Rafael Unzueta - Solaris Financial Group

09/21/2026

‼️STOP SCROLLING‼️

Mortgage Tip Monday...
If you’re shopping for a home🏡 right now, standard mortgage rates don't have to be your reality.

Most buyers don't know this, but you can actually get the seller to fund a permanent or temporary buy-down📉 on your interest rate, saving you hundreds of dollars💰 a month on your payment without lowering the purchase price.

Here is the breakdown of how it works:

✅Instead of asking for a price drop, you negotiate seller concessions at closing.
✅Those funds are used upfront to buy down⬇️ your interest rate.📉
✅You lock in a significantly lower monthly payment than current market rates.

Every transaction and loan scenario is unique, and calculating the exact math to see how much you could save takes less than five minutes.

Want to see what your lower monthly payment would look like?
Give me a quick call or send me a text right now at 321-662-0113. Let's run the numbers for your specific budget before you make your next offer! I'm always here to help!

08/25/2026

Please share!!
What is a DSCR loan and why is it one of the best loan programs to start investing in real estate?

A Debt Service Coverage Ratio loan (DSCR loan) requires no employment or income verification. Approval is based on credit score, loan to value (down payment amount) and the DSCR ratio. (Will the amount of monthly rent you will receive cover the mortgage payment) THAT'S IT!!!

If you or someone you know has been wanting to become a real estate investor, there's no better time than now. Interest rates are comparable to conventional purchase rates. Set up your family now for generational wealth. It's a buyers market and you may even get your closing costs paid for by the seller. Ask me how.

Call me today at Solaris Financial Group. 321-662-0113 or email me at [email protected]. I'm always here to help.
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08/20/2026

Call Solaris Financial Group for all your home loan needs...
☑️Primary residence purchases
☑️Investment property purchases
☑️Conventional loans
☑️FHA loans
☑️0% down VA loans
☑️0% down USDA loans
☑️Debt consolidation
☑️Interest rate reduction refinance loans
and much more.

We'll bring a combined 50 years in the mortgage industry to make sure your home loan closes smoothly and quickly. Call or email today.
[email protected]
321-662-0113

06/29/2026

Solaris Financial Group IS NOT your average mortgage company.

True story:
Back inSeptember a husband and wife applied for a mortgage loan and turns out neither had any credit scores reporting. Neither Equifax, Transunion or Experian returned any scores.I've been in this business a long time and I can tell you that most mortgage companies would just write these folks off with a "sorry we can't help. Go open a credit card and get back to us."

Well, building credit from scratch is not that simple and it requires a strategy. There's a mix of credit types, there's credit seasoning periods and other factors that need to be present before the bureaus start populating credit scores for you. Most mortgage companies have no interest in being a credit coach or a credit counselor. Why? Because it takes time without any guarantee of a payday.

Sure, Solaris Financial Group is a for profit mortgage company, but working solely for profit is not, and will never be, our company's focus. Our focus will always be serving our community and clients first, even if there is never a reward. Solaris financial Group took the time to put together a comprehensive strategy with a timeline for completion so our clients COULD qualify to buy their first home. On top of that, I stayed in constant contact with them through the process. There was no guaranteed payoff for us helping them. There was just the act of helping, because it was the right thing to do. So, seven months later.... we closed on their first home!

If you're looking to buy a home or just have mortgage questions, give Solaris Financial Group a call. We're always here to help!
321-662-0113
[email protected]

02/11/2026

When it comes to the biggest purchase of your life, you need to be able to trust that your mortgage company has your back. With a combined 50 years of experiences getting families to the closing table, Solaris Financial Group is here to work for you.
With creative loan programs for self employed folks, for people needing down payment assistance, for investors looking to purchase money making real estate, for folks needing credit repair, Solaris Financial Group is here to help. Call me today at 321-662-0113 and let's talk. Email at [email protected].

02/11/2026

Please share!
If you know anyone who is thinking about buying a home, this free webinar is for them.
First time homebuyer tips
Credit score tips
Down payment assistance tips
and much more!
Solaris Financial Group is offering a series of free homebuying webinars filled with info that can, potentially, save you thousands on a home purchase. Our mission is to get more central Floridians into their dream homes. Sign up today for our next webinar on Feb. 12th.

Homebuyer 101 by Solaris Financial Group

01/24/2026

Get the INSIDE SCOOP on how to save money when buying a home. Join us, Solaris Financial Group, your central Florida mortgage team, for a free webinar. You're guaranteed to learn the secret to keep more money in your pocket as you buy your next home.

11/25/2025

🎉CLEAR TO CLOSE IN 7 DAYS🎉
☑️Mortgage loan application, for a long time friend and classmate, came in and was registered and submitted to underwriting on Nov. 17th.
☑️Underwriter issued Final Approval and Clear to Close on Nov. 24th.
🤯Owner of the title company stated that in his 35 year career, he has never seen such a thing with financing involved.
🏘️Tentative closing is 9 days after Application and loan submission.
I LOVE❤️ what I do and I LOVE❤️ helping people and families achieve their home buying dreams!

That's what over 50 years of combined mortgage experience gets you with Solaris Financial Group. Thinking about buying a home? Call me today for a free mortgage consultation. Always happy to help! 321-662-0113 or email [email protected].
Apply quickly and easily online at preapprovalflorida.com

08/30/2025

Get an approval in 24 hours and get your funds💵 in four days!
✅Finance that new pool🏊
✅Finance that big landscape project🌴
✅Consolidate loans and high interest credit card debt💳
✅Finance home improvements🛠
✅Finance life events like a wedding💍👰‍♀️🤵
✅Finance a child's education👩‍🎓
✅Assist with a large medical expense🩺
And a lot more.....

Your home's equity is there to help you accomplish your goals and Solaris Financial Group has your back with the fastest digital Home Equity Line of Credit (HELOC) in the biz!

Why wait weeks for funding when you can access your home’s equity in just days? All digital, all on line and no appraisal needed. Jump into Hyper speed today!
Learn More: solarisfg.com/hyperspeed2
Call me: 321.662.0113
Email: [email protected]