Joseph Nowak, Agent with New York Life

10/07/2023

Many of us hold insurance policies for our homes and cars, but what about the most valuable thing of all—our lives. Here’s what you need to know about the benefits of life insurance, policy types, and how it works.

Many of us hold insurance policies for our homes, cars and holidays, but what about the most valuable thing of all – our lives? Life insurance pays a s

10/06/2023

The Federal Reserve hasn’t indicated interest rate cuts are coming, so the overall cost of borrowing will stay relatively high. Find out what this means for home buyers and why you may want to consider buying a home while rates are stable.

As the Fed pauses its campaign of rate hikes, the housing market remains hobbled by high interest rates and other challenges.

10/06/2023

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

10/05/2023

If you’re a student loan borrower who was defrauded or misled by your college and had those debts forgiven, learn what states may impose taxes on student loan forgiveness and how to prepare so you’re not surprised during tax season.

Millions of Americans had student debt canceled despite the Supreme Court's decision. Some will owe state taxes on it. Find out if you're one of them.

10/05/2023

Each October, National Disability Employment Awareness Month acknowledges and raises awareness of the contributions of those in the workforce with both visible and invisible disabilities. This year, learn how New York Life's ENABLE employee resource group is celebrating the power of people with disabilities with employee programs, including a walkathon to benefit Shriners Children's Hospital, an Employees with Disabilities Storytellers Panel, and more.

2022 New York Life DE&I Report: Supporting the disability community.

10/04/2023

From disproportionate student loan debt to housing, hiring, and workplace discrimination, the LGBTQ+ community continues to face financial hurdles. Together, we can create a strategy that gets you to the finish line. Reach out, and let's make your financial insecurity history.

For decades, New York Life has been there for the LGBTQ community, and we will continue to support the community into the future.

10/03/2023

Do you have money set aside? With a current 6.0% interest rate, you can reduce your out-of-pocket costs with a Premium Deposit Account that lets you prepay premiums for a Custom Whole Life insurance policy. Reach out and I'll explain how you can use your rainy day fund to help address your protection needs.

10/02/2023

As a parent, you spend years making sure theyʼre prepared for college. Weʼll help you prepare to afford it.

Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

09/29/2023

Raising a child from birth to 18 now costs an average of $237,482, according to new research from LendingTree. If you’re considering starting a family, here are financial steps you can take to ease the impact when your child arrives.

Annual tab to bring up a child has surged in recent years. "It's completely understandable that people are scared to death," one expert says.

09/28/2023

If you aren’t sure what goals might come after retirement, a great place to start is figuring out the missing pieces of your vision. What do you see when you reach retirement and look around? Ask yourself these questions.

Once you get to retirement, what are you going to do? Asking yourself some key questions as you approach that milestone can help you shape your vision of what’s next.

09/27/2023

Life insurance is not only about protection. It's about growing your family’s security every day. With our accumulation-focused life products, learn how you can build your wealth faster while protecting the ones you love every step of the way.

Grow your wealth while investing in your future with Accumulation Life Insurance from New York Life. Secure Wealth Plus and Market Wealth can do just that.

09/27/2023

Both CDs and fixed deferred annuities are considered low-risk investments, but if your goals are more long-term, an annuity may be your better option. From tax benefits to return on interest, make sure you're saving the right way for the goals you want to achieve.

Read the pros and cons of fixed deferred annuities and CDs. Compare taxation and rates of CDs vs fixed annuities, and decide which is best for you.