Mainstreet Mortgage

Mainstreet Mortgage John W. Mallett
NMLS #289737

MainStreet Mortgage
NMLS #287902

BRE #01421340

NMLS #287902 ; DRE #01421340
Over the years, Mainstreet Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, from purchase - to refinance - ADU lending and more. **Scroll down for license disclosures**

Over the years, Mainstreet Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serv

ing the lending needs of real estate professionals, builders and individual home buyers throughout California. As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending, and access to a full range of mortgage sources, our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet each of our clients' unique needs.

08/28/2026

37% of renters can qualify to buy - and don’t know it.

08/26/2026

Your home spent years building wealth for you—it’s time it started paying you back. 🏡

Link in bio to see what your equity could be doing for your retirement.

08/18/2026

While most buyers max out at 10 properties with traditional financing, serious California investors switched to DSCR loans.

DSCR loans use the property’s rental income does the qualifying, not a tax return or W-2. No personal income verification. No property limit. Just cash flow. One LA fourplex generating $8,000/month in rent? That’s your approval.

Link in bio to learn more.

08/18/2026

Think your side hustles don’t count? Find out what income could qualify - link in bio.

08/14/2026

Add CalHFA down payment assistance and that number drops even further. 💫

The buyers who are closing right now aren’t the ones with the most money saved. They’re the ones who stopped believing the myths and started talking to the right lender.

You’ve been ready longer than you think.

Pre-qualify at the link in bio.

08/11/2026

It’s called a DSCR loan—Debt Service Coverage Ratio. 👀

Instead of qualifying based on YOUR income, the lender qualifies based on the PROPERTY’S income.

If the rent covers the mortgage payment, you’re approved. No W-2s. No tax returns. No personal income verification.

Let the property pay for itself. Link in bio to learn more. 👆

07/22/2026

❌ Don’t leave income off your loan application.

07/14/2026

Traditional lenders look at your tax return—not what’s actually hitting your bank account. 😐

Bank statement lenders look at 12-24 months of real deposits instead. No tax returns, no W-2s, just your actual income.

Link in bio to see if you qualify. 👆

07/09/2026

You don’t need a W-2 to buy a house—and most self-employed buyers don’t know that.

👉 Bank statement loans use 12-24 months of deposits as your income.
👉 Asset depletion loans let you use your investments.
👉 And consistent 1099 income works too.

Go to our link in bio to see if you qualify.

07/07/2026

Traditional lenders look at your tax return, not your actual income. But bank statement lenders? They look at 12-24 months of real deposits hitting your account. ✨

Making $15k/month but showing $4k on paper? There’s a loan for that—and you don’t need a single tax return to get it.

See if you qualify - the link in bio.

Address

31351 Via Colinas Ste 205
Westlake Village, CA
91362

Opening Hours

Monday 8:30am - 5:45pm
Tuesday 8:30am - 5:45pm
Wednesday 8:30am - 5:45pm
Thursday 8:30am - 5:45pm
Friday 8:30am - 5:45pm

Website

, ,

Alerts

Be the first to know and let us send you an email when Mainstreet Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mainstreet Mortgage:

Shortcuts

Share

Category