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Bernie Lewis Home Loans - South Australia

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Bernie Lewis Home Loans - South Australia

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Australian Credit License 384404 Bernie Lewis had been helping South Australian clients achieve home ownership and financial security for the past 30 years.

Since 1987 Bernie Lewis Home Loans has been helping South Australians achieve home ownership; finding the right home loan solution to buy homes and property whilst educating clients how to pay their loan(s) off sooner. Community Guidelines:

Welcome to the official Bernie Lewis Facebook fan page! Here we will share breaking news, interesting stories, articles and the latest Bernie Lewis news. We want to keep our page an open forum, but we’re also a family friendly group so please keep these comments and wall posts appropriate.
• The purpose of the Bernie Lewis Facebook community is to connect with the public online
• The Bernie Lewis Facebook community provides general information only. Since everyone's personal financial situation is different our articles/posts cannot be taken as financial advice. If you would like to discuss your personal situation further please give us a call on (08) 8300-8300 so we can discuss it with you in more detail.
• If you believe someone has violated the community guidelines, please report it immediately. By using and accessing our page you agree to comply with Facebook’s terms and conditions. Although we encourage everyone to engage with us, posts by other people do not necessarily reflect the opinions of Bernie Lewis, nor does Bernie Lewis confirm their accuracy. Should the below content be noticed on our fan page, we will take measures to remove content of the following nature:
• Profane, defamatory, offensive or violent language
• “Trolling”, or posting deliberately disruptive statements meant to hijack comment threads or throw discussions off-track
• Attacks on specific groups or any comments meant to harass, threaten or abuse an individual
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• Commercial solicitations or promotion of a competitor
• Violations of copyright or intellectual property rights
• Content that relates to confidential or proprietary business information
• Content determined to be inappropriate, in poor taste, or otherwise contrary to the purposes of the forum
• Promoting competing products, services, or brands
• Personal promotion

Financial Information
Any and all financial and home loan advice and information given on this community are intended for general discussion and educational purposes only. They are in no way intended to serve as actual, individual financial advice. In no way does participating in this community constitute a formal or informal client/adviser relationship. All members are invited to participate. Because of this, we assume no responsibility for any posts. It is possible that some information may be inaccurate, incomplete or otherwise flawed. No information is endorsed or verified by Bernie Lewis other than what we post ourselves. Bernie Lewis Administrators
Bernie Lewis administrators have the final say on anything and may remove posts that infringe our rules. Please contact [email protected] with any questions or concerns. If you ever need clarification on these guidelines, please contact us privately. These guidelines are subject to change without notice. Please note, we will endeavour to respond to all posts but will actively monitor the page and will respond to comments and messages during the following hours:

• Monday to Friday – 9:00am to 5:00pm

30/10/2026

Happy Halloween! 👻

Wishing you a good company and the best lollies in the bowl.

29/10/2026

If your business has grown since your latest tax return, you might wonder how that fits into a home loan application.

Some lenders may consider more recent financial information too. What they accept and how they assess it will vary.

A busy few months won’t automatically mean a bigger loan, but it’s worth exploring.

Let’s talk about the documents that could help explain your current position.

General information only. Finance is subject to assessment and lender criteria.

24/10/2026

Before trading in, compare what your car is worth with the amount needed to pay off its loan.

A $25,000 trade-in with a $30,000 loan payout leaves a $5,000 gap.

That money still needs to come from somewhere. Don’t assume the new loan will cover it.

Let’s check the old loan before planning the new wheels.

Illustrative example only. General information only. Finance is subject to assessment and lender criteria.

23/10/2026

Stop putting it off, let’s see where you’re at 🏡

You don’t need to have it all figured out. You don’t need the perfect deposit, the perfect job or the perfect timing, you just need a conversation.

One quick chat with a broker can tell you what you can borrow, what you can afford and what to do next.

Enquire through our website (link in bio) or call us on 08 8300 8300 for a no obligation chat 💬

20/10/2026

A lower rate looks good. But how long will it take to cover the cost of switching?

For a simple example: if refinancing costs $2,000 and saves $100 a month, it takes around 20 months to recover those costs.

That’s before allowing for changes in rates, balances or other loan details.

If you’re planning to sell soon, that timing matters.

Let’s check the costs, savings and your plans together.

Simplified illustration only. General information only. Finance is subject to assessment and lender criteria.

15/10/2026

The rent helps pay the loan. Until there’s a gap between tenants.

Loan repayments and property expenses keep coming, even when the property is empty.

Before buying, check how your budget would handle a vacancy, an unexpected repair or both at once.

Let’s look at the borrowing costs with some breathing room built into the numbers.

General information only, not investment or tax advice. Finance is subject to assessment and lender criteria.

13/10/2026

A balloon payment is a lump sum due at the end of some car loans.

It can make the regular repayments smaller but that final amount still needs paying. Selling the car might not cover it and getting another loan isn’t guaranteed.

Before saying yes, check the repayments, total cost and what’s due at the finish line.

Got a car finance quote? Let’s take a look.

General information only. Finance is subject to assessment and lender criteria.

13/10/2026

Ready to buy your first home? 🏡 you might be closer than you think!

A mortgage broker can help you understand your borrowing capacity, explore available government grants and schemes and find home loan options that suit your circumstances.

If you’re not quite ready to buy, we can also help you understand what you need to work towards, so you’ve got a clearer goal to get there.

Ready when you are 👀
For a no obligation chat, enquire through our website or give us a call 08 8300 8300

*General information only. Eligibility and lending requirements apply

Address

Suite 5, 148 Greenhill Road
Adelaide, SA
5063

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61883008300

Website

https://www.bernielewis.com.au/

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