Todd Craig and Jeff Wammack Team - NOVA Home Loans

09/28/2026

5.0 star review received on Experience.com for Todd Craig by Ernesto F - Todd is very knowledgeable and knows what products to recommend, to satisfy our request. He was very attentive to our questions and goes beyond to get to the numbers we wanted to. We couldn't be happier with the Loan officer we chose.

Click to see all 1084 reviews of Todd Craig - NOVA Home Loans, VP/Senior Loan Officer | NMLS #215195

09/28/2026

Rates go up. Bills keep coming. And somehow the grocery total is higher every time.

Our son Dustin showed us “Ain’t No Rest for the Wicked,” and lately that title feels a little too accurate.

If rising rates have made you put your plans on hold, we get it. But you deserve to see what the numbers actually look like for your situation before deciding what’s possible.

Give us a call. We’ll walk through the payment, the options, and whether a move makes sense right now.

09/25/2026

A manufactured home that’s been moved before may still have a financing path.

Updated Freddie Mac guidelines may allow an eligible home to qualify after relocation. The details matter, including when the home was built, how it was moved, its condition, and the foundation at its new site.

If a buyer has found one they love, call us with the property details. We’ll review the scenario and find out what options may be available.

09/23/2026

A clean and safe home begins with the basics. We’re collecting cleaning supplies for the Arizona Department of Child Safety to support families in Yuma.

If you have a bottle of dish soap, disinfecting wipes, paper towels, trash bags, or any other cleaning essential, please bring it to our Yuma branch by October 9.

📍 1590 S. 2nd Ave., Yuma
🕗 8 a.m.–5 p.m.

Let’s contribute to the donation box for local families.

09/21/2026

The Fed raised rates…so why could mortgage rates move lower?

In this week’s Monday Morning Minute, we explain what the federal funds rate actually controls, and why mortgage rates don’t automatically move in the same direction.

The recent quarter-point increase signals that the Fed remains focused on controlling inflation. If the bond market believes those efforts will cool inflation, mortgage rates could respond favorably.

The headline rarely tells the whole story. If you’re considering buying or refinancing, reach out to us and let’s talk about what the market means for your specific situation.

09/21/2026

5.0 star review received on Experience.com for Todd Craig by Rolando S - Great communication and fast closing
thank you todd

Click to see all 1083 reviews of Todd Craig - NOVA Home Loans, VP/Senior Loan Officer | NMLS #215195

09/17/2026

Your clients are a reflection of your business, so they deserve to be treated with the same care and professionalism you provide.

When you trust us with a referral, we understand that our communication, service and follow-through reflect on you too. That’s why we treat every client like the relationship matters, because it does.

That’s the NOVA difference.

Looking for a lending partner who will take care of your clients? Let’s connect.

09/14/2026

Mortgage rates may be on the rise, but sometimes the best way to start a Monday is with a good laugh.

Here’s a little humor about three older brothers, a whole lot of forgetfulness and… wait, what were we talking about again? 😂

Happy Monday!

09/11/2026

Plenty of space for 4H or FFA animals.

Plenty of space for the family.

And some of the best Trick-or-Treating in Yuma.

Join us and Kiera Pitman, The Yuma Realtor this Saturday from 11 am – 1 pm to see it for yourself!

09/11/2026

Today, we pause to remember the lives lost on September 11, 2001, honor the heroes who ran toward danger and recognize the strength of a nation that came together in the face of tragedy.

May we never forget the courage, sacrifice and unity that defined that day. 🇺🇸