๐—ป ๐—ฆ๐—” ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฏ๐—ฒ ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐˜†๐—ผ๐˜‚ ๐˜๐—ต๐—ถ๐—ป๐—ธ.

Some buyers can purchase with a 5% deposit and access grants and stamp duty savings.

For many buyers, this can mean getting started sooner than expected.

If youโ€™re curious about what you might qualify for, give ๐—–๐—ต๐—ฟ๐—ถ๐˜€ a call on ๐Ÿฌ๐Ÿฐ๐Ÿด๐Ÿฌ ๐Ÿฏ๐Ÿญ๐Ÿญ ๐Ÿฏ๐Ÿฌ๐Ÿญ for a quick, no-pressure chat.


21/01/2026

๐—•๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ถ๐—ป ๐—ฆ๐—” ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฏ๐—ฒ ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐˜†๐—ผ๐˜‚ ๐˜๐—ต๐—ถ๐—ป๐—ธ.

Some buyers can purchase with a 5% deposit and access grants and stamp duty savings.

For many buyers, this can mean getting started sooner than expected.

If youโ€™re curious about what you might qualify for, give ๐—–๐—ต๐—ฟ๐—ถ๐˜€ at 180 Finance a call on ๐Ÿฌ๐Ÿฐ๐Ÿด๐Ÿฌ ๐Ÿฏ๐Ÿญ๐Ÿญ ๐Ÿฏ๐Ÿฌ๐Ÿญ for a quick, no-pressure chat.


08/01/2026

๐—ง๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€๐—ปโ€™๐˜ ๐˜€๐—น๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ฑ๐—ผ๐˜„๐—ป ๐—ณ๐—ผ๐—ฟ ๐—–๐—ต๐—ฟ๐—ถ๐˜€๐˜๐—บ๐—ฎ๐˜€. ๐ŸŽ„Prices are rising, listings are tightening, and new lending rules...
17/12/2025

๐—ง๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€๐—ปโ€™๐˜ ๐˜€๐—น๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ฑ๐—ผ๐˜„๐—ป ๐—ณ๐—ผ๐—ฟ ๐—–๐—ต๐—ฟ๐—ถ๐˜€๐˜๐—บ๐—ฎ๐˜€. ๐ŸŽ„
Prices are rising, listings are tightening, and new lending rules are on the way. Add inflation uncertainty and a brand-new Help to Buy scheme, and 2026 is already shaping up to be interesting.
If youโ€™re buying, refinancing or just planning ahead, this is worth a quick read.

Get the full update below ๐Ÿ‘‡

https://active.social/social-share/ul52j

The RBA has kept the cash rate on hold - but what does that really mean for your mortgage and future plans? ๐Ÿค”           ...
09/12/2025

The RBA has kept the cash rate on hold - but what does that really mean for your mortgage and future plans? ๐Ÿค”



RBA holds rates at ๐Ÿฏ.๐Ÿฒ๐Ÿฌ% ๐Ÿ’ฐInflationโ€™s easing. Economyโ€™s steady.Time to review your loan? Call Chris on 0480 311 301.    ...
04/11/2025

RBA holds rates at ๐Ÿฏ.๐Ÿฒ๐Ÿฌ% ๐Ÿ’ฐ
Inflationโ€™s easing. Economyโ€™s steady.
Time to review your loan? Call Chris on 0480 311 301.



Australiaโ€™s property market keeps climbing โ€“ up 0.8% in September!Catch up on the latest trends in building, lending and...
03/11/2025

Australiaโ€™s property market keeps climbing โ€“ up 0.8% in September!
Catch up on the latest trends in building, lending and rates in our latest newsletter.

Read it here. ๐Ÿ‘‡

https://active.social/social-share/aex4s

17/10/2025

๐—ฅ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜๐—ผ ๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ ๐—ผ๐˜‚๐˜ ๐˜€๐—ผ๐—บ๐—ฒ ๐—ผ๐—ฝ๐—ฒ๐—ป ๐—ต๐—ผ๐—บ๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ? ๐Ÿ 

Before you fall in love with โ€œthe one,โ€ make sure you know how much you can spend.
180 Finance can help you find out in no time.

The RBA has hit pause, keeping the cash rate at 3.60% this month. After recent cuts and a bump in inflation, theyโ€™re tak...
01/10/2025

The RBA has hit pause, keeping the cash rate at 3.60% this month. After recent cuts and a bump in inflation, theyโ€™re taking a โ€œwait and seeโ€ approach.

Wondering what this means for your loan or future plans? ๐Ÿ‘‰ Read more here https://active.social/social-share/sbibz

03/09/2025

๐—•๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ต๐—ผ๐—บ๐—ฒ? ๐—ช๐—ฒโ€™๐—น๐—น ๐—ด๐˜‚๐—ถ๐—ฑ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐˜€๐˜๐—ฒ๐—ฝ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐˜„๐—ฎ๐˜†.

Getting into the property market can feel overwhelming, but you donโ€™t have to figure it out alone. At 180 Finance, we help first-home buyers understand their options, secure a loan that fits their budget, and make the process as smooth as possible.

Whether itโ€™s working through government grants, explaining your borrowing power, or managing the paperwork, weโ€™re here to make your first home purchase a positive experience.

Ready to take the first step? ๐—–๐—ฎ๐—น๐—น ๐—–๐—ต๐—ฟ๐—ถ๐˜€ ๐—ผ๐—ป ๐Ÿฌ๐Ÿฐ๐Ÿด๐Ÿฌ ๐Ÿฏ๐Ÿญ๐Ÿญ ๐Ÿฏ๐Ÿฌ๐Ÿญ and letโ€™s get started.

Address

22a Beulah Road, Norwood SA
Norwood, SA
5067

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61480311301

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