EZ Finance

01/01/2026

Happy NEW YEAR and welcome to 2026!

2026 marks an important step forward for EZFinance...

Over time, we’ve built a number of specialist businesses focused on improving how small to medium businesses operate. This year, we are excited to announce that we’ve brought them together under one banner — Emerald Group Holdings — to work collectively as a market-leading force in business support.

Each part of the group solves a specific problem. Together, they deliver structure, innovation, and long-term thinking designed to support better businesses, not just busier ones.

Now, not only can we provide solutions for just about any finance requirement, but we can back that up with actual business advice and coaching, to ensure our community is set up for success.

This is what better business looks like in 2026.
For more information, leave a comment below or reach out with an email.

We wish you all the very best for the new year!

29/05/2025

WARNING: SCAMMERS are ramping up their illegal operations!A recent article revealed that NAB recovered over $48 million in six months from scammers. And that is just ONE major bank. That’s $2 million a week in scams. Apparently, the growing use of artificial intelligence by scammers is making it increasingly difficult for consumers to tell real from fake.
Scammers are now able to impersonate individuals using AI-generated voices, clone bank websites, and exploit password recovery systems with harvested personal data from phishing attempts. There is also a rise in social engineering tactics, where scammers manipulate victims into making payments themselves. “These grubs are also experts in socially engineering people to make the payment themselves, including coaching about what to say when talking to our bankers,” the NAB executive said. “We can, and will, do more to help drive these criminals out of Australia.” Earlier this year, NAB revealed it had removed nearly 600 fake websites impersonating the bank. To complement its technology-based prevention efforts, NAB has launched a new digital education campaign aimed at the social media platforms, websites, and apps where scams often begin. The campaign highlights common red flags.
Scammers are now not limited to high tech underworld organizations, as individuals from all around the world now target unsuspecting, uneducated people, looking for “Easy money”. Look at where the email has come from and ring the known number for your bank if you receive anything unusual. Be Vigilant!

03/07/2024

We're all in Business, and sometimes we need some extra cash to get the business moving, but, traditionally, we have to jump through too many hoops to Qualify for finance. This stops TODAY! EZ Finance specializes in Business finance for cars, vans, trucks, cashflow, shopfit... Anything! With access to over 150 different banks and lenders, getting finance for your business has never been easier, especially when you are dealing with a business finance expert! Try something NEW! - Get a "Quick Quote" NOW! - Click here - https://business.ezfinance.com.au/quick-quote

21/03/2024

Many people in Australia are feeling the financial "Squeeze"? All the people who had savings a year or two ago, have watched those savings slowly dwindle. If that is you, check out this new "finances guide". "EZ" have put together a great survival guide with some awesome tips to help pull you out of the sh*t. Many of the things in this guide are not widely known, so please , check it out and let your friends & family know. Read through this, then perhaps you can sleep a little easier :-) - Click Here:https://storage.googleapis.com/msgsndr/comh7hC8rNQGw4wrksXl/media/65fbc1d68fbeae5e545888fc.pdf

01/02/2024

Interesting Info: Lenders refusing to negotiate a lower interest rate for some borrowers: Brokers have voiced alarm at the fact several lenders have refused to reprice some clients onto competitive rates, suggesting it’s a new blanket rule for some products. According to broker feedback, the issue seems to be focused on investor borrowers who hold loans where a property (or several properties) is in trust, and on SMSF loans. “Borrowers should be very frustrated by this. Take SMSF loans that might have rates of 9.5 per cent, that negates all of the benefits of having it in super. If you think about the contributions and the expected return, 9.5 per cent is close – if not all – of the return expected. It’s really painful,” “Whereas, if the interest rate was 6.5 per cent [ as many non-banks are now offering], the economies of scale work much more favourably in the borrower's favour.” While broker clients will be able to navigate this issue and find a better deal through their broker, direct clients may not be so lucky. See full article here - https://www.theadviser.com.au/borrower/45352-lenders-refusing-to-reprice-some-borrowers-brokers-warn?utm_source=TheAdviser&utm_campaign=02_02_2024&utm_medium=email&utm_content=1&utm_emailID=d5998093073bd8d3586d9b5df8721c1051a490fe38ab4693c1824914e22b8a25

19/06/2023

What is Loyalty TAX? The Reserve Bank of Australia data reveals that back-book customers (long term existing customers) pay, on average, 41 basis points more on their mortgage than new customers. New data research undertaken by Honeycomb Strategy in May 2023, estimates that this ‘loyalty tax’ will cost Australians $8.9 billion this year alone. Consumers need to consider doing an annual review of their mortgage to ensure their mortgage is economical and competitive. Contact EZFinance to get your FREE review and up-to-date finance advice. Call 1300 727 909 or Email [email protected] NOW!

10/04/2023

Here is some interesting info - 50% of fixed rate mortgage holders are about to leave their fixed rate term over the next 3 months. This represents 1 in 5 of all mortgage holders. Their monthly repayments could be doubling!!! - or more!! Many will be looking to refinance for a cheaper rate, some won't be able to keep their mortgage going. If this is you, give us a call , so that we can help you to navigate forward, whatever the options!

24/12/2022

Finally,.. looking forward to opening our new Online HUB for Business owners in a few weeks.... If you have a business or know someone that does, check it out!

05/11/2022

Did you know... On Average, 9,000 companies enter administration each year; in the 2.5 years since the pandemic started, 10,530 have folded. One of the KEY reasons for insolvency is tax debt. Full Article Read Here >

When the pandemic started in 2020, Tax Laws changed and the ATO stopped chasing debt... Read More >

04/11/2022

Our second favourite 'F' word is 'Friday'... First being 'Finance' of course! There have been some updates for ABN Holders... Now is the time to see what your business may qualify for through the 'Grants and Loans Finder'. It's FREE and takes less than 2mins > https://business.ezfinance.com.au/grants-and-loans-finder

29/10/2022

Refinancing is recommended at least every couple of years, since markets change and so do lender’s offers. It always pays to shop around! ... Read Full Article Here: https://blog.ezfinance.com.au/refinance-and-save