Beth Tullis, Loan Officer NMLS #1951881

05/30/2026

Finding the right home doesn’t always mean finding a perfect one.

With an FHA 203k Home Improvement Loan, eligible buyers may be able to finance both the purchase of a home and the cost of renovations in one loan. Whether it’s updating kitchens, replacing roofing, improving HVAC systems, or making other upgrades, this program is designed to help turn a fixer upper into something that truly fits your vision.

If you’re exploring homes with potential, I’m happy to walk through how this type of financing works and whether it could be a fit.

05/29/2026

Reach out to me with your questions. Lending in 49 states.

05/29/2026

VA loans, coffee, snacks, and zero awkward sales pressure? Sounds like a pretty good way to spend an hour. 😄

Join us for Salute to Homeownership; a fun, casual event for veterans, active-duty military, and eligible VA buyers who want real answers about the homebuying process without all the confusing jargon.

We’ll be talking about common VA loan myths, financing tips, and the benefits available to those who’ve served, all in a relaxed setting with local experts who are happy to help.

Whether you’re actively house hunting or just curious about your options, this is a great chance to ask questions, learn something new, and connect with people who genuinely want to help you succeed.

Starting June 9th!

📍 Black Rifle Coffee- Kalispell
📅 Second Tuesday of every month
⏰ 4PM–5PM

Hosted by Terry Homes & OneTrust Home Loans

05/26/2026

The VA One-Time Close may help builders sell more homes by expanding the qualified buyer pool for new construction. One loan structure can finance the lot, construction, and long-term mortgage, helping reduce delays and keep contracts moving from start to close.

With one approval before construction begins and no re-qualification at completion, buyers and builders gain confidence throughout the build. Improved affordability with no PMI and low down payment options up to 100% LTV for qualified borrowers help support smoother closings.

Our team front-loads qualification, manages conditions proactively, and communicates consistently to help timelines stay predictable through closing.

05/25/2026

Honoring and remembering those who gave everything for our freedom this Memorial Day. Thank you.

05/24/2026

What a fabulous day spent with my realtor partner, .brown.realtor at our client appreciation event. We enjoyed a few hours of pickelball, lots of laughs, and some great lessons from the pros!

05/23/2026

Owning a home offers more than just a place to live. For many buyers, it’s an opportunity to build equity over time, create stability with more consistent payments, and have the freedom to make a space truly their own.

If homeownership is something you’ve been considering, I’m happy to help explore what options may be available.

05/23/2026

Construction financing is designed to support each phase of the homebuilding journey, from purchasing land to completing the final move into a new home. Depending on the loan structure, financing may cover the lot purchase, construction costs, and permanent financing once the build is complete.

Because construction loans work differently than traditional mortgages, understanding the process early can help buyers feel more prepared and confident as plans begin to take shape.

If building a home is something being considered, I’m happy to help walk through how construction financing works and what options may be available.

05/21/2026