What are the opening hours?

Monday 8:30am - 5:45pm Tuesday 8:30am - 5:45pm Wednesday 8:30am - 5:45pm Thursday 8:30am - 5:45pm Friday 8:30am - 5:45pm

Mainstreet Mortgage

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United States
Westlake Village, CA
Mainstreet Mortgage

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John W. Mallett
NMLS #289737

MainStreet Mortgage
NMLS #287902

BRE #01421340

NMLS #287902 ; DRE #01421340
Over the years, Mainstreet Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, from purchase - to refinance - ADU lending and more. **Scroll down for license disclosures**

Over the years, Mainstreet Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout California. As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending, and access to a full range of mortgage sources, our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet each of our clients' unique needs.

10/08/2026

Happy Birthday John McIntyre, JM Home Loans! 🎉 The guy who can make you laugh through a rate lock and still close on time. Our clients trust you, our team adores you, and Mainstreet wouldn’t be what it is without you. Here’s to you!🥂

10/05/2026

Food for thought. More resources in our link in bio.

10/02/2026

Most people think a reverse mortgage is just for retirees who need cash now - but here’s what financial planners are quietly recommending:

Set up a reverse mortgage line of credit and don’t touch it.

The unused portion grows over time - compounding at the same rate as your loan interest. A $200,000 line of credit today could grow to $350,000+ in 10 years. No monthly payments. No taxes. Just a growing safety net sitting there when you need it most.

09/25/2026

Link in bio → Free Calculator + First-Time Buyer Guide.

A $600k California home with an FHA loan requires $21k down. Add CalHFA down payment assistance and that number drops even further.

The gap between what people think they need and what they actually need is costing them years of equity building and thousands of dollars in rent.

Our first-time buyer calculator shows you the real number—based on your actual income, credit, and savings—in seconds.

09/18/2026

Wishing a very happy birthday to our wonderful Nathan ! 🎉

We’re so grateful to have you on the Mainstreet Mortgage team - your hard work, dedication, and genuine care for every client you work with doesn’t go unnoticed. Wishing you a great day today.

Happy Birthday, Nathan! 💛

09/15/2026

If you’re buying a property specifically to Airbnb and expecting $5,000/month in projected income to help you qualify—traditional lenders won’t touch it.

But DSCR lenders 👋👋👋 are different. DSCR lenders qualify the property—not you. They use the property’s actual or projected rental income to determine approval, which means short-term rental revenue from platforms like Airbnb counts toward your qualification.

Know your lender before you make an offer.

09/09/2026

Here’s something most first-time buyers don’t find out until it’s too late: in slower markets or when a home has been sitting for a while, sellers will frequently agree to cover some or all of your closing costs just to get the deal done.

On a $600,000 home that’s $12,000-$18,000 you don’t have to come up with.

Ask us about this before you assume you’re paying everything yourself.

08/28/2026

37% of renters can qualify to buy - and don’t know it.

08/26/2026

Your home spent years building wealth for you—it’s time it started paying you back. 🏡

Link in bio to see what your equity could be doing for your retirement.

08/18/2026

While most buyers max out at 10 properties with traditional financing, serious California investors switched to DSCR loans.

DSCR loans use the property’s rental income does the qualifying, not a tax return or W-2. No personal income verification. No property limit. Just cash flow. One LA fourplex generating $8,000/month in rent? That’s your approval.

Link in bio to learn more.

Address

31351 Via Colinas Ste 205
Westlake Village, CA
91362

Opening Hours

Monday	8:30am - 5:45pm
Tuesday	8:30am - 5:45pm
Wednesday	8:30am - 5:45pm
Thursday	8:30am - 5:45pm
Friday	8:30am - 5:45pm

Website

http://www.johnwmallett.com/, https://www.mainstreetloans.com/, https://linktr.ee/mainstreetmortgage

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