Mayra Valdez, Guild Mortgage Company

09/23/2026

Buying in Yuma While Working in California? 5 Mortgage Answers You Need
Let’s connect and talk about the latest insights in the industry!
https://www.roomvu.com/agent-news/mayra-valdez/2073292-Buying-in-Yuma-While-Working-in-California%3F-5-Mortgage-Answe

09/23/2026

Want to know one of the best ways to make the mortgage process easier?✅
Get your documents ready for your pre-approval. Having your documents ready such as paystubs, tax returns, bank statements, can help avoid delays and keep your homebuying journey on track. I'm here to guide you and make the process as smooth as possible.
Ready to get started? Send me a message. 🏡

09/11/2026

I’ll always remember where I was and what I was doing. 25 years have passed, but I will never forget that day.
The memories remain, along with a deep appreciation for the heroes who responded and the families whose lives were forever changed.
Today, I pause to remember, reflect, and honor those we lost.

09/11/2026

Need an investment property loan without showing your income?
I’m often asked about this—especially by those with non-traditional income or self-employment. A DSCR (Debt-Service Coverage Ratio) loan is designed to finance rent-ready income properties. It typically requires a 20% down payment, sometimes less. The big advantage? These loans offer more flexible qualification and often move faster than conventional financing. There are other options out there, so understanding how each fits your unique situation is key. Guiding clients through these choices—particularly those who don’t fit the usual lending mold—is what I do.. I’m here to help you feel confident and informed as you consider your next investment move.


https://www.roomvu.com/agent-news/mayra-valdez/1825735-What%27s-a-DSCR-Loan-and-Should-You-Get-One%3F

09/04/2026

Still Waiting for Rates to Drop? Here's what you should know.
(This market update and similar communications are for informational purposes based on publicly available information for education purposes only"

08/27/2026

What Is a Family Opportunity Mortgage? How It Works, Eligibility, and Benefits
Ever heard of a mortgage that helps you buy a home for elderly parents or adult children with disabilities—without moving in yourself? 🏡💡 Discover how family opportunity mortgages make homeownership accessible with low down payments and flexible terms. Reach out if this may be the solution your family needs!🙏 www.guildmortgage.com/mayravaldez

08/13/2026

5.0 star review received on Experience.com for Mayra Valdez by Darren H - Mayra was great and answered all my questions she made everything easy to understand .

Click to see all 102 reviews of Guild Mortgage - Mayra Valdez, Senior Loan Officer | NMLS # 1124130

06/23/2026

5.0 star review received on Experience.com for Mayra Valdez by Clarissa T - Mayra is such a wonderful lona officer! She takes such good care of all our clients, explaining things in great detail, always on top of issues and she always gets us closed. She has become our go-to lending partner and highly recommend her to our buyers. Thank you Mayra for all you do!

Click to see all 101 reviews of Guild Mortgage - Mayra Valdez, Senior Loan Officer | NMLS # 1124130

06/17/2026

5.0 star review received on Experience.com for Mayra Valdez by Huy T - Walk through with client from the beginning every single details

Click to see all 100 reviews of Guild Mortgage - Mayra Valdez, Senior Loan Officer | NMLS # 1124130

05/14/2026

5.0 star review received on Experience.com for Mayra Valdez by Carlos J - Loan officer mayra was very

Click to see all 99 reviews of Guild Mortgage - Mayra Valdez, Senior Loan Officer | NMLS # 1124130