Team Grode - NMLS #420483

04/08/2026

https://www.evergreenhomeloans.com/evergreen-insights/posts/how-much-home-you-can-afford-might-surprise-you

A leader in the mortgage space, loan officer Cole Grode believes that pre-approval is the first and most important step in the homebuying process. Find out how this can help put you on the path of home ownership today.

03/16/2026

Cole is very knowledgeable and has a passion for helping people get the best rate they can. He is great at sharing his knowledge with his clients and making sure that everyone is very well informed about the decision they're going to make. He is not pushy, and I genuinely don't feel that he prioritizes his own interests over the clients in any way. It is our second time working with him, and it was very enjoyable. I have already recommended him to multiple colleagues at work, and I know that they will be very pleased to work with him.

Click to see all 305 reviews of Cole Grode, Branch Manager | NMLS # 420483

01/21/2026

It always takes a village! Thank you to all the agents and clients that have trusted my team over the years!

12/03/2025

Think you need 20% down to buy a home? Think again. Many buyers can put down as little as 3% and still make homeownership happen. According to FirstHomeIQ, only 8 out of 100 people actually know that.

Don't let myths stop you from getting started. What did you guess? Drop your answer in the comments.

11/27/2025

Wishing you a Thanksgiving filled with warmth, laughter, and all the good things that make a house feel like home. Here's to full plates, grateful hearts, and the people who make it all worthwhile.

11/12/2025

Mortgage rates have started to ease, and experts say there's still room for them to come down over the next year. The key factor to watch? The 10-year Treasury yield.

For decades, mortgage rates have closely followed this benchmark. As the spread between the two continues to shrink and the Treasury yield trends lower, experts predict we could see gradual rate improvements heading into 2026.

While it won't happen overnight, signs are pointing in the right direction. Stay connected for updates, and let's talk about how these shifts could work to your advantage.

11/11/2025

Today we honor the brave men and women who have served our country with courage, strength, and sacrifice. Your dedication protects the freedoms we hold dear, and for that, we are forever grateful. Thank you for your service.

11/05/2025

When it comes to offers that stand out, trust is always the main ingredient. Our Security Plus Seller Guarantee gives sellers confidence before they ever see the price, backed by our reputation for on-time closings and a promise of $10,000 if things don't go as planned. It's trust earned, not claimed, and the kind of guarantee that delivers results again and again.

02/05/2025

7 years in a row and it wouldn't be possible without my amazing team, clients, partners and real estate professionals. Thank you for the continued support and trust!

01/15/2025

Working with Cole and his team at Evergreen Home Loans was amazing. They make the whole process a breeze and the communication from start to finish was perfect. I wouldn't want to work with anyone else!

Click to see all 246 reviews of Cole Grode, Branch Manager | NMLS # 420483

09/19/2024

Did the Fed cut short term interest rates today by .5% (50BPS)?Yes they did! Did mortgage rates improve, no they didn't. The mainstream media doesn't understand our industry. In reality mortgage rates got WORSE today? Why? For a variety of factors.

I have seen post after post of loan officers and mortgage companies "pitching" today's news as some tremendous win. It wasn't-at least not in the short term. Work with people that are subject matters experts and not people that grasp at straws.

Below is a great article on the reason why mortgage rates didn't improve and the uncertainty within the market as to what the future holds.

We publish daily coverage of mortgage rate movement and have done so for nearly 20 years now.  It's a great place to quickly check in on rate trends and to get a sense of what's true and what matters.  If you'd been checking in at any point in the past few days/weeks, y...