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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

First Rate Financial Group

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Westlake Village, CA
First Rate Financial Group

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First Rate Financial Group is a leading lender located in Westlake Village, California. www.frfgp.com

First Rate Financial Group is a leading lender located in Westlake Village, California, in the heart of the Conejo Valley. Since 1989, First Rate Financial Group has been a boutique Mortgage Banker known for its superior service, integrity, and experienced loan consultants. We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs. Providing a loan to a client is just the beginning of a financial relationship. We believe that First Rate Financial Group is here to satisfy YOUR needs, not just ours. Our goal at First Rate Financial Group is to create a "Client for Life." We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. Whether you are purchasing a new property or you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, we are confident that we will satisfy your needs. By putting you first, we assure you a pleasurable transaction

First Rate Financial Group
FRFGP, Inc., Real Estate Broker, California Department of Real Estate
Ca DRE License #02075839 NMLS #1777223

10/16/2026

Can You Get a Mortgage on a Home That Has Been Moved From Another Location?: Most buyers assume that the home they are purchasing has always been located on its current property. However, some houses have been physically relocated from one location to another.

Whether a historic home was preserved by moving it or an existing structure was transported to a new lot, the property's relocation history can create unique questions during the mortgage process.

http://dlvr.it/TVxTN7

10/15/2026

Why a Mortgage Lender May Question a Property With More Than One Parcel: Imagine finding a beautiful home that comes with an extra piece of land next door. Perhaps the additional lot provides more privacy, a larger backyard, or room for future improvements.

While this may sound like an attractive bonus, purchasing a home that includes multiple parcels can introduce mortgage questions that buyers might not expect.

http://dlvr.it/TVwg1x

10/14/2026

What Happens When the Seller Has Not Paid Off a Home Improvement Loan?: A newly installed roof, upgraded windows, or modern heating system can make a home more attractive to buyers. However, what happens when the seller is still making payments on those improvements?

http://dlvr.it/TVvv44

10/13/2026

Why a Home With a Shared Septic System Can Complicate Mortgage Financing: A home can look perfect during a showing, but certain features of the property may create questions when it comes time to secure a mortgage. One situation buyers may not anticipate is purchasing a home that shares a septic system with another property.

http://dlvr.it/TVv6N4

10/12/2026

What’s Ahead For Mortgage Rates This Week – October 12th, 2026: The FOMC Minutes and Consumer Sentiment report were the most impactful calendar items last week, further reinforcing the Federal Reserve's resolve to bring inflation down to its 2% target rate.

http://dlvr.it/TVtKz6

10/09/2026

Why Buying a Home From a Family Member Can Make the Mortgage More Complicated: Buying a home from a parent, grandparent, sibling, or another relative may seem easier than purchasing from a stranger. You already know the seller, may know the property's history, and might even agree on a price without extensive negotiations. But the family relationship can introduce mortgage considerations that are different from those in a typical purchase between unrelated parties.

http://dlvr.it/TVrZzV

10/08/2026

What Happens to Your Mortgage When the Home Has an Unfinished Addition?: You find a home you love, but there is one unusual feature. Maybe the previous owner started adding a bedroom and never finished it. Perhaps a bathroom is partially remodeled, a garage conversion is incomplete, or a new section of the house is still visibly under construction. Buyers may see opportunity in unfinished space, but a mortgage lender may need to evaluate the property as it exists today.

http://dlvr.it/TVqlgv

10/07/2026

Why the Source of Your Down Payment Can Matter as Much as the Amount: You have calculated your down payment and know exactly how much money you plan to bring to the purchase. That is an important step, but there is another question buyers sometimes overlook: Where is that money actually coming from? A $40,000 down payment sitting in one savings account can create a different planning process than $40,000 being assembled from several different financial sources.

http://dlvr.it/TVpyNV

10/06/2026

Why Your Mortgage Approval Can Change When the Home Has an Accessory Dwelling Unit: An accessory dwelling unit can make a property especially appealing. A detached guest house, converted garage, basement apartment, or backyard unit might provide space for relatives, a home office, or potential rental income. But when you are financing the purchase, that additional living space can introduce questions that would not necessarily exist with a more traditional single-family home.

http://dlvr.it/TVp7Qq

10/05/2026

What’s Ahead For Mortgage Rates This Week – October 5th, 2026: While the Core PCE Index came in at 3.0%, below the expected 3.3%, overall inflation remains well above the Federal Reserve's 2% target.

With inflation still running above the Federal Reserve's target, there remains room for rates to stay elevated or potentially increase over the next several rate decisions if the Fed remains focused on restraining inflation.

http://dlvr.it/TVnK9x

Address

31200 Via Colinas Suite 103
Westlake Village, CA
91362

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Website

http://www.frfgp.com/

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