Courtney Allee, Mortgage Loan Officer NMLS 2539107

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Courtney Allee, Mortgage Loan Officer NMLS 2539107 Mortgage Loan Officer NMLS 2539107 with ONE Presidential Mortgage

With a diverse background in real estate, insurance, and lending, Courtney Allee brings a well-rounded perspective to the homebuying process. Originally licensed as a Realtor in Louisiana in 2004, she later transitioned into property and casualty insurance before returning to real estate in North Carolina in 2021. In 2023, she expanded her expertise by becoming a Mortgage Loan Officer, combining her knowledge to better serve her clients. Courtney has a deep passion for helping first-time homebuyers navigate their journey to homeownership. She understands the excitement, challenges, and importance of finding the right loan, making her a trusted guide through the process. Veterans also hold a special place in her heart, as her 21-year-old son has been proudly serving in the military since he was 17. At home, Courtney and her husband stay busy raising their four boys and keeping up with their lovable pack of doodles and a basset hound. When she’s not working, you’ll likely find her soaking up the sun at the beach or relaxing by the pool, enjoying the simple joys of life. As part of ONE Presidential Mortgage, Courtney is dedicated to making the mortgage process smooth, stress-free, and rewarding for every client she serves.

11/03/2026

🏡 Waiting for mortgage rates to come down before buying a home?

You're not alone. But here's something worth knowing: today's buyers are finding ways to make the numbers work, even in a higher-rate environment.

A lower purchase price isn't the only way to save. A rate buydown, seller concession, or the right loan program could make a meaningful difference in your monthly payment.

The housing market is changing, and understanding your options matters more than ever.

Let's talk about what today's market could mean for your homebuying plans!

11/03/2026

📉 The latest Fed announcement didn't bring a major shift in mortgage rates.

On October 28, the Federal Reserve's decision had a limited market reaction, and mortgage rates moved only modestly.

It's a helpful reminder that the relationship between the Fed and mortgage rates isn't always as straightforward as it may seem.

Mortgage rates are shaped by the bond market, inflation expectations, and other economic factors. A Fed announcement is just one piece of the puzzle.

For homebuyers, understanding these market dynamics can help you make more informed decisions instead of trying to time the perfect rate.

Have questions about what today's mortgage market means for your plans? Let's connect!

11/01/2026

Don’t forget to “fall back”! 🍂
As we turn our clocks back and gain an extra hour, it’s the perfect time to get ahead on your homeownership goals. ⏰🏡


10/31/2026

Finding the right mortgage does not have to be scary! 👻🏡Let's guide you through your options and help you move closer to your homeownership goals.

Let's chat to learn more and get started today!

The Federal Reserve decided to hold its benchmark interest rate steady today, but that doesn't mean mortgage rates are s...
10/28/2026

The Federal Reserve decided to hold its benchmark interest rate steady today, but that doesn't mean mortgage rates are standing still.

Here's why:

The Fed's benchmark rate primarily influences short-term borrowing costs. Mortgage rates, especially 30-year fixed rates, are more closely tied to longer-term market expectations, including Treasury yields and inflation.

That means mortgage rates can move up or down even when the Fed makes no changes.

For prospective homebuyers, this is an important reminder: Waiting for the Fed to lower rates doesn't necessarily mean you'll get a better mortgage rate later.

Your timing, budget, and financing options all matter.

Thinking about buying a home? Let's discuss your options and build a plan that works for you.

Looking for a mortgage option with a little more flexibility? An adjustable-rate mortgage (ARM) typically starts with a ...
10/27/2026

Looking for a mortgage option with a little more flexibility? An adjustable-rate mortgage (ARM) typically starts with a fixed interest rate for a set period before the rate can adjust over time.🏡

Wondering if an ARM could work for you? Let's connect today to chat about it!

10/26/2026

🏡 Homeowners have built up significant equity, and that value could open the door to new possibilities.

From home renovations to other major expenses, there may be ways to put your equity to work without replacing your current mortgage. 🔑

Curious about your options? Let's talk about what might make sense for you!

A Bridge HELOC allows homeowners to access the equity in their current home to help bridge the gap between buying a new ...
10/20/2026

A Bridge HELOC allows homeowners to access the equity in their current home to help bridge the gap between buying a new home and selling their existing one. The funds may be used toward expenses such as a down payment or other costs associated with purchasing your next home.

Keep in mind that Bridge HELOCs use your home as collateral and may have specific borrowing terms, interest rates, and repayment requirements.

Thinking about making a move? Let's chat about whether a Bridge HELOC may be an option for you!

Address

1213 Culbreth Drive Suite 126
Wilmington, NC
28405

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