Aisha M Luper, Licensed Agent with New York Life

Aisha M Luper, Licensed Agent with New York Life Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. New York Life Insurance Company
6400 Main St suite 110
Williamsville NY 14221
(716) 395-6516

09/03/2026

The backpacks are packed. 🎒
The school supplies have been purchased. ✏️
The kids are heading back to school.

And for a lot of parents, that means something else is finally returning to the schedule:

A little bandwidth. 😅

September is Life Insurance Awareness Month, and it’s a great reminder to revisit some of those financial conversations that may have gotten pushed to the bottom of the summer to-do list.

Is your current life insurance coverage still appropriate for your family?

Have there been changes in your income, household, debt, or goals?

Are there financial planning conversations you’ve been meaning to have but simply haven’t had the time for?

Back-to-school season is all about preparing our kids for what’s ahead. It can also be a good time to make sure the financial plans protecting their future are keeping pace.

If “we need to sit down and talk about this” has been on your list for a while, let’s connect.

09/01/2026

Tomorrow would have been my sister’s 32nd birthday.
Normally, I would be thinking about how we were going to celebrate her or what I was going to buy her. Instead, the money I would have spent celebrating her birthday will be going toward paying back the loan we had to take out to lay her to rest.

My sister had life insurance, but when she passed unexpectedly on June 2, her premiums had not been kept current and the coverage was no longer there when our family needed it.
I share that not as a Financial Professional, but as a sister who has now lived the other side of this conversation.

September is Life Insurance Awareness Month, and if there is one thing I hope someone takes from our family's experience, it is this: having a policy is only part of the responsibility. Know what you have. Know when the premiums are due. Make sure your beneficiaries know the coverage exists. And if something changes financially and you're struggling to maintain it, have the conversation before simply allowing the coverage to lapse.

Life insurance cannot replace the person you love. But having coverage in place when someone dies can keep grief from being accompanied by an immediate financial crisis.
If you have coverage and aren't sure what you have, or if you've been meaning to have the conversation and keep putting it off, September is as good a time as any to start.

I'm available to have that conversation with you.
And tomorrow, I'll be remembering my sister. 💜

08/27/2026

As we close out **Black Business Month** and head straight into **Life Insurance Awareness Month**, I’m excited about the conversations both create around building, protecting, and planning for what matters. 🖤

To celebrate, I’m offering a **complimentary financial review** to individuals, families, and business owners who would like a clearer picture of where they stand financially.

Your review includes a personalized, printable household summary that can help you see what you have in place today, identify potential gaps, and organize the financial pieces of your life in one place.

Whether Black Business Month speaks to the business you’re building or Life Insurance Awareness Month gets you thinking about the people and things you want to protect, consider this your invitation to sit down with me.

Interested? Send me a message and let’s connect.

08/18/2026

Protect & prosper
If that is your mission, let's connect!
I am always seeking out those who want to build something substantial in our community.
If you are intetested in helping black families and professionals build and protect wealth, please feel free to reach out!

08/16/2026

Most people aren’t avoiding their financial reality.

They’re just busy living their lives.

Careers. Families. Mortgages. Kids. Aging parents. Unexpected expenses. Retirement getting closer than it used to feel.

And somewhere in the middle of all of that are financial questions that are easy to put off:

Am I saving enough?
What happens if my income suddenly stops?
Is my family properly protected?
Am I actually on track for retirement?
Have I planned for the things I can’t predict?

These aren’t always comfortable questions. But avoiding them doesn’t make them disappear.

Financial planning isn’t about predicting exactly what life will look like. It’s about understanding where you are today, thinking seriously about where you want to go, and preparing for the possibilities along the way.

Sometimes the most valuable financial conversation is simply the one that gets you to look at the things you’ve been meaning to deal with.

What financial question have you been putting off?

Let’s connect.

08/02/2026

75 year old you, needs 45 year old you to have a conversation with me!
Im not a prophet...I AM a finacial professional though.
Im always open to connecting.

07/23/2026

I've been thinking a lot lately about the conversations people don't have.

Not because they aren't important...

But because they feel overwhelming.

Retirement.

Aging parents.

Protecting family.

Starting a business.

Navigating uncertainty.

Sometimes we don't need immediate answers.

Sometimes we just need a safe place to begin asking better questions.

That's one of my favorite parts of what I do.

Come on down to 6400 Main St and see some really cute agents!
07/13/2026

Come on down to 6400 Main St and see some really cute agents!

05/27/2026

A lot of people have heard some version of “you should have $500k of life insurance” at some point — but the reality is that life insurance planning is rarely one-size-fits-all.

Beyond the amount itself, it’s important to understand:
• what type of coverage you have
• how long it’s designed to last
• what flexibility it may offer in the future
• and how age and health can impact future options over time

For many individuals and families, reviewing coverage before major life changes or health changes occur can be an important part of long-term financial planning.

If you’ve been thinking about revisiting your current coverage or simply want to better understand your options, I’d be happy to connect for a conversation.

05/11/2026

The best time to understand your financial situation isn’t later—it’s sooner.

Clarity today creates better options tomorrow.

Always open to connecting.

Address

6400 Main Street Suite 110
Williamsville, NY
14221

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