Andy Johnson at Guaranteed Rate NMLS# 149333

Andy Johnson at Guaranteed Rate NMLS# 149333 VP of Mortgage Lending at Guaranteed Rate
Personal NMLS # 149333
Guaranteed Rate #2611
PA- NJ-GA A mortgage company who grows for good.

We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

In chess, the best MOVE isn't always the most obvious one.Many homeowners are FOCUSED on rising costs, but they may be o...
06/04/2026

In chess, the best MOVE isn't always the most obvious one.

Many homeowners are FOCUSED on rising costs, but they may be overlooking one of the STRONGEST assets they already have—the EQUITY in their home.

Before making any major FINANCIAL decision, it's important to understand all your OPTIONS and how they fit into your long-term GOALS.


Let's SCHEDULE a time to review your NEXT move.
Andy Johnson- VP of Mortgage Lending @ Guaranteed Rate
NMLS # 149333 | Serving, PA-NJ-GA
📞484-678-5274
📩[email protected]

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action.

Reach out, I'll be happy to show you how: http://ms.spr.ly/6183vbkGd

Summer is officially here — and for a lot of people that means watching neighbors move into new homes and quietly wonder...
05/30/2026

Summer is officially here — and for a lot of people that means watching neighbors move into new homes and quietly wondering: "Could that be me?"

I talk to people every week who want to buy but are holding back. And when I ask why, I hear the same things:

"Rates are too high."
"Homes are too expensive right now."
"What if I get denied?"
"I don't want to mess up my credit by applying."

I hear you. Every single one of those concerns makes sense — especially right now, when 30-year rates are hovering around 6.4% and home prices in the PA/NJ area aren't showing signs of dropping.

But here's what I want you to know:

✔ A pre-approval check does NOT hurt your credit score the way you think it does.
✔ There are programs with as little as 3% down — even with current rates.
✔ Our Lock 'N' Roll program lets you lock your rate for up to 90 days while you shop — so rising rates can't catch you off guard.
✔ Waiting for the "perfect" rate has cost buyers tens of thousands in rising home prices this year alone.

I'm not going to pressure you. I'm going to give you the real picture so YOU can decide.

That's been my job for 15+ years. And I'm available 24/7 — including this weekend.

If you have questions you've been afraid to ask, I want to answer them.

📞 (609) 489-6908
📧 [email protected]
🔗 rate.com/loan-officers/andy-johnson-149333

Andy Johnson | VP of Mortgage Lending | Guaranteed Rate | NMLS #149333

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6188vZKxI

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6184vkWzE

05/25/2026

This Memorial Day, we honor those who gave their lives in service. Their sacrifice is not forgotten.

Thank you to all who have served and sacrificed for our country. Wishing everyone a safe and meaningful Memorial Day wee...
05/25/2026

Thank you to all who have served and sacrificed for our country.

Wishing everyone a safe and meaningful Memorial Day weekend.
- Andy and the team of Guaranteed Rate

When you walk into a bank, you get that bank's products. Period.When you work with me, you get access to: FHA, VA, USDA,...
05/22/2026

When you walk into a bank, you get that bank's products. Period.

When you work with me, you get access to: FHA, VA, USDA, conventional, jumbo, renovation loans, first-time buyer programs — and more.

Middle-income families in PA & NJ qualify for programs they've never heard of. Lower down payments. Better terms. More flexibility.

Are you leaving money on the table right now? Let's find out.

Contact me:
Andy Johnson- VP of Mortgage Lending @ Guaranteed Rate
NMLS # 149333
Serving, PA-NJ-GA
📞484-678-5274
📩[email protected]

05/21/2026

If you’re a Veteran, active-duty military or surviving spouse, your VA benefit could make homeownership much easier. Rate’s VA Construction to Perm loan could help you build a new home with less out of pocket and a lot less hassle. Let’s use your VA benefit to start building your brand new home.

Learn more: http://ms.spr.ly/6184vVuZq

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6186vp3Vg

Address

14-16 W. Market Street Suite 2 Second Floor
West Chester, PA
19382

Telephone

+16094896908

Website

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