Mortgages

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Mortgages NMLS #1337542 | Rob Farmer – Your trusted mortgage broker serving Winter Haven and Central Florida. Whether y

Residential, commercial, foreign national, DSCR investor loans, purchases and refinances. Welcome to Motto Mortgage Homewise, your trusted mortgage brokerage in Winter Haven. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience.

Here we are again with our monthly Pitch Group meeting. Realtors from any office can register to pitch a property or two...
09/21/2026

Here we are again with our monthly Pitch Group meeting. Realtors from any office can register to pitch a property or two to fellow professionals. You might hear something new, or get some tips.
See you there.

A great opportunity to pitch a listing or two with industry colleagues
08/21/2026

A great opportunity to pitch a listing or two with industry colleagues

Yes! It's possible to get a mortgage even if you’ve just started a new job. While lenders often prefer a two-year job hi...
08/11/2026

Yes! It's possible to get a mortgage even if you’ve just started a new job. While lenders often prefer a two-year job history, many understand that employment changes happen and so will take into consideration other factors like your credit score, debt-to-income ratio, and savings. 💼🏠

Different lenders have different guidelines, so it’s important to shop around and find one that makes the most sense for you!

Questions about how to approach getting a mortgage if you just started a new job? Reach out for more information!

It’s closing day! You’ve signed, initialed, and double-checked every page, and now the keys are almost yours. Pro tip: l...
08/10/2026

It’s closing day! You’ve signed, initialed, and double-checked every page, and now the keys are almost yours.

Pro tip: limber up those wrists before you start, because this paperwork marathon is the last hurdle before homeownership. Once you’re done, it’s all high-fives and house keys. ✒️🏃

Ready to start your homebuying journey (and your signature training)? Reach out today – I can guide you every step of the way.

It might seem daunting, but you can actually get a mortgage loan in just a few steps (it’s true!) 👣🏠When you’re ready to...
08/07/2026

It might seem daunting, but you can actually get a mortgage loan in just a few steps (it’s true!) 👣🏠

When you’re ready to start step one, we’re here to help. Reach out anytime!

A good way to end the week. Rates remain fairly steady. We’re still awaiting some market confidence to return.
06/27/2026

A good way to end the week. Rates remain fairly steady. We’re still awaiting some market confidence to return.

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

Address

264 West Central Avenue, Suite A
Winter Haven, FL
33880

Opening Hours

Monday 12am - 12am
Tuesday 12am - 12am
Wednesday 12am - 12am
Thursday 12am - 12am
Friday 12am - 12am

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