Kadalla Mortgage Brokers - Tharaka Thilakaratne

Kadalla Mortgage Brokers - Tharaka Thilakaratne Leading Australian mortgage broker delivering tailored home loan solutions with clarity and confidence. ACL 387306/ ACR 535393

Designed for clients who value precision, trust, and a refined borrowing experience. Yes, it is essential to make sure you choose the right mortgage broker! Selecting the most suitable loan to achieve your property goals and financial plans can be stressful, and that is why you must choose the right mortgage broker who can be with you every step of your home loan journey and beyond.

๐„๐Ž๐…๐˜ ๐ข๐ฌ ๐š๐ฅ๐ฆ๐จ๐ฌ๐ญ ๐ก๐ž๐ซ๐ž. โณ๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ๐ž๐ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ฌ ๐ฒ๐ž๐ญ? ๐Ÿ”As the end of the financial year approaches, now is the pe...
11/06/2026

๐„๐Ž๐…๐˜ ๐ข๐ฌ ๐š๐ฅ๐ฆ๐จ๐ฌ๐ญ ๐ก๐ž๐ซ๐ž. โณ
๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ๐ž๐ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ฌ ๐ฒ๐ž๐ญ? ๐Ÿ”

As the end of the financial year approaches, now is the perfect time to take a closer look at your overall financial position and make sure you're heading into the new year with confidence.

Whether it's understanding your cash flow, reviewing your mortgage and loan commitments, managing expenses, or assessing your financial goals, a simple review can help uncover opportunities you may have overlooked.

Many people continue into a new financial year without checking if their current financial structure is still working for them. What made sense a year ago may not be the best fit today.

At Kadalla, we help you assess your financial situation, identify areas for improvement, and explore options that could strengthen your position moving forward.

Could an EOFY financial review help you start the new financial year on stronger footing?

Book your EOFY review today.

๐Ÿ“ž Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000
Disclaimer: This post provides general information only and does not constitute financial advice. Please consult us for financial advice or to discuss your specific circumstances.
ACR 535393

You worked hard for your PR. Now itโ€™s time to ask a bigger question: whatโ€™s next? ๐ŸกFor many new Permanent Residents, hom...
09/06/2026

You worked hard for your PR. Now itโ€™s time to ask a bigger question: whatโ€™s next? ๐Ÿก

For many new Permanent Residents, home ownership is the next major milestone. Yet many people don't realise that PR status can open up more lending opportunities, better loan options, and a clearer pathway into the property market.

Whether you're planning to buy your first home, understand your borrowing capacity, or explore available grants and support, getting the right advice early can make a significant difference.

At Kadalla, we partner with new PR holders to navigate the mortgage process with confidence, comparing options across 60+ lenders to find a solution that suits your goals.
Your PR was a major achievement. Letโ€™s make your next milestone a place to call your own.

๐Ÿ“ž Chat with Kadalla today and start your home ownership journey
๐Ÿ“ž Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000
Disclaimer: This post provides general information only and does not constitute financial advice. Please consult us for financial advice or to discuss your specific circumstances.
ACR 535393

Selling a property isnโ€™t just about the sale price anymore, itโ€™s about understanding what your next move looks like fina...
03/06/2026

Selling a property isnโ€™t just about the sale price anymore, itโ€™s about understanding what your next move looks like financially.

With market conditions continuing to shift, many homeowners are now reassessing when to sell, when to upgrade, and how to structure their next purchase properly.

Questions around bridging finance, equity access, borrowing capacity, and timing are becoming more important than ever.

Thatโ€™s why planning ahead matters.

At Kadalla, we support homeowners understand their position before making a move; whether that means upgrading, refinancing, or building a smarter selling-to-buy strategy for the future.

The market may evolve, but the right guidance helps you move with confidence.

๐Ÿ“ž Chat with Kadalla today and explore your options properly.
Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000

Disclaimer: This post provides general information only and does not constitute financial advice. Please consult us for financial advice or to discuss your specific circumstances.
ACR 535393

Vesak is a beautiful time to pause, reflect, and walk the path of compassion. May the light of wisdom illuminate your jo...
29/05/2026

Vesak is a beautiful time to pause, reflect, and walk the path of compassion.

May the light of wisdom illuminate your journey, guiding you with the stillness and grace of the Buddhaโ€™s teachings. Wishing everyone a serene and spiritually fulfilling Full Moon Poya. ๐Ÿฎ๐Ÿ™

Great night at the MFAA Awards 2026 โœจNetworking, learning, appreciating opportunities, and having fun with amazing peopl...
28/05/2026

Great night at the MFAA Awards 2026 โœจ

Networking, learning, appreciating opportunities, and having fun with amazing people in the industry. ๐Ÿค๐Ÿ†

Grateful for the experience, the connections, and the inspiration for whatโ€™s ahead.

The building industry is moving again and the opportunities are growing. ๐Ÿ—๏ธWith stronger focus on housing supply, infras...
28/05/2026

The building industry is moving again and the opportunities are growing. ๐Ÿ—๏ธ

With stronger focus on housing supply, infrastructure investment, and faster approvals, more buyers are beginning to explore building instead of buying established homes.
But construction projects move best when the finance strategy is right from the start.

From construction loan guidance to builder partnerships and smoother buyer finance pathways, the right lending support can make the entire process more efficient and less stressful.

At Kadalla, we work closely with builders, buyers, and investors to create smarter finance solutions for a changing market.

As demand grows, strong finance partnerships matter more than ever.

๐Ÿ“ž Chat with Kadalla today and letโ€™s build smarter together.

Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000

Tax Cuts May Be Coming, But Cost Pressures Still Remain. Whatโ€™s Your Plan? ๐Ÿ’ธWith the proposed 2026 Budget bringing discu...
26/05/2026

Tax Cuts May Be Coming, But Cost Pressures Still Remain. Whatโ€™s Your Plan? ๐Ÿ’ธ

With the proposed 2026 Budget bringing discussions around tax cuts and increased disposable income, many borrowers are now reassessing their financial strategy while still navigating ongoing inflation and higher living costs.

If youโ€™re still on the same mortgage you had years ago, now may be the right time to review whether your loan still suits todayโ€™s market.

Hereโ€™s where refinancing may help:
โ€ข Compare your rate across 60+ lenders
โ€ข Consolidate higher-interest debts
โ€ข Improve monthly cash flow
โ€ข Restructure your loan around current goals

Your mortgage should evolve with changing economic conditions; not stay stuck in the past.

๐Ÿ“ž Speak with Kadalla today to review your options and structure your loan smarter for the market ahead.

Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000

The investor landscape is changing and strategy matters more than ever.With new budget discussions around negative geari...
22/05/2026

The investor landscape is changing and strategy matters more than ever.

With new budget discussions around negative gearing, CGT reforms, and stronger incentives for new builds, many investors are reassessing how and where they invest moving forward.

In todayโ€™s market, smart investing is no longer just about buying property. Itโ€™s about:

* Strong finance structures
* Cash-flow-focused decisions
* Long-term portfolio planning
* Adapting early to market shifts

At Kadalla, we work with investors to structure smarter lending strategies and compare options across 60+ lenders to support long-term goals.
The market changed.

Now itโ€™s time to review your strategy.

๐Ÿ“ž Chat with Kadalla today.
Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000

Disclaimer: This post provides general information only and does not constitute financial advice. Please consult us for financial advice or to discuss your specific circumstances.
ACR 535393

With the ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐๐ฎ๐๐ ๐ž๐ญ bringing renewed attention to housing affordability and buyer support, many Australians are now rea...
20/05/2026

With the ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐๐ฎ๐๐ ๐ž๐ญ bringing renewed attention to housing affordability and buyer support, many Australians are now reassessing whether entering the property market is more achievable than they previously thought.

But hereโ€™s whatโ€™s important to understand:

๐๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐ข๐ฌ ๐ง๐จ๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐š๐›๐จ๐ฎ๐ญ ๐Ÿ๐ข๐ง๐๐ข๐ง๐  ๐š ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ. ๐ˆ๐ญโ€™๐ฌ ๐š๐›๐จ๐ฎ๐ญ ๐ฎ๐ง๐๐ž๐ซ๐ฌ๐ญ๐š๐ง๐๐ข๐ง๐ :
โ€ข Your borrowing capacity
โ€ข Your loan structure
โ€ข Available grants and support schemes
โ€ข Your repayment comfort level
โ€ข Which lender best suits your situation

Different lenders assess income, expenses, employment types, and borrowing limits differently. Thatโ€™s why strategy matters just as much as the interest rate itself.

At Kadalla, we work with first home buyers to simplify the process, compare options across ๐Ÿ”๐ŸŽ+ ๐ฅ๐ž๐ง๐๐ž๐ซ๐ฌ, and create a clear path forward based on your goals and financial position.

๐“๐ก๐ž ๐ฆ๐š๐ซ๐ค๐ž๐ญ ๐ฆ๐š๐ฒ ๐œ๐ก๐š๐ง๐ ๐ž ๐›๐ฎ๐ญ ๐ฉ๐ซ๐ž๐ฉ๐š๐ซ๐š๐ญ๐ข๐จ๐ง ๐š๐ง๐ ๐ ๐ฎ๐ข๐๐š๐ง๐œ๐ž ๐š๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐ฆ๐š๐ญ๐ญ๐ž๐ซ.

๐Ÿ“ž Speak with Kadalla to explore your options with clarity and confidence.

Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000

Disclaimer: This post provides general information only and does not constitute financial advice. Please consult us for financial advice or to discuss your specific circumstances.
ACR 535393

The ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐๐ฎ๐๐ ๐ž๐ญ has brought housing affordability, borrowing capacity, and property strategy back into focus. With conti...
13/05/2026

The ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐๐ฎ๐๐ ๐ž๐ญ has brought housing affordability, borrowing capacity, and property strategy back into focus. With continued discussions around first home buyers, housing supply, investors, and lending conditions, understanding your financial position is more important than ever.

๐Š๐ž๐ฒ ๐š๐ซ๐ž๐š๐ฌ ๐ฆ๐š๐ง๐ฒ ๐›๐จ๐ซ๐ซ๐จ๐ฐ๐ž๐ซ๐ฌ ๐š๐ซ๐ž ๐ฐ๐š๐ญ๐œ๐ก๐ข๐ง๐  ๐œ๐ฅ๐จ๐ฌ๐ž๐ฅ๐ฒ ๐ข๐ง๐œ๐ฅ๐ฎ๐๐ž:
* Housing affordability initiatives
* First home buyer support
* Property and investor market changes
* Borrowing capacity and lending conditions
* Construction and housing supply priorities

In changing environments, the right loan structure and strategy can make a meaningful difference. At Kadalla, we guide clients through their options with clarity, structure, and long-term thinking, empowering them to make informed decisions with confidence.

๐Ÿ“ž Speak with us to review your lending position and explore your options.
Call us now on 0435 590 556 or 08 7082 9670
๐Ÿ“ 167 Flinders Street, Adelaide SA 5000

Disclaimer: This post provides general information only and does not constitute financial advice. Please consult us for financial advice or to discuss your specific circumstances.
ACR 535393

Address

167 Flinders Street
Adelaide, SA
5000

Telephone

+61435590556

Website

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