Your Favorite Mortgage Guy

Your Favorite Mortgage Guy I put a strong (OCD-like) emphasis on knowing details and ever-changing guidelines. nmls 261849

I put a strong (OCD-like) emphasis on knowing details and ever-changing guidelines for the following loan types: VA, Conventional, FHA & USDA. (Federal compliance requires that I disclose I am an an MLO at Valor Home Loans, personal NMLS # 261849 corp NMLS #1969375)

And now you know.
10/08/2025

And now you know.

"Known for their smarts and adaptability, octopuses remind us that the best solutions are flexible. At Valor Home Loans, we tailor mortgages to fit your needs.

Credit and Credit SCORES are one of the most MISUNDERSTOOD things with home-buyers.Here's some good info
10/07/2025

Credit and Credit SCORES are one of the most MISUNDERSTOOD things with home-buyers.

Here's some good info

09/21/2025

On this International Day of Peace, we honor the values of unity, respect, and hope for a better tomorrow. At Valor Home Loans, we believe peace begins with strong communities and the courage to stand together.

https://www.facebook.com/share/1DQENwRZWE/
09/19/2025

https://www.facebook.com/share/1DQENwRZWE/

🚨 BREAKING NEWS 🚨
Valor Home Loans is now accepting conforming loans up to $819,000 — ahead of the official November announcement!
💰 Greater affordability for refinances
🏡 Reduced down payments for higher price points
⚡ Faster underwriting for larger loans
Ask your mortgage expert for details and see how this can benefit you today!

Today we celebrate the US Air Force and its commitment to protect the skis and serve our nation.
09/18/2025

Today we celebrate the US Air Force and its commitment to protect the skis and serve our nation.

This is what our housing market needs...  things will continue to TREND better in the next 6-12 months.  Hang in there.
09/18/2025

This is what our housing market needs... things will continue to TREND better in the next 6-12 months. Hang in there.

🎢 The Fed just cut rates, but mortgage rates were already ahead of the curve!
Take advantage of this opportunity to refinance, cash out for debt consolidation or renovations, or make your dream home more affordable. 🏠✨
"

we are moving in the RIGHT direction...
09/18/2025

we are moving in the RIGHT direction...

🎢 The Fed just cut rates, but mortgage rates were already ahead of the curve!
Take advantage of this opportunity to refinance, cash out for debt consolidation or renovations, or make your dream home more affordable. 🏠✨
"

Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. With the Delta P...
05/16/2025

Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card.

With the Delta PLATINUM Card... yes, I pay an annual fee but I get a FREE Companion Ticket each year along w/ Free checked bags.

If you fly Delta... this is the card to have.

Check out offers and Card benefits.

Enjoy the benefits of the Delta SkyMiles® Platinum American Express Card. Apply now. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply.

Go Twins!!!  ⚾️⚾️⚾️
02/05/2025

Go Twins!!! ⚾️⚾️⚾️

🚀🎉 Happy Birthday to the United States Space Force! The Space Force has pioneered the future of space exploration and de...
12/20/2024

🚀🎉 Happy Birthday to the United States Space Force!

The Space Force has pioneered the future of space exploration and defense... ensuring our nation's security beyond the skies.

Honor their dedication and innovation as they continue to reach for the stars. Here's to the Space Force's mission of safeguarding our interests in the final frontier.

🎉🛡️ Happy Birthday to the National Guard! The National Guard has stood as a pillar of strength, protecting our communiti...
12/13/2024

🎉🛡️ Happy Birthday to the National Guard!

The National Guard has stood as a pillar of strength, protecting our communities and answering the call of duty whenever and wherever needed.

Let's salute their legacy of service and the brave men and women who proudly serve in its ranks.

Here's to the National Guard's unwavering commitment to our nation's security. 🇺🇸

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Woodbury, MN
55129

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