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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Centra Money - Mortgage Brokers, Loan Advice & Finance Solutions

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Australia
Adelaide, SA
Centra Money - Mortgage Brokers, Loan Advice & Finance Solutions

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Centra Money is a full service Finance Advisory and Mortgage Broking business. Get in touch today.

We go the extra mile to find finance solutions to help people all around Australia realise their dreams. We go the extra mile to help our clients find the right finance solution - no matter what the purpose! Our specialty is making sure that your finance is structured right, and that it fits in with your big picture financial plan. Get in touch for a no-obligation consultation with one of our Money team.

03/11/2026

The Reserve Bank has increased the cash rate for the fifth time this year, putting more pressure on mortgage holders and home buyers. Reach out to talk about whether your loan is still competitive or get a strategy to keep your home-buying goals on track.

28/10/2026

No tricks, just treats for your home loan this Halloween weekend 🎃

A lot can change in a year. If you haven't reviewed your interest rate recently, the biggest fright might be how much extra you're paying than you need to.

If you have not reviewed your rate or your borrowing options in the last year, now is a good time to do so.

Talk to us today.

26/10/2026

If your fixed rate is coming up for renewal soon, you don’t need to wait until the letter from your bank arrives to start thinking about your options.

Reviewing your loan ahead of time means you are choosing your next step instead of reacting to whatever your lender decides to offer.

We compare a panel of lenders so you know exactly where you stand.

Talk to us.

23/10/2026

Australia is entering the largest intergenerational wealth transfer in its history, yet many families are preparing for it with little more than a signed will and a vague promise that everything will work itself out.

And that is a risky assumption because wealth rarely moves neatly from one generation to the next, particularly when the family owns property, businesses, superannuation, trusts or assets accumulated across several decades.

Of course, a will remains essential, but it is only one part of a much broader wealth transfer strategy.

In my experience, the families who handle inheritance well have done more than prepare the legal paperwork.

They have prepared the people who will inherit, explained the thinking behind their decisions and created a structure that can continue working when they are no longer there to guide it.

23/10/2026

If you are watching the property market from the sidelines and wondering whether now is the right time to make a move, the honest answer is that it depends entirely on your own situation, not the headlines.

There's rarely a perfect moment to start - reach out today, and we'll help you assess your unique situation.

21/10/2026

Growing a property portfolio is rarely about luck. It usually comes down to having the right loan structure from the start.

We work with investors at every stage, whether this is your first investment property or you are adding to an existing portfolio. Find out more about investment loans via our website here: https://centramoney.com.au/home-loans/investment-loans/

Talk to us today.

19/10/2026

Australia's property market is showing signs of moderation, but it's not just buyer activity that's softening. The lending landscape is also tightening as higher interest rates, inflation and recent legislative changes reshape borrowing and investment decisions.

For borrowers, this means lenders are becoming more selective, making it more important than ever to understand your options and present a strong application. Whether you're buying your first home, refinancing or investing, the right advice can help you navigate a changing market with confidence.
Why the lending market is tightening
When lending conditions tighten, banks typically approve fewer new loans and apply more rigorous assessment criteria. This reflects a combination of higher borrowing costs, softer consumer demand, tighter lending standards and changes to the property investment landscape.

19/10/2026

If your business has outgrown its current space, or your current lease terms are no longer serving you, it might be time to see what else is possible.

Commercial finance works differently than a home loan, so having someone on your team who understands both sides makes all the difference.

Head to our website to explore how we can support your business growth, or reach out directly to talk through your options.

https://centramoney.com.au/other-loans/business-loans/

16/10/2026

It’s impossible to miss the buzz around Artificial Intelligence (AI). It’s changing the way we work and live - but if you haven’t yet started dabbling in it, it might seem a little intimidating.

The language sounds technical, the tools look unfamiliar, and the speed at which everything is evolving can make it seem as though you are already behind. It is completely reasonable to feel hesitant or avoid the platforms that use AI altogether.

However, if you are not using AI, you might be in the minority. The statistics show that roughly 66 per cent of people globally use AI regularly and that figure is growing all the time, so it might be worth overcoming your reticence.

The truth is you do not need to have an in depth understanding of how AI works in order to use it well. At its core, AI responds to conversation. If you can explain a situation, describe a goal, or ask questions, you already have the skill that matters most.

16/10/2026

Holding off on replacing an old work vehicle or sluggish equipment can end up costing more than making the upgrade.

Asset finance helps you secure the tools and transport you need right now while keeping your working capital intact.

Tell us what you're looking for, and we can usually get things moving fast.

Visit our website today to learn about how we can help you with your asset finance.

https://centramoney.com.au/other-loans/asset-finance/

Address

Level 12/431-439 King William Street
Adelaide, SA
5000

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+61882117180

Website

https://www.centramoney.com.au/

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