Paul Syptak - PrimeLending Loan Officer, NMLS 176507

09/08/2026

Buying a home? Know the difference between closing costs and cash to close.
They may sound interchangeable, but they represent two different pieces of the homebuying equation.
Understanding what you’ll actually need to bring to the closing table can help you budget with confidence and avoid surprises along the way.

09/02/2026

I am honored to be recognized by D Magazine as a 2026 Best Mortgage Professional/Top Producer. This achievement reflects the trust of my clients, partners, family, friends, and the incredible team that supports me every day. I'm grateful for every opportunity to help individuals and families achieve their homeownership goals, and I look forward to continuing to serve our community with excellence. Thank you to everyone who has been part of this journey!

09/02/2026

06/18/2026

If you’ve earned VA loan benefits, they could make buying a home more affordable. For qualified Veterans and active-duty service members, a VA loan can offer advantages like no down payment, no private mortgage insurance,* and no VA lender fees.** This can help lower how much cash you need upfront and make your budget go further. DM me to see how your VA loan benefit could help you get into a home.
*There is an up front funding fee that takes the place of mortgage insurance. **All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 6/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

06/03/2026

Bi-weekly payments could cut years off your mortgage without making a huge dent in your wallet. When you make half of your monthly mortgage payment every two weeks, you end up making the equivalent of one extra monthly payment each year. That extra payment goes toward your principal, which helps you shorten your loan term. Want to see how much you could save? Send a message and we’ll send you our bi-weekly mortgage calculator.

05/15/2026

Think you need a big down payment to buy a home? Not always.
With a USDA loan, qualified buyers can purchase with no down payment. And the eligible areas might surprise you. Many include suburbs and smaller communities, not just rural farmland.
If you want to buy without waiting on a big down payment, send me a message and I’ll help you see if a USDA loan fits your plans.

05/01/2026

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.
That’s important because a lot of first-time buyers look at the home price first, but your monthly payment is what needs to fit your life and your budget.
Once you understand your PITI, it gets easier to narrow your price range, plan with more confidence, and move forward with a clearer idea of what you can afford.
DM me to run your numbers.

02/12/2026

You wouldn’t buy a car without knowing what you could afford, would you? The same should go for your home. Shop for a house you are confident you can afford with a pre-approval* from PrimeLending. Not only does this help you stay on budget, but you can also make a quicker offer when you know you have the funding to back it up.
Message me to get your green light.
*Pre-approval means credit has been pulled and an AUS has returned eligible. A pre-approval does not signify that underwriting requirements have been met. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

01/20/2026

Thinking about refinancing but not sure if now’s the time? You’re not committing to anything—just getting clarity. A refi could lower your monthly payment, shorten your loan term, or give you more flexibility to reach your financial goals faster. What have you got to lose? Let’s take a look and see what kind of impact it could make.

01/13/2026

Think your credit score has to be perfect to buy a home?
We have loan programs that allow for a variety of financial situations, and improving your score can lead to better rates, lower payments, and more flexibility.
Want a clear picture of what your score qualifies you for today? Happy to walk you through it.