Brian Griffin-Senior Mortgage Consultant

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Woodbury, MN
Brian Griffin-Senior Mortgage Consultant

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Senior Mortgage Broker

10/28/2026

🏡 Buying a new home? Let’s talk about putting seller credits to work!

A buydown could help make your mortgage payment more manageable. Here are two options to explore:

🔹 Temporary Buydown: Reduce your payments during the initial years of your loan. Payments increase as the buydown phases out.

🔹 Permanent Buydown: Pay discount points upfront to secure a lower interest rate for the life of a fixed-rate loan.

💡 Seller Credits: Negotiated seller credits may cover some or all eligible buydown costs and closing costs, within loan program limits.

Let’s compare the options and build a homebuying plan that fits your goals!

Brian Griffin | Sr. Mortgage Broker
Citywide Home Mortgage | NMLS #825840
📞 651-271-3568
📧 [email protected]

Seller agreement required. Subject to credit approval, program eligibility and seller contribution limits. Terms and restrictions apply. Equal Housing Lender.

10/27/2026

🏡 BUY THE LOCATION—FINANCE THE UPDATES!

You found a home in the right neighborhood—but the kitchen, bathrooms or flooring need some work. Don’t automatically cross it off your list.

Renovation financing may allow qualified buyers to combine the home purchase and eligible improvements into one financing plan. That could mean buying the location you love and updating the home to fit your style.

Before passing on a home that needs work, let’s explore the possibilities.

📞 Brian Griffin | Sr. Mortgage Broker
651-271-3568
[email protected]
NMLS #825840

Who you work with matters!

Programs are subject to eligibility, availability, property requirements and approval.

10/21/2026

🍁🏡 Fall colors. Fresh opportunities. Your next home?

Buyers may have more room to negotiate—and seller credits could help make your homebuying plan come together!

✅ YES, you can negotiate seller credits.
✅ YES, eligible credits can fund a temporary buydown to reduce your initial payments.
✅ YES, they can help pay for a permanent rate buydown—or both, when eligible!

If you find the right home and the full monthly payment comfortably fits your budget, why wait? Now could be a great time to make your move.

Let’s look at your options and build a plan that works for you! 🍂

Brian Griffin | Sr. Mortgage Broker Consultant
Citywide Home Mortgage | NMLS #825840
📲 651-271-3568
📧 [email protected]

Local market conditions vary. Seller credits are negotiated, not guaranteed. Loan program limits and eligibility apply. Budget for the full payment after any temporary buydown ends. Equal Housing Opportunity.

10/15/2026

🌵 Is an Arizona home part of your future?

Whether you’re considering a second home, vacation getaway or investment property, the right financing strategy can help you move forward with confidence.

I’ll help you compare options based on:

✅ How you plan to use the property
✅ Your income and available assets
✅ Your comfortable investment level
✅ The property type and location

Planning an Arizona purchase? Let’s talk through the possibilities before you begin touring.

📱 Call or text: 651-271-3568
📧 [email protected]
Brian Griffin
Sr. Mortgage Broker Consultant
NMLS #825840

Programs are subject to eligibility, availability and underwriting approval. Equal Housing Opportunity.

10/14/2026

🏡 Don’t wait until you find the perfect house to start thinking about financing.

Putting your home-buying plan together now can help you:
✅ Understand your comfortable monthly budget
✅ Compare available mortgage programs
✅ Identify down-payment options
✅ Get pre-approved and shop with confidence

I’ll help you create a clear plan based on your goals—not pressure.

📱 Call or text: 651-271-3568
📧 [email protected]
Brian Griffin | Sr. Mortgage Broker Consultant
NMLS #825840

Let’s build your home-buying plan today.

10/07/2026

I’m FIRED UP to now offer this in-house investment property loan program! 🔥🏠

This is a GAME CHANGER for real estate investors looking to build their portfolio while keeping more cash in their pocket.

🏡 Up to 90% LTV on 1 unit investment properties
🏢 Up to 85% LTV on 2–4 unit properties
💰 NO Mortgage Insurance (MI)
📈 Loan amounts from $100K to $2MM
💵 Interest-only options available
⚡ Flexible financing designed specifically for investors

Whether you’re buying your first investment property, adding another door to your portfolio, or looking for more flexibility with your real estate strategy, this program opens up some serious opportunities.

And the best part? We offer it IN HOUSE.

If you’re an investor or an agent working with investors, DM me “INVEST” and let’s talk about how we can put this program to work.

Build wealth through real estate. 🏠💰

Who You Work With Matters!

10/01/2026

🏡 Buying a primary residence—but your income doesn’t fit neatly into the traditional mortgage box?

A Non-QM loan may offer another path for qualified homebuyers.

These programs can be especially helpful for:
✅ Self-employed business owners
✅ Buyers using bank statements to document income
✅ Borrowers with significant assets
✅ Commission-based or nontraditional income earners
✅ Buyers with complex financial situations

Non-QM doesn’t mean “no qualification.” It simply means we may be able to evaluate your financial picture differently from a traditional mortgage.

If you’ve been told no—or believe your income is too complicated—let’s take a fresh look at your options.

📞 Brian Griffin: 651-271-3568
🏠 Sr. Mortgage Broker
NMLS #825840
Citywide Home Mortgage

Programs are subject to availability, documentation, qualification and approval. This is not a commitment to lend.

09/30/2026

🏡 Your home. Your next chapter.

Homeownership is about more than getting the keys. It’s the joy of making a space your own, the pride of reaching a milestone, and a place to build memories for years to come.

Whether you’re buying your first home or planning your next move, I’m here to help you explore your financing options and feel confident along the way.

Let’s get you home. 🔑

Brian Griffin | Sr. Mortgage Broker Consultant
Citywide Home Mortgage
📞 651-271-3568
📧 [email protected]
NMLS #825840

09/28/2026

🏠 SELF-EMPLOYED? YOUR INCOME SHOULDN’T HOLD YOU BACK FROM HOMEOWNERSHIP!

If you’re an independent business owner, contractor, freelancer, or self-employed professional, qualifying for a traditional mortgage can sometimes be frustrating—especially when your tax returns don’t tell the whole story.

That’s where a Bank Statement Loan may help.

Instead of relying on traditional tax-return income, qualifying income can be calculated using eligible deposits shown on 12–24 months of bank statements, subject to program guidelines.

🔨 Contractors
🚚 Independent business owners
💼 Self-employed professionals
🛠️ Tradespeople
📈 1099 earners

You work hard to build your business. Let’s see if your business income can help you buy your next home.

📲 Call or text me: 651-271-3568
📧 [email protected]
Brian Griffin
Sr. Mortgage Broker Consultant
Citywide Home Mortgage
NMLS #825840

Ready to buy? Send me a message and let’s look at your options! 🏡🔑

Address

Woodbury, MN
55128

Website

https://www.citywidehm.com/loan-officers/brian-griffin-825840

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