Reliance Lending Northwest

11/11/2025

The holidays are right around the corner — and it’s a great time to for you or someone you know to get some extra cash before the season of giving.
If you purchased a home in the last few years, you may be able to lower your monthly payment, shorten your loan term, or tap into home equity with a refinance.
At Reliance Lending Northwest, I make the refinance process smooth and stress-free, with clear communication and quick closings.
Let’s work together to keep you happy (and financially comfortable) this holiday season.
Jeff Kernan
Owner | Reliance Lending Northwest

11/10/2025

Wishing you a spooktacular Halloween filled with plenty of treats (and zero tricks)!
As we wrap up the fall season, I just want to say thank you for your continued partnership and trust. Working with agents like you makes every transaction smoother — and I’m here to help make your next closing just as seamless.
This season, let’s keep the scares on the front porch and out of the loan process. 🏡
Here’s to:
• ✅ Smooth, on-time closings
• ✅ Happy buyers
• ✅ And a few extra sweets along the way 🍬
Have a safe, fun, and fright-free Halloween — and remember, I’m only a call away if you need a lending partner who keeps things boo-tifully simple!
Jeff Kernan
Owner | Reliance Lending Northwest

05/20/2024

With deep sadness, we share the passing of our dear friend and exceptional colleague, Ruth Steeg McCafferty, on March 31st, 2024.
Ruth's larger-than-life spirit, unmatched humor and passion for helping families achieve homeownership left an indelible mark. A consummate professional and advocate for the underdog, Ruth worked tirelessly to create opportunities. Her brilliance, warmth and commitment to making the world better inspired all who knew her.
While her absence leaves a profound void, Ruth's legacy shines on through the lives she touched. Our hearts are with her children, grandchildren and loved ones.
The world is less bright without Ruth's radiant presence, but her spirit illuminates our path forward. We're forever grateful for the remarkable impact she made.
Please keep Ruth's family in your thoughts and prayers. Memorial service details to come.

05/28/2023

SUMMER IS COMING! Enjoying the privacy of entertaining in your own backyard is one of the privileges of homeownership! We are here to help you make that happen!
It is still possible to make those dreams come true, give us a call and we'll show you how.

02/05/2021

Great food for the super bowl

Let us take care of the food so you can watch the game! Call 406-309-5541 to reserve yours!

04/28/2020

Finally... SPRING IS HERE! While we are still wary of a global virus issue, we can appreciate sunshine and warmth! We are here to help you with your mortgage loan needs, whether you are pre-qualifying to purchase or refinancing your home... we are here to help! Call 406-755-6267.

02/04/2020

If your credit is solid and you are looking to buy a home in a rural area, you may be able to save more by taking out a USDA mortgage! Call us to find out more! We Love RD loans Reliance Lending Northwest (406) 755-6267, or start your online application at https://1l.ink/5J3XSHQ

02/03/2020

What should you do first when you're considering buying a home? A) Get pre-approved or B) Start searching home listings? Let us know what you think! check out our website and get your free fico builder: www:https://1l.ink/36PFQSM

02/02/2020

Don't be frightened by the possibility of more winter! Warm up to the idea of being in your new house before Punxsutawney Phil can say spring! Call us to find out how! It's a Buyer's time of the year to make offers (406) 755-6267 or start your online loan application here: https://1l.ink/PQM7PQV

02/01/2020

Did you know a higher FICO score can result in a lower interest rate for a home loan? To increase your credit score, be sure to pay your bills on time, don't exceed the spending limit on credit cards and monitor your credit report regularly for any errors. Call us to assess your credit and get more tips on how to raise your score. Our goal is to help every client get a better credit score, Here to Help (406) 755-6267 or start your online loan application here: https://1l.ink/LBDB4WG

01/31/2020

Have your kids left the nest? Now could be the right time to refinance and downsize into a new home. Call us today to explore your options! Here to Help (406) 755-6267 or start your online loan application here: https://1l.ink/STJVZM4

01/31/2020

Real Estate Agents: There are a dozen of reasons why you should partner with me when your buyers are searching for a home: from closing your buyers’ loans in 15 days or less to shopping around for the best rate with just one application and credit pull. Give me a call today!