PrimeLending, A PlainsCapital Company

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PrimeLending, A PlainsCapital Company PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Yuma Foothills is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

A lot of buyers delay the first mortgage conversation because they’re worried a credit check will lower their score. A s...
08/19/2026

A lot of buyers delay the first mortgage conversation because they’re worried a credit check will lower their score. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit). If you’re just getting started and want to get an estimate of what you could afford, reach out. We can help you get qualified* for a mortgage without dinging your credit score.
*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Buying a home is a big commitment, but it can also be an investment in your future. We recently came across a statistic ...
08/18/2026

Buying a home is a big commitment, but it can also be an investment in your future. We recently came across a statistic showing that homeowners’ net worth is nearly 38 times higher than renters’. We can help you estimate a comfortable payment and see what homeownership could look like based on your finances.

Source: Investopedia, 2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

Your mortgage payment is usually more than just the amount you borrowed. The four costs that factor into your overall pa...
08/18/2026

Your mortgage payment is usually more than just the amount you borrowed. The four costs that factor into your overall payment are principal, interest, property taxes and homeowners insurance, aka PITI. We'd like to break out all four pieces so you know what your full monthly payment could look like before you start planning around it. Reach out today to run your numbers.

Skipping over homes you actually want because the price seems too high for a standard mortgage can narrow your search to...
08/15/2026

Skipping over homes you actually want because the price seems too high for a standard mortgage can narrow your search too quickly. A jumbo loan may give you the buying power to consider more homes. Let us show you the estimated payment, down payment and cash needed to close before you adjust your plans.

The loan term that works for you depends on your monthly budget and future plans. A 30-year fixed can give you a lower m...
08/14/2026

The loan term that works for you depends on your monthly budget and future plans. A 30-year fixed can give you a lower monthly payment, while a 15-year fixed can help you pay off your home sooner and spend less on interest over time. We can run both side by side so you can see which one fits your plans. Send a message to get started.

Mudroom, inground pool, walk-in pantry...tell me which one is the non-negotiable for your next home.
08/13/2026

Mudroom, inground pool, walk-in pantry...tell me which one is the non-negotiable for your next home.

If you already know that you don’t need 20% down to get a mortgage, but are struggling to figure out how to do it, this ...
08/12/2026

If you already know that you don’t need 20% down to get a mortgage, but are struggling to figure out how to do it, this is for you. You could get help covering the down payment, and maybe even closing costs, through a down payment assistance program.* With low- and no-down payment options available, buying a home could be more affordable than you thought. Reach out today and let’s set up a time to discuss your DPA options.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Your budget and your home goals aren’t identical to any other buyer. So why should your mortgage options be?With access ...
08/11/2026

Your budget and your home goals aren’t identical to any other buyer. So why should your mortgage options be?

With access to more than 1,000 loan options through PrimeLending, We can help you find the right loan that fits your needs. Reach out today and let’s create your homebuying plan together.

Still telling yourself you’ll apply for a mortgage once rates come down? You could lower the interest rate on your loan ...
08/11/2026

Still telling yourself you’ll apply for a mortgage once rates come down? You could lower the interest rate on your loan with help from discount points. Here’s how they work:

One discount point costs 1% of your loan amount.
Each discount point may lower the interest rate as much as 0.25%, depending on product and loan characteristics.
The longer you keep the loan, the more you could save.
This is just one way to lower your interest rate. Get in touch and we can walk you through all of your rate-reducing options.

We're always reading up on the latest industry news so we can help homebuyers and homeowners make informed decisions. Bu...
08/09/2026

We're always reading up on the latest industry news so we can help homebuyers and homeowners make informed decisions. But after hours? We're always looking for our next great read. 📚 What's one book you'd recommend this summer? Drop your recommendations below! 👇

Address

11611 S Foothills Boulevard Suite B
Yuma, AZ
85367

Telephone

+19283281327

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