Kelly Cuffe - Loan Officer NMLS #707931

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Kelly Cuffe - Loan Officer NMLS #707931 NMLS ID # 707931 | Powered by Edge Home Finance | NMLS ID # 891464 | Equal Housing Opportunity Please call me at 406-471-0370 to schedule an appointment.

Let me help you find the right mortgage strategy to align with your financial goals! I am a mortgage loan officer serving clients across Flathead Valley. Or, please visit my website at www.bayequityhomeloans.com/kelly-cuffe to apply for your mortgage today. Bay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID #76988. Montana Mortgage Lender License #76988. Licensed under Oregon Mortgage Lender License #4845; Licensed under Oregon Mortgage Servicer License -20. South Dakota Mortgage Lender License .05120. View all of our state licenses at NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

11/02/2026

☕🏡 Coffee Chat with Natalie & Kelly!

🏡 Montana Homeowners — Let's Talk Property Taxes!

There have been some important changes to Montana's property taxes, and if you're a homeowner, you'll want to pay attention!

In this week's Coffee Chat, we're breaking down the recent property tax updates, what they could mean for Montana homeowners, and how these changes may impact your monthly mortgage payment.

Whether you've owned your home for years or are thinking about buying, staying informed can help you avoid surprises from the recent updates.

☕ Grab your coffee and join us for a quick conversation!

Have questions about how property taxes affect your mortgage? We're always happy to help!

taxes

10/31/2026



10/30/2026

☕ Coffee Chat with Natalie & Kelly! 🏡

Why is your Credit Karma score different from the credit score your mortgage lender pulls? 🤔

Not all credit scores are created equal!

In today's Coffee Chat, we're breaking down the differences between VantageScore and FICO scores.

Our advice? Before you start shopping for a home, talk with a mortgage professional who can help you understand where your mortgage credit scores stand.

🎥 Grab your coffee and join us for a quick conversation!

☕ Coffee Chat with Natalie & Kelly

Real conversations. Helpful mortgage tips.

10/29/2026



10/19/2026

☕ Coffee chat with Kelly and Natalie!

When was the last time you shopped your homeowners insurance - or checked what your policy actually covers?

Natalie and I are chatting about why it’s worth reviewing both your premium AND your protection. Saving money feels good. Knowing you have enough coverage matters just as much. 🏡

Consider this your friendly nudge to pull out that policy and ask a few questions!

Address

807 Spokane Avenue STE 201
Whitefish, MT
59937

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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