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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

First Rate Financial

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United States
Westlake Village, CA
First Rate Financial

First Rate Financial Group is a leading lender located in Westlake Village, California. www.frfgp.com

First Rate Financial Group is a leading lender located in Westlake Village, California, in the heart of the Conejo Valley. Since 1989, First Rate Financial Group has been a boutique Mortgage Banker known for its superior service, integrity, and experienced loan consultants. We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, c

onventional, jumbo and super jumbo and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs. Providing a loan to a client is just the beginning of a financial relationship. We believe that First Rate Financial Group is here to satisfy YOUR needs, not just ours. Our goal at First Rate Financial Group is to create a "Client for Life." We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. Whether you are purchasing a new property or you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, we are confident that we will satisfy your needs. By putting you first, we assure you a pleasurable transaction

First Rate Financial Group
FRFGP, Inc., Real Estate Broker, California Department of Real Estate
Ca DRE License #02075839 NMLS #1777223

06/17/2026

How Job Changes Can Impact Your Mortgage Approval Timeline: Many homebuyers are surprised to learn that changing jobs during the mortgage process can affect their loan approval. While a new position is not always a problem, lenders need to verify that your income is stable and likely to continue. If you are planning a career move while shopping for a home, it is important to understand how that decision may affect your mortgage timeline.

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06/16/2026

Why Pre-Approval Expiration Dates Matter More Than Buyers Realize: Getting pre-approved is one of the most important first steps in the home buying process. Many buyers assume that once they receive a pre-approval letter, they are set until they find a home. In reality, pre-approvals are only valid for a limited period of time, and allowing one to expire can create delays, additional paperwork, and even changes to your borrowing power. Understanding how pre-approval timelines work can help you stay prepared when the right home becomes available.

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06/15/2026

What’s Ahead For Mortgage Rates This Week – June 15th, 2026: With the inflation reports showing their cards, the Consumer Price Index has shown to be in line with expectations, but unexpectedly the Producer Price Index has come in substantially higher than expected.

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06/12/2026

Why The Cheapest Mortgage Is Not Always The Best Mortgage: It is natural to want the lowest possible mortgage cost. Buying a home is a major financial decision, and every dollar matters. But the cheapest mortgage on the surface is not always the best mortgage for your situation. A low rate or low fee means very little if the loan structure, service, or long-term fit does not support your goals.

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06/11/2026

Why Your Loan Type Should Match Your Long-Term Plan: Choosing a mortgage is about getting approved. It is about choosing a loan type that fits your goals, timeline, budget, and future plans. The right loan for 1 buyer may not be the right loan for another, even if they are buying similar homes. That is why your long-term plan matters.

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06/10/2026

Why Cash Reserves Can Matter As Much As Your Down Payment: Many buyers focus heavily on saving for the down payment. That is important, but it is not the only money that matters when buying a home. Cash reserves can be just as important because they help protect you after closing. A strong home purchase plan should include both the money needed to buy the home and the money needed to feel secure once you own it.

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06/09/2026

What Buyers Should Know About Rate Quotes Before Comparing Lenders: Comparing mortgage rates can feel simple at first. A buyer asks a few lenders for a rate, looks for the lowest number, and assumes that is the best option. But rate quotes can be more complicated than they appear. To compare lenders fairly, you need to know what is behind the quote.

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06/08/2026

What’s Ahead For Mortgage Rates This Week – June 8th, 2026: Unemployment data has been released, revealing an interesting trend: different demographic groups are facing varying, and in some cases significantly higher, levels of unemployment.

http://dlvr.it/TSx6DH

06/05/2026

Why Your Credit Score Is Only One Piece Of The Mortgage Picture: Many buyers worry about their credit score before applying for a mortgage. That makes sense because credit can affect loan options, interest rate, and overall approval strength. But your credit score is only 1 piece of the mortgage picture. A strong loan file includes several parts working together.

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06/04/2026

Why Your Monthly Payment Matters More Than Your Purchase Price: Buyers often focus on the purchase price first. It is easy to compare homes by listing price and assume that a lower price automatically means a better fit. But when you are financing a home, the amount that affects your everyday life most is the monthly payment. That payment is what shows up in your budget month after month.

http://dlvr.it/TSsz8p

Address

31200 Via Colinas Suite 103
Westlake Village, CA
91362

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Website

http://www.frfgp.com/

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