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Fran Patton - Guaranteed Rate

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West Chester, PA
Fran Patton - Guaranteed Rate

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VP of Mortgage Lending, Fran Patton NMLS #425090 at Guaranteed Rate NMLS #2611

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/08/2026

Happy Tuesday 🤩
❤️🙏

Thank you so much for your kind words ~ we appreciate our customers and love what we do!😍🏠

We’re available 24/7, Contact us today to see how we can help you 👉 rate.com/Philly

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

02/04/2026

2026 is here and it's looking to be a promising year for both buyers and sellers. Knowing what to look for could elevate your homebuying journey. Learn more about the steps you can take to make the most of the market.

https://www.rate.com/mortgage/resource/getting-ready-to-buy

01/27/2026

01/26/2026

Your medical professional clients have unique financial profiles - give them a mortgage that matches.
* Down payment options as low as 0%
* Student loan flexibility
Pave the path to homeownership for your clients with this specialized loan. Connect with me to explore the best options for your clients today.

http://rate.com/francespatton

01/22/2026

From major spikes to subtle shifts, each state's housing market is moving differently. Explore the regions giving buyers more - and potentially more leverage.

https://www.rate.com/mortgage/resource/which-housing-markets-have-become-buyers-markets?LOID=18935

01/12/2026

Even a slight drop in mortgage rates could mean a big boost in savings. Set a Rate Alert to be notified the second rates fall into your target savings range - I'll help you act fast!

https://alert.rate.com/refi?emp-id=18935

09/12/2025

With rates at the lowest they've been all year, now could be the perfect time to explore lowering your monthly payments, shortening your loan term or tapping into your home equity. Let's talk about refinancing and see if it's the right move for you!

https://www.rate.com/mortgage/loan-types/refinance?LOID=

12/02/2024

Great News! The Conforming Loan Limit has increased, offering more purchasing power and better financing options. Whether you're buying or helping clients, this change opens up new possibilities for securing a larger loan.

Contact me today to learn more!

https://www.rate.com/resources/conforming-loan-limit-2025?LOID=18935

09/10/2024

Thanks for the great review!

http://Rate.com/francespatton

Address

300 Willowbrook Lane, Suite 310 Office 111
West Chester, PA
19382

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12678257826

Website

https://www.Rate.com/francespatton?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=18935&adtrk=%7Cs

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